Loan at Last’s goal is to get quick help to those who need it. With transparent loan terms, we make the loan process simple so you can move forward with your life, getting back to what’s really important. Money can be deposited directly to your account as soon as the same day.
Written by the business, not verified by us.Loan at Last (loanatlast.com) has a 4.9 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 75% of negative reviews. Last updated 2026-08-31.
I did not have to speak with no one this round and my loan was deposited that night wasn’t no issues. Fantastic Company on trusting me as well. Wonderful 😊
Thank you for sharing your experience with us, Brenda! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 363-2288
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We appreciate your business.
The process was extremely quick and flawless
Thank you for the five-star review, Sandra! We're glad you chose us as your lending partner. We appreciate your business.
When I applied again, it was very easy and fast. I do wish the interest rate wasn't so high but overall, satisfied.
We appreciate the time you took to share this review. We're happy to know that you found the process fast and easy. Paying the loan off early saves a significant amount in fees. There is also no prepayment penalty or fee for paying the loan off early. We appreciate your business.
The employees/staff at Loan at Last always make the experience enjoyable, friendly, fast & efficient. Every single person I speak to has a wonderful & lovely approach & is very understanding, empathetic but thorough with their information. It has helped me a lot for times that I need a quick helping hand; but I do know that this is only temporary & that the real work starts with respecting & understanding your financial situation through financial literacy & assistance. Thanks for making this a platform to tap into, for the emergent times; this has truly been a lifesaver. Much gratitude to all the employees & staff at Loan@Last 🙏🏽🙏🏽🙏🏽
Thank you for your feedback! We are proud of the dependable, quality service that we provide. We are committed to transparency in our process. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Loan at Last customer!
Loan at last was such a huge lifesaver for me! They were fair, fast and transparent. They do have high interest rates but those are their terms and you can agree to them or not for the loan you, the borrower asked for. Overall I had a wonderful experience with them.
Thank you for the review! We're glad our staff was able to help you with the funding you requested in your time of need. We are committed to transparency in our process and happy to be able to help. Let us know if you have any questions at [email protected] or at (844) 363-2288.
Thank you for taking the time to leave this positive review. We appreciate your business.
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We appreciate your business.
Prompt service with reasonable pay back amounts.
Thank you for taking the time to leave this positive review. We appreciate your business.
Thank you for the five-star review Tony! We’re happy to hear that our Customer Care team met your expectations. Thank you for choosing Loan at Last.
Great customer service in a timely fashion
Hi Teresa, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (844) 363-2288. Thank you for being a Loan at Last customer.
The loan application process was easy and and painless. Approval came in seconds and I got funded the next day! Very satisfied with my experience, thanks!
Thank you for the five-star review, Maria! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Loan at Last!
The process was fast and easy. Each operator that I met with was very considerate and respectful. They were knowledgeable about the loan process, and explained it to me in a way that was both professional and understanding.
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We appreciate your business.
I felt loan at last is there to eas-up some of the financial stress you feel when u are up against the wall. ...felt good in the end.👍
Thank you for sharing your experience with us, Johnny! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 363-2288.
The lady was very patient and courteous with me. She helped me in every way possible to get my loan together. I am so grateful for her being there for me. I have so much respect for this lady and I will definitely tell everyone about this company and what and she helped me.
Thank you for your feedback Pamela! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Loan at Last customer!
Kwanza was a great example of awesome customer service with a smile and awesome knowledge of her job. She helped me with additional funds and it was fast and accurate.
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
I’m not going to lie, I wasn’t expecting this to actually work. I have been in a hard spot for months financially. I have a full time job, but was unemployed for almost a year, and bills piled up. My rent was due, and I was a couple hundred dollars away, I have asked any and all family members for help every month. And I refused this time, I filled out the application and hoped for the best. I have done this many times with so many different places and it never goes through, so when I got a message saying the funds would be in my account the next day I said “ok, we’ll see”. Checked my account the next morning, it was there! I almost cried! Thank you! I will definitely be using again.
Hi Mel, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Loan at Last!
I got approved for $1100 but the infuriating concern of mine is because the first payment date was scheduled to be on the 16th for over $300, keep in mind the funds would be released the next business day which falls on Monday after the subsequent weekend giving me only 10 days thereafter, 8 if you exclude the weekend, in the hopes of finding a solution I proceeded to with an inquiry via their website's chat portal and their representative who clearly did not give a care in the world responded to my problems by sharing links to their 'loan faq' webpage and could not respond to the most basic questions regarding extensions, reformulating contract, etc..their customer support is the epitome of how to precisely emulate an automated chat system This tribal lending company is no different and possibly even worse than its peers, the absurd part I find very perplexing is how they've managed to receiving such a high number of positive reviews, their outrageous apr rate was anticipated but given the circumstances of 8 days before my first payment was downright the textbook definition of what predatory lending is and should be condemned. They don't even bother giving the option of an extension to accommodate the borrower's situation but take advantage of desperate folks, this is not a mutual relationship but a despicable loan shark. Please stay away from the as there are other tribal lenders that grant you alteast 2 weeks or more, of course interest will accrue on a daily basis resulting in your first payment being higher than normal but these loans are meant to be repaid in a relative short amount of time so that is acceptable but not this company. STAY AWAY! EDITED 08-16-23 2nd attempt from loanatlast to have this review removed lol... its remarkable how persistent they are are to have all the negative reviews disabled or removed, I'll acknowledge that fact, oh also be sure to double verify any contract terms you request to have amended as they "mistakenly" forgot to implement them on mine, they sure have intriguing tactics.
Hi William: Thank you for your ongoing feedback. We are sorry to hear that you are not completely satisfied with the terms and conditions of the loan; however, we are committed to ensuring our customers clearly understand our rates and terms and provide full disclosure on all fees and the payment amortization schedule associated with the loan prior to originating the loan. We have confirmed that we provided transparent terms and conditions on 8.8.23 at 9:57am when you signed your loan agreement. The amortization schedule of this loan is based on the pay frequency that you provided in your application and the first payment date was disclosed to you by the agent prior to you signing the loan agreement in which you agreed. We are always here to work with you, and we are pleased that we could accommodate your request to amend the payment amortization schedule. Loan at Last is a proud member of the Online Lenders Alliance, and OLA member companies are among the most innovative financial technology companies committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, and fully compliant with Federal Law. If we can further assist you with any questions or concerns, please contact our Customer Care Team at your convenience at (844) 363-2288, you may also contact us via online chat, or email at [email protected]. Thank you
Very helpful in a time of need. Customer service representatives are very polite and respectful. You don’t find that type of great customer service now days.
Thank you for your feedback Vincent! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Loan at Last customer!
Easy process and quick to send to bank! Also awesome option to pay early whenever you want to avoid the loan fees. Loan fees are high but that’s about everywhere.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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