Get Funded OnDeck has been helping small businesses access fast, reliable financing since 2006. As a leading online small business lender, OnDeck provides trusted funding solutions designed to help business owners manage cash flow, cover expenses, invest in growth, and move their businesses forward with confidence.With a quick online application process and funding available in as little as 24 hours for eligible businesses, OnDeck helps business owners access capital without the delays often associated with traditional banks.What does OnDeck offer?OnDeck offers business financing designed for speed and simplicity. Funding options include:Small Business LoansBusiness Line of CreditBusiness Term LoanFree Business Credit Score CheckHow can OnDeck funding be used?Businesses use OnDeck's quick funding for working capital, payroll, inventory, equipment, marketing, expansion, seasonal expenses, and unexpected costs.Why choose OnDeck?Quick online application process with no hard credit pulls.Funding available in as little as 24 hours for eligible businesses.Transparent financing options with clear terms.Business credit bureau reporting to help build business credit history.Dedicated customer support.Trusted record of serving small business owners nationwide since 2006.Experience delivering over $25 billion in funding to businesses across a wide range of industries.Whether you're planning a major investment or just need extra working capital, OnDeck helps small business owners access fast and straightforward financing to keep moving forward.Learn more about OnDeck at ondeck.com.Same-Day Funding is only available Monday – Friday before 10:30 a.m. ET. If checkout is done before 10:30 a.m. ET, funds will typically be available by 5 p.m. local time the same day. If checkout is done after 10:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.
Written by the business, not verified by us.OnDeck (ondeck.com) has a 4.7 out of 5 rating on OK.one, based on 136 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 91% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-31.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, professional, and dedicated to guiding them smoothly through various funding choices. People consistently appreciate how simple and fast the online platform and loan application process are for their growing small businesses. Some reviewers were not happy with the customer service regarding communication issues and unreturned phone calls when seeking assistance. A few consumers noted that getting direct support or reaching someone on the phone proved difficult when trying to resolve specific account details. Others mentioned experiencing delays and broken promises after initial approvals were granted.
Auto-generated from all reviews of this business. For reference only.Tarevah Dalton was fantastic. We contacted her and she responded quickly. She explained our options thoroughly in an easy to understand manner. Everything ran smooth.
We're so happy to hear that our team member was responsive and thoroughly explained your options in an easy-to-understand manner. It's wonderful that everything ran smoothly for you!
Jordan made this as easy as I've ever experienced going through the loan process. The flexibility of the line of credit and the ease of repayment made this a no brainer.
We're so glad to hear that the loan process was easy for you and that you found the flexibility and repayment options beneficial. Thank you for your positive feedback!
Jon was very attentive and patient with explaining the process. It was quick and easy and the decision was very quick. We are a newer business and Jon was able to get me more than I expected and explained to me how I can use it to build our business credit. Thank you Jon.
We're so glad to hear that the process was quick and easy for your business! It's wonderful that our team was able to help you understand how to build your business credit. Thank you for your positive feedback!
Super easy! Your rep walked me through everything. Money was in my account over night.
We're so happy to hear that our representative made the process easy for you and that the funds were deposited quickly. We appreciate your kind words!
Solid process and quick and easy. No nonsense, they offer a product that makes sense and don't make you jump through hoops.
We're so glad to hear that you found our process solid, quick, and easy! It's fantastic to know that our product makes sense and that you appreciate our straightforward approach.
Jay and the OnDeck team are great! They have helped us every time we needed it! Thank you!
We're so happy to hear that our team has been able to assist you every time you've needed support. We truly appreciate your kind words!
It was a great experience working with Ondeck, the representatives I worked with were very patient and the process was very smooth.The portal and dashboard are set up nice as well.
We are so glad to hear that you had a great experience and that our representatives were patient and helpful. It's wonderful to know that the process was smooth and that you found our portal and dashboard well-designed.
This was my second time dealing with OnDeck they didn’t waste any time getting me the money I needed to get everything done that I needed to do My OnDeck specialist was Jay and I would recommend him for the way he handled my situation I could laugh and joke with him while never forgetting we was talking Expert service and fast funding Thank you Jay and OnDeck
We're so pleased to hear about your positive experience and that our team provided such efficient service and fast funding. It's wonderful to know you felt supported and could connect with our specialist while getting your needs met. We truly appreciate your kind words.
I’m very happy to do business with on deck Jorden was very professional and helpful for my business decisions .
We're so happy to hear about your positive experience! It's wonderful to know that our team was professional and helpful with your business decisions.
Hi Sean, Thank you for bringing this to our attention. We’d like to look into this further and have reached out via Trustpilot to request a few additional details so we can locate your account and investigate. Once we receive that information, we’ll follow up accordingly. We appreciate your time.
Mike the broker at Big Think was very helpful in getting this loan done.
We are so glad to hear our team provided such helpful assistance with your loan. We appreciate your kind words!
We are so glad to hear that we were reliable for you. We truly appreciate your kind words and positive feedback!
We started a Business and needed available Funds for Inventory and Collin our loan advisor was patient and explained everything very nicely and it was fast, I loved the experience with OnDeck. Thank you so much for your Help Collin.
We are so pleased to hear about your positive experience with us! It's wonderful to know that our loan advisor was patient and explained everything clearly, making the process fast and helpful for your business needs. Thank you for sharing your feedback.
Reis G. was amazing and made the process of receiving funding as simple as it could be!
We're so glad to hear our team made your funding process simple and positive. Thank you for sharing your experience!
They make the process very EASY and FAST!! Rates are not bad and money is usually deposited within 24 hours after setup when you need a draw.
We're thrilled to hear that you found the process easy and fast! It's great to know that our rates were satisfactory and that you received your funds quickly.
Paying once a week instead of once a month is irritating. I'd rather pay once a month
Thank you for sharing your feedback. We understand that weekly payments may not work for every business and appreciate your perspective. Payment schedules vary by product and offer, with both weekly and monthly payment options available on some lines of credit. We’ll share your feedback with our team as we continue working to better meet our customers’ needs.
Hi, Thank you for sharing your feedback. Our goal is to provide transparent financing options. We ensure all terms, including total cost and repayment schedules, are clearly outlined and accepted before any funds are disbursed so business owners can make informed decisions. If you have questions, our Customer Service team is available at (888) 556-3483.
We're so glad to hear you had a great experience with us! We truly appreciate your kind words.
Very simple and fast process Rate is high but I knew what I was getting
We're glad you found the process simple and fast. We appreciate your understanding regarding the rate.
Joe G was very communicative, got the job done quick. If anyone is in need of good business funding this is the place.
We're so glad to hear that you had such a positive experience with our team and that the process was quick for you. We truly appreciate your kind words and recommendation!
136 reviews matching
Lendio
SBG Funding
Bluevine
Biz2Credit
Credibly
Fora Financial
Fundbox
National Funding