Use your credit card to pay your biggest expenses including rent, salaries and invoices to earn credit card points and rewards like never before, while improving your cashflow.
Written by the business, not verified by us.ipaymy (ipaymy.com) has a 4.1 out of 5 rating on OK.one, based on 377 user reviews collected here. It is listed under Business Services and its reputation is good. 75% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 93% of negative reviews; 27 of them were added in the last 12 months. Last updated 2026-10-24.
I still can’t pay overseas. While every other platform lets me do it straight away. Also no reply for my Enquiry on an update on the situation.
Hi Joel, thank you for taking the time to write this review. Our team has reached out to you separately via email to assist you further on this matter, we do hope to hear from you soon!
Your platform is very useful. Interface is friction free and the CSM is excellent in responsiveness
Hi Vivek, thank you so much for your 5* review! We are delighted to hear that you are having such an amazing experience with our platform. We pride ourselves on ensuring we provide the best service to our users and will strive to continue and improve as we go on.
Customer service is helpful! I keyed in the wrong details and they got it change for me!
Hi Dennis, thank you for the 5* review! We pride ourselves in ensuring we provide the utmost service to our users and we are happy to hear that your experience with us has been a great one!
Good platform to utilise credit card rewards and benefits, it is useful to be able to pay rental with credit cards and get rewarded
Hi DK, thank you for taking the time to write this 5* review! We got your back when it comes to earning card rewards on all your regular payments!
Special thank you to Stephanie who has helped me with many urgent requests. She is always responsive and patient. Very good platform, easy to use, with automated tracking of my payment. Worry-free and helps me to hit my credit card target like a breeze.
Hi there! Thank you so much for your 5* review! We will be sure to pass on your high praises to Stefanie and we are happy to hear that she provided you with assurance and prompt assistance.
Easy to use and understand. Fast and short process. Wonderful first experience. Was hoping for more promo codes as national day 1.89% is still high
Hi Chew, it is definitely wonderful to see 5* reviews, especially from new users like yourself! We are glad you had a great first experience with ipaymy. For future discounted rates, do keep a lookout for exciting promotions sent to your email or simply follow our Instagram and Facebook page.
Trusted and reliable platform. Keep me posted on every transaction.
Hi Kia Yit, thank you so much for the 5* review! We are absolutely delighted that your experience with us has been an amazing one and you can definitely count on us to to process all your payments on time.
Earn points on Insurance It's good to earn from these hefty bills, so at least I feel that I'm earning something.
Hi Agent P! Thank you so much for your 5* review! We are so glad you are able to get credit card points out of your larger expenditures. We aim to provide our users with the best service and value while using our platform. If you feel your friends will stand to benefit from ipaymy, you can earn even more rewards by referring them!
All was good. However, I received feedbacks from my vendor that the time taken for the money to remit is quite long. It will be better if the time is further reduced.
Hi JH, thank you so for taking the time to write this review and feedback! We do have different processing times for each region we operate in; Singapore follows T+2, in Hong Kong it's T+3 and in Malaysia it's T+5. We are definitely looking into reducing and expediting payments so do stay tuned, we will be sure to update you once we have it up and running!
Best rates for large bill payments - for 1.6% compared to 1.89% from their competitors. Responsive to enquires. Thumbs up!
Good but interest rate is a bit high
Hi Minsoo, thank you for your 5* review and feedback! We aim to provide our users the best service in their experience with us. To clarify, we do not charge any additional interest or hidden costs, only the fees for each transaction. We do run promotions regularly so do stay tuned to your email inbox or our Facebook/Instagram page to find out more!
Excellent so far. Hope it continue to offer discount. Better still, lower the fees permanently.
Hi there, thank you for taking the time to write this 5* review! We are happy to hear about your positive experience with ipaymy! We look forward to providing you with the best service. We do run promotions from time to time. For your payments this month, you can take advantage of our recurring rental payments at 1.79% and other one-time payments at 1.89%. In addition, stand to benefit more by spreading word about ipaymy through our attractive referral program!
Thank you so much for the 5* review and feedback! We do have different processing duration for each region we operate in, like in Singapore T+2 and in Hong Kong, it's T+3. However, we are definitely looking at ways to expedite payments in Malaysia and will be sure to inform you once we have that up and running! In the meantime, we do hope your experience with us has been an amazing one and that we will continue to improve so it maintains or exceed your expectations!
reliable, but may be a bit difficult to set up initially.
Hi Alex, thank you for the 5* review and feedback! We are delighted to know you find ipaymy reliable. We do pride ourselves with on time payments and will definitely keep this up! We will continue to improve and strive to provide excellent service for all our users. Please do not hesitate to contact us at [email protected] to share more insights on your set up process; we are all ears!
Your account can be surprisingly closed without any reason provided.
Hi Saurabh, thank you for taking the time to write this review. Please rest assured that we did not intentionally close your account without reason. We had tried to reach out to you via email sent from our compliance team, as well as phone calls from our team member, unfortunately all to no avail. That said, we are glad to hear from you again and would very much like to continue our follow up. Please feel free to reach out to [email protected] so that we can clarify and help you with this as soon as possible, thank you.
Awesome amazing platform for all business owners.
Hi Miza, thank you so much for your 5* review! We are elated to know that our services have done wonders helping you as a business owner. We are always looking to improve ourselves to ensure the best experience for our users. You can also benefit from our referral program when you spread the good word to your friends and other acquainted business owners!
Hi Zheng Ming, thank you so much for your 5* review! We feel awesome after hearing how much you enjoy using our platform and services. We will continue to improve to ensure that your ongoing experiences with us will be as good and even better than before!
Everything is good and transaction is smooth. Just the processing fee is a bit high to me
Hi Boyu, thank you for taking the time to provide this review! We are happy to hear that your experience with us was smooth sailing. ipaymy runs promotions from time to time so do stay tuned to our FaceBook page and your email inbox to be in the know!
Everything was good enough 👍👍👍👍 Just only amount credit into bank took a little bit longer.
Hi Jeffrey, thank you for your positive review and feedback! We are always looking to improve and will definitely bring this up to the team to consider shorter processing times!
Customer service is prompt with feedback and assistance whenever possible. Great experience dealing with the team!
Hi Yuen Thim, thank you for taking the time to write this awesome review! We are happy to hear that you always have a great experience while using our services. Stand to benefit more from ipaymy's referral program by spreading the good word to your friends and favourite businesses! :)
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