Very satisfied
Working with the Lending USA team was very positive. I like the quick response I received . Everyone I had the pleasure to speak to, was not only very knowledgeable, but made my experience easy and stress free.
About LendingUSA
Data updated- Website
- lendingusa.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 41 reviews
- Replies to negative
- 50% (5/10)
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About this business
LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.
Is LendingUSA legit?
LendingUSA (lendingusa.com) has a 4.5 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 85% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 50% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, knowledgeable, and patient throughout the entire loan application process. Consumers note that friendly representatives clearly explain every single detail and patiently answer all questions with remarkable professionalism. A few other people also felt that the overall loan approval procedure was remarkably fast and completely straightforward. Reviewers deeply appreciate the easy access and seamless digital communication used to keep them constantly informed every day. People emphasize how wonderful it is to work with such dedicated coordinators to handle their personal financial needs.
Auto-generated from all reviews of this business. For reference only.What people say
Predatory lender
I am being overcharged. My “principal” balance reflects the entire invoice; it should be reduced by the amount I paid directly to the merchant. Customer service tries to steer me to collect from the merchant, when they received the correct amount from LendingUSA, reflecting my cash payment. The BS “Loan Origination Fee” should also be reduced to reflect the lower principal. Predatory lender taking advantage of people in unexpected circumstances. Usury level interest rate for A+ credit.
Agent was in such a hurry
Agent was in such a hurry, I couldn't keep up. I had to ask him several times to slow down. I hated the entire call. I felt rushed, unheard, and confused. I agreed with the terms just to get off the call ! Sorry, but this is a big step and no one should feel that uncomfortable.
Great product was…
The service from start to finish was timely and highly efficient. The people that explained the detailed of the process were knowledgeable and very helpful. I’m truly appreciative of the program and results.
very disappointed with Manuel i…
very disappointed with Manuel i continually had to call finally asked for a supervisor. the communication between GRT financial and lending U S A then after i got approved which GRT told me not Lending Usa what a run around. then GRT got better payoffs than had expected after the loan was approved for a higher payoff amount. So I am over paying my loan and GRT has more funds than needed which means my loan should have been reworked with a lower loan not tacked on to the principal at the end Mffff
Great and profound customer service
Great and profound customer service. He very knowledgeable and made sure I was comfortable and understood everything about my loan. Answered all my questions and allowed me to have time to ask questions.
They seen what my need was and did a…
They seen what my need was and did a good job taking care of it.
The process was easy and details were…
The process was easy and details were explained up front. Friendly service.
You have been very helpful and made my…
You have been very helpful and made my experience very pleasurable.
Seamless and easy
Seamless and easy Everyone I have talked to has been super nice and knowledgeable.
My mother passed away with no…
My mother passed away with no insurance. Able to pay for her cremation. Which was her wishes.
Great experience
Yes, the application process very easy. The gentleman I talk to you on the phone with very helpful very clear on the options that I had, and I believe the interest rate for someone with my credit score was very fair and low. I’d recommend lending tree to anybody. It was a great experience.
Loan application
Application process was very fast , and I got an answer very quick , I was approved for the loan. I had a great experience.
LendingUSA is a great company that…
LendingUSA is a great company that helped me with my debt. Thank you guys!
Working with citizens debt relief…
Working together with citizens debt relief screwed me wirh 21% interest loan and I cannot get in contact with anyone. Pretty sure I got scammed at this point!!!
LendingUSA is excellent
LendingUSA is excellent, not only help you out with your debt, but they always be there to help me understand about the process and my right. There are lot staff who you can help you, but my personal great experience with Ms Viviana Hernandez who help me thru it. I really grateful for her help. Thank you Julia
Professional & Friendly
My experience with Lending USA was amazing. The representative was helpful, informative, and professional. I appreciate his explanation of the loan process.
Professional Service Provider
Service provider was professional, courteous, and informative. I appreciate his explanation of the loan process and his follow up.
Fast processing
Fast processing, great communication and to top it all customer service is exceptional! Thank you.
Quick
Quick, friendly, helpful. Streamlined process. Thanks for a great experience.
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