National Bankcard Inc.

I have not used the service yet

I have not used the service yet, I don’t know how?

Teck support and making sure my information was protected

Safety and information was thoroughly effective.

Great experience and friendly service…

Great experience and friendly service representatives that were very helpful and informative.

Great

Easy process

Everyone was helpful and made setting…

Everyone was helpful and made setting things easy Thank you

Having a dedicated customer service rep…

Having a dedicated customer service rep (Lauren) made all the difference in the world. She helped me resolve a major problem and her concern, follow up and professionalism was greatly appreciated.

Both people I spoke to were perfect.

Beware of their sales people's claim especially if you're starting a new company

Beware of their salespeople. They will make it seem like they are reasonable and intelligent enough to tell the difference between a fraudulent company and a legitimate company. I told the salesperson that we were a very new company. He said that would be fine and that we just had to keep communication open with them if some payments were higher or if sales increased in volume. I signed up and went through the approval process without issues. But I signed up too early, thinking we would launch our services earlier. We ended up paying the monthly fees for almost two years without using their services. That was my fault. But now that we have launched our software and marketing solutions, our first client purchased an $8,000 package, which was a higher amount than what I had told the salesperson to expect. So I called them to let them know, and they told me to break it into $2,500 payments. I said okay. I sent three invoices. The first payment went through fine, but they froze the second payment the client sent, pending an investigation that was supposed to take 1 to 3 days according to their own rules. On the 5th business day, I asked them to return the frozen funds back to the client so he could pay us by wire transfer while they continued their investigation. The next day, on the 6th business day, they said our account was closed because of fraud risk. One reason they gave was excessive chargebacks and refunds, even though we did not have any chargebacks or refunds. In fact, that first client has been patiently waiting to pay us the next payments and never requested a refund. The only real reason I would give National BankCard is that the amount for that first client was more than expected. But the salesperson had told me that even if I got a surge at the beginning, I just needed to stay in communication with them. To make things worse, they say that, in the fine print, they have the right to hold the frozen funds for 180 days. I could understand that it may take up to 180 days for someone to get their money back if the funds were given to the merchant and they needed to take action to get the merchant to reimburse the client. But I am the merchant in this story, and I never received the funds. The funds remained in National BankCard’s hands. They could refund the client right away. So this is what I advise you: Do not sign up with them if you are a startup and you are starting with low funds, or if you are a startup that is good at marketing and expects a surge of sales. They are likely to shut you down. Read the fine print. These guys are not on your side, and they do not seem to operate in a way that is best for both parties. They appear to think only of themselves. They do not necessarily hire people who can tell the difference between a fraudulent company and a legitimate company. In this case, I gave them all the client’s contact information. They could have called the client and confirmed that it was a legitimate transaction. The client told me he did not receive a call from them. They just shut us down. Do not use them if having them hold funds for 180 days would harm your business. Frankly, there are better alternatives than them, so even once we are doing great, we will never go back to them. Finally, don't sign up with them until you're ready to sell. There is a chance they'll shut you down, especially if you do well at the start. That way, you won't be paying them monthly fees, which they'll gladly take and then get shut down when you actually need their services.

Robin BuggsUnited States · 5 reviews · Verified · Experienced 2026-06-11 · Posted 2026-06-11

wonderful customer service

Very pleasant and nice

Very pleasant and nice young lady.She knew what she was doing , and she helped me out greatly 😀

Just excited to have a new form with…

Just excited to have a new form with payment for my customers instead of using unreliable apps that randomly decide to freeze or hold your money for any given reason.

It's a pleasure meeting the team I like…

It's a pleasure meeting the team I like the service they provide

All out great service.

Patiently helped

Very patient and explain how the process works

Customer service was top notch

Customer service was top notch! Helped every step of the way. Thank you.

Nice staff

The staff through the entire process was so sweet and nice to meet

John ThomasUnited States · 2 reviews · Verified · Experienced 2026-06-09 · Posted 2026-06-09

Smooth and easy

Easy process Good

Easy process Good. Don't like delay on direct deposit

Ken RothCosta Rica · Verified · Experienced 2026-06-03 · Posted 2026-06-08

Recently set up remote credit card…

Recently set up remote credit card processing. Not only was everything completed and working in less than three hours, the support I received from National Bankcard was phenomenal. I don't usually wax pontific on reviews but this experience was simply perfect. If you're considering similar services, do yoursself a favor and check in with National Bankcard.

It worked well