Very helpful
Daniel was really helpful with the application. He got me thru it with ease.
About LendingUSA
Data updated- Website
- lendingusa.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 41 reviews
- Replies to negative
- 50% (5/10)
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About this business
LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.
Is LendingUSA legit?
LendingUSA (lendingusa.com) has a 4.5 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 85% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 50% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, knowledgeable, and patient throughout the entire loan application process. Consumers note that friendly representatives clearly explain every single detail and patiently answer all questions with remarkable professionalism. A few other people also felt that the overall loan approval procedure was remarkably fast and completely straightforward. Reviewers deeply appreciate the easy access and seamless digital communication used to keep them constantly informed every day. People emphasize how wonderful it is to work with such dedicated coordinators to handle their personal financial needs.
Auto-generated from all reviews of this business. For reference only.What people say
My experience was excellent really easy and professional
My experience was excellent really nice and easy. People are great easy to understand. They took their time to explain everything to me. I am truly grateful for your help. I spoke with a few of representatives and every one of them were great.Thank you very much.
Great Customer Service
The entire process was efficient and well-explained. The customer service representative was friendly and knowledgeable when answering my questions.
Smooth, Fast, and Professional Experience
I had a very positive experience with LendingUSA. Their team handled my request promptly, thoughtfully, and professionally. The process was clear, efficient, and well-organized from start to finish. I truly appreciated the responsiveness and attention to detail. I would certainly recommend LendingUSA to anyone seeking a reliable, professional lending experience.
Spoke to Manny who assured us
Quick and easy process with no hidden…
Quick and easy process with no hidden fees.Friendly and professional.
Fast and easy!
Great experience with LendingUSA
I have had a wonderful experience with LendingUSA. Julio Garcia has assisted me tremendously as coordinator for my account and helped me as I worked through paperwork and explaining the process. I would definitely recommend LendingUSA to anyone who is looking for reasonable solutions to financial issues.
Smooth and easy
The representative was very nice…
The representative was very nice patient, she guided me through the whole process, she keeps me up date almost everyday till finally I got approved for the loan, thank you Viviana Hernandez
They explained everything to detail
They explained everything to detail, answered all my questions..it was approved quickly
Smooth
They were very easy to access and friendly.
I applied for the debt consolidation…
I applied for the debt consolidation loan and was approved.The staff of Lending USA like Viviana is helpful knowledgeable and accommodating. The timing is great the reason I'm paying them.
Very efficient and thorough...
Jonathan was very efficient and thorough in explaining the loan options and details relating to each one. He answered my questions along the way and also made sure I did not have any further questions at the end of the conversation. A very pleasant customer service experience.
Just spoke to a couple guys from this…
Just spoke to a couple guys from this company on the phone regarding a loan that i was told i'm "guaranteed approval" for! I told the first guy i talked to that under no circumstances an i going to pay anything to get this loan, after which he assured me that i definitely wouldn't have to pay any money to get the loan. Yet when i talked to the second guy he wasted like 15 minutes of time before informing me that i would need to purchase insurance, from Them before funds would be disbursed! I made it clear to him also that I don't trust them to not just take my "loan insurance payment" & run with it yet he still blabs on & on about the insurance and how they have to protect themselves in case I don't end up paying the loan back! I'm pretty sure they're already insured themselves & therefore covered whether or not i pay back the loan (which i Was gona pay back!) On top of that, the loan wasn't actually even coming from Them, it was through a third party which makes No Sense to Me cause why would i pay Them insurance to get a loan fom someone else?? The whole thing seemed super shady to me & obviously i chose Not to do any business with them & definitely won't be in the future! Far as i can tell its a sham business out to rip people off under the guise of providing loans & i strongly suspect that all these good reviews are fake & from people paid by them!! I Definitely don't recommend doing any business with this company!! Just look through these reviews and for example, count how many times the word "knowledgeable" is used in them and that should let you know how (il)legit these ass-clowns are! I highly doubt That Many reviewers just happened to call them knowledgeable! Especially considering how unknowledgeable the guys I talked to were!!
Easy to work with and very professional!
Quick process
Process was very fast, friendly and knowledgeable staff. Jonathan Choi is the best loan coordinator!!
Johnathon
Johnathon, my loan coordinator was knowledgeable, and so nice. The Debt Consolidation was just the tool we needed. It helps to have such guidance when you are in need of answers.
Taken care of business
The person that helped me was very knowledgeable and professional
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