It's easy to use my Merrick Bank credit…
It's easy to use my Merrick Bank credit card for all my purchases. I appreciate them giving me a credit limit increase automatically after six months.
About Merrick Bank
Data updated- Website
- merrickbank.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 202 reviews
- Replies to negative
- 89% (16/18)
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Is Merrick Bank legit?
Merrick Bank (merrickbank.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews. Last updated 2026-08-10.
What people say
Second chances to build your credit…
Second chances to build your credit that’s what Merrick does I find it’s way better than most cc companies I use
Well they sent me a pre approved credit…
Well they sent me a pre approved credit card and and then decided to denied it
Reply from Merrick Bank2026-07-12
We appreciate you taking the time to leave a review, Jason. We take all feedback seriously, as we strive to improve our customers’ experiences. If you're still in need of assistance, please call us at 833-845-1900. We are happy to help.
The app is super easy to use and I use…
The app is super easy to use and I use them for car rentals. Seamless for me.
Reply from Merrick Bank2026-07-17
Happy to hear this!
This Company is so convenient
This Company No problems with the card, you just about purchase anything from groceries to pharmacy prescriptions. Thank you Merrick!
Great People
Great People, Great Service, Great Bank!!!! I applied for my card in December 2025 and it came in so handy to have the credit as my wife had a stroke and was at Dartmouth Hitchcock in Lebanon, NH. when we kept getting held up on her departure from the hospital, so I had to stay at the Residences at the Marriott for several nights. I don't know what I would have done without my credit with Merrick Bank! BTW, THEY BOOSTED MY CREDIT AFTER 6 MONTHS!!! MANY THANKS MERRICK BANK Sam and Ellen M.
Reply from Merrick Bank2026-07-17
Thank you for sharing your feedback. We appreciate it.
Second Chances
Recently I needed shoes! Expensive shoes for very bad feet! I have SO-SO credit and was maxed out on what I do have. I logged on to make a payment to my Merrick Bank Card and was fantastically surprised to find an unannounced credit line increase. Thank You so much for offering second chances.Not only did I get new shoes but also had a small boost in self confidence!
your website is easy to use
your website is easy to use. My payments post promptly
no issues at all payment reminder
no issues at all payment reminder, app on phone
New customer
Very good customer service the staff are very helpful
na problem using my card
Easy site to navigate.
customer service
Easy to use and rebuilding my credit.
Always helpful
Always helpful, friendly, they never seem like they’re in a hurry to get you off the phone and that means everything to me. Thank you so much. S Clarke.
Reply from Merrick Bank2026-07-16
Thank you for your review, Sara!
You staff work to accommodate the. Client
Staff were knowledgeable
Customer service is great !!!
Got hardship and now trying to pay it…
Got hardship and now trying to pay it back little more difficult than it should be but it's a start
Reply from Merrick Bank2026-07-16
Thank you for your review, Timothy. If you are experiencing a hardship, please contact us at 833-845-1900. We strive to improve our customer experience and are here to help.
Great Service
Reply from Merrick Bank2026-07-16
Thank you so much for your feedback, Cesar! We take great pride in our customer service and truly appreciate your review.