Makwa Finance knows we need to be better than our competition to earn your business. We hired the best engineers and analysts to make sure our application and underwriting process is as quick and easy as possible. Our call centers are staffed 24/7 to provide you with the personal support you deserve. We protect your personal information, physically and digitally, by industry-leading security protocols.As a direct lender, Makwa Finance doesn’t have to wait for third-party approvals and can offer Accelerated Funding and early pay-offs without penalties. Returning customers also benefit from membership in our Big Bear Rewards Program, where they receive lower interest rates, increased loan amounts, and even faster approvals. Members also earn points they can cash in for gift cards to their favorite national retailers, movie theaters and restaurants.
Makwa Finance (makwafinance.com) has a 4.7 out of 5 rating on OK.one, based on 167 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 90% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, kind, and professional throughout the entire loan application process. People also appreciate receiving quick funding and using an easy-to-navigate website that makes getting financial help completely smooth and stress-free. Borrowers describe the service as trustworthy, noting that representatives take the time to clearly explain all terms and guide them patiently. However, some customers also noted that the interest rates and overall repayment amounts were extremely high. A few other people also felt that unexpected account charges or payment processing issues caused frustration.
Auto-generated from all reviews of this business. For reference only.Thank you for your kind review and five-star rating, Rita Harris! We're grateful for the opportunity to assist you and are happy to know you found our team helpful. Delivering reliable, caring service is what we strive for every day. We appreciate your support and look forward to helping you again!
Wow, thank you for the fantastic review, Alan Swanson! Hearing that our customer service was fast and accurate is the best kind of feedback. We’re grateful for you and excited to help again whenever you need us. Thanks for being awesome!
The service is excellent,the makawa is a great company for short term loans.
Dear Belkis Rosario, Thank you for your wonderful five star review. We truly appreciate you taking the time to share your experience and are pleased to hear that you found our service excellent and Makwa Finance to be a great option for short term loans. Your feedback means a great deal to us, as we strive to provide a smooth and supportive experience for every customer. If you ever need assistance in the future or have questions about your account, our team is always here to help ensure your needs continue to be met. Thank you again for choosing Makwa Finance.
Being able to borrow quickly
Thank you for taking the time to leave us a great review, MzzAmanda "SweetiePie"! We're delighted to hear that our quick borrowing process made your experience a positive one. Providing fast, friendly service is always our goal, and we're grateful for your kind words. We look forward to serving you again!
I had a medical emergency, and they were fast and understanding never upsold me. I knew exactly how to repay the loan quicker.
Thank you for the fantastic review, Boronatmom! We’re so glad we could be there for you during a tough moment and provide clear guidance without any upselling. Your trust means everything. Sending you good vibes and gratitude!
Dear Customer, We truly appreciate your wonderful feedback and are grateful that you took the time to share your experience with us. We're delighted to hear that our customer service made a positive impression and will be sure to share your kind words with our team. Thank you for choosing us, and we look forward to serving you again in the future!
Customer, we truly appreciate your five-star review! Knowing that our customer service earned your recognition is incredibly rewarding. Our team works hard to create a positive experience for every guest, and we're grateful for your support. We hope to see you again soon!
Easy going ,, great customer service
Thank you so much for the five-star review, Ronald! We're thrilled to hear you found our team easy to work with and that you had a great customer service experience. We truly appreciate your support and look forward to serving you again!
Thank you for your amazing review, Cindy! We sincerely appreciate your support and are so happy to hear that our team was able to help you and make the process quick and easy. Your satisfaction means a lot to us, and we look forward to being here for you whenever you need us again. Have a wonderful day!
Huge thanks for the 5‑star love, Customer Timothy Arviso! Hearing that the experience was quick, easy, and reliable is the best compliment we could ask for. We appreciate you and hope to see you again soon.
Fast easy application with swift approval. Customer service very polite explained all details very well with me and my $ was into my account fast. Highly recommend
Your 5‑star review made our day, Deborah! Fast application, quick approval, clear communication, and funds delivered right away — that’s exactly the experience we aim for. Thank you for noticing and sharing. We appreciate you and look forward to helping again!
Appreciate the 4 stars and the kind feedback, Chad Smith! Happy we could help out — we aim to be as dependable as your favorite pair of summer flip‑flops. Enjoy the sunshine and stop by anytime!
Fast and a clear response and the funds were deposited within minutes of approval.
Huge thanks for the awesome review, Thomas! Fast answers and lightning‑speed deposits are exactly the vibes we aim for — like catching the perfect summer breeze. We appreciate you and hope your season stays bright and easy.
Money was in my account fast when I needed it.
Cindy Arnett, thank you so much for your 5-star review! We're grateful you chose us when you needed financial support. We're delighted to hear that your funds were deposited quickly and that we could provide the fast service you were looking for. Thank you for your trust, and we look forward to being here whenever you need us again!
I like how trustworthy this way of applying for a loan is. they were very prompt and very nice.
We greatly appreciate your five-star review, Rae! It's rewarding to hear that you felt confident and comfortable throughout the loan application process. We're especially pleased that our team provided quick responses and friendly service. Thank you for your support and for allowing us the opportunity to assist you. We hope to serve you again in the future!
Thank you, Carol Cronin! Your kind words hit like a perfect summer breeze. We’re so glad we could team up and turn your plans into reality. Wishing you sunny days and smooth sailing ahead.
It was a very simple application process and funds were available almost immediately. I was pleasantly surprised by the efficiency.
Thank you for taking the time to share your experience with Makwa Finance. We are delighted to hear that the application process was simple and that your funds were made available almost immediately, as providing a smooth and efficient experience is very important to us. Your pleasant surprise means a great deal, and we truly appreciate your kind words. If you ever need assistance in the future, our team is always here to help. Thank you again for choosing Makwa Finance.
Great Experience with Makwa Finance.Easy Application Process & Quick Funding.
Dear Carolyn Duggan, Thank you for your wonderful review of Makwa Finance. We are pleased to hear that you had a great experience and found the application process easy and the funding quick, as we strive to make every step simple and efficient for our customers. Your feedback is truly appreciated and reinforces our commitment to providing a smooth and reliable lending experience. If you ever need assistance in the future, our team is always here to help, and we look forward to continuing to serve you.
Excellent service: friendly reps and quick funding.
Dear Linda G Rice, Thank you for your wonderful review of Makwa Finance. We truly appreciate your kind words about our friendly representatives and quick funding, as providing a smooth and supportive experience is very important to us. It is great to hear that our team met your expectations, and we are always here to assist should you need anything further. We are grateful for the opportunity to serve you and thank you again for your five star feedback.
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