Oobit is an open payment app enabling crypto holders to Tap & Pay anywhere Visa is accepted just like Apple Pay®.
Written by the business, not verified by us.
Is Oobit legit?
Oobit (oobit.com) has a 4.1 out of 5 rating on OK.one, based on 319 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 77% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; 52 of them were added in the last 12 months. Last updated 2026-10-24.
I don't understand the good reviews here. Its almost impossible to unsubscribe them and they never pay rewards. For me its skem, nothing else. Nothing more
Reply from Oobit2026-09-27
Hi there Rjonas,
Thank you for taking the time to leave your feedback, this is not the level of service we aim to deliver, I have gone ahead and requested more information to better assist you.
Hi there Slayer,
Thank you for taking the time to leave your feedback, this is not the level of service we aim to deliver, I have gone ahead and requested more information to better assist you.
I made a bank transfer and crypto purchase 24 hours ago
So I made. 1800 plus transfer to bank and crypto purchase bitcoin for 180 and got a refund credited over 24 hour ago . Everything says pending . It’s crazy never took long to buy crypto or recive wire I paid 35$ for wire fee to get same day when I haven’t got nothing
Please help me I neeed that money asap
Lovelandxavier at I cloud dot com is my info
And the
Transaction id
1948. Wire
2567504. Btc purchase
2568399. Refund
Everything else went through but the crypto purchase 2567504 had been stuck. In processing for over a week now
Reply from Oobit2026-09-27
Hi there Xaviar,
Thank you for taking the time to leave your feedback, this is not the level of service we aim to deliver, I have gone ahead and requested more information to better assist you.
Holding my funds hostage for nearly two months!
I have been waiting since July 13, 2026—nearly two months now—to get my funds returned after an incorrect transaction. Back in July, Oobit support (David and Noa) explicitly confirmed that my recovery was approved by their finance and development team, and I immediately provided the requested wallet address.
Since then, it has been an absolute nightmare of broken promises and stalling tactics. Support agents like Bernard repeatedly feed me identical, useless automated canned responses ("each case is handled manually," "we will get back to you shortly") while completely ignoring direct demands for a timeline or a transaction hash. They admitted responsibility and approved the return weeks ago, yet nothing happens.
Keeping customer funds hostage for months while hiding behind endless, automated delays is disgraceful and atrocious service. I still have received zero money and zero concrete answers.
Stay far away from Oobit if you value your time and your money!
—- and now they replied here that they send a direct e-mail… they havent btw.
Reply from Oobit2026-09-14
Hi Peter,
Thank you for taking the time to share your feedback. As the currency sent through Oobit is not currently supported, we needed to work with the relevant teams to investigate the transaction.
I’m escalating this as we speak to understand why the funds have not yet been credited. I’ve also sent you an email directly so I can personally assist you and keep you updated.
Up until now I was actually quite satisfied, but then my account was simply blocked. Admittedly, I made a lot of purchases in a row yesterday, but it was under €3000 and that's still far below the amounts that count as money laundering.
I am happy to change this review once the problem has been resolved, but for that to happen, we need some solutions soon; I am currently waiting in vain for a response.
Reply from Oobit2026-09-06
Hi there Amon,
Thank you for taking the time to leave your feedback. This is not the type of service we aim to deliver. I have gone ahead and requested more information from you so that I could get in contact with you and assist you promptly.
I am really happy! But I did a deposit which has not been credited. I sent the support team a message and they do not reply.
Txid: 0x2772350e5f126d2a93712a9b8df1209bcd42d0e172bdacc135d41572e158fe64
Ammount: 640usdc
Network: BEP20
Date: 5th sep at 10.12h
Reply from Oobit2026-09-06
Hi there Alejandro,
Thank you for taking the time to leave your feedback. This is not the type of service we aim to deliver. I have gone ahead and requested more information from you so that I could get in contact with you and assist you promptly.
It's the easiest way to use crypto in the real world!
Reply from Oobit2026-09-01
Hi Raquel, thank you so much for the kind words! We’re really glad to hear you’re enjoying the payment feature. We appreciate you taking the time to share your experience and for being part of our community 🙏
Exorbitant and opaque fees. Non-usd payment reached around 7% fee which is ridiculous. Cashback marketed everywhere is false and can't be further from truth for most of the regular users.
Also, 10x the usual cost for transaction when sending the money off the platform. Sending USDC on Solana costs fraction of a dollar, not 4$.
Reply from Oobit2026-08-26
Hi there! Thank you for your taking the time to leave your feedback. This is not the level of service we aim to deliver. We have gone ahead and dropped you a new email.
What is the monthly cash back cap oobit?
50 dollar a month?
Reply from Oobit2026-07-29
Hi Aydin,
Thank you so much for taking the time to share this feedback, we really appreciate it.
Just to clarify: Oobit's monthly cashback cap is 10K, so you're able to earn up to 1,000 in cashback each month 🎉
If you have any other questions or run into anything else, I'm here to help!
There was always terms not clear. Chat support provides wrong instructions about which crypto can be used from linked wallets to get cashback ending up loosing money on transaction fees. 10% cashback on Oobit is misleading as in essence you loose big time from transactions and keeping money in Oobit as the exchange rate only goes down.
And never got an email from they as they replied. I tried withdraw my money with high fees again. While Oobit token from cash back couldn’t spend via the card.
Reply from Oobit2026-07-08
Hi there! Thank you for your taking the time to leave your feedback. This is not the level of service we aim to deliver. We have gone ahead and dropped you a new email.
I could not get any feedback from support regarding issue with suspended card and app crashing (splash screen only available). Maybe sharing review here will get your attention ?
EDIT:
Received an answer from both support and the Head of Growth. I have updated my rating from 1 to 4 stars since the original one no longer reflects an honest review. Support explained the issue to me, and both my account and card are working again. The new app design is great as well. If they lower their fees, this service will easily deserve 5 stars.
Reply from Oobit2026-07-08
Hi there Thank you for your taking the time to leave your feedback. This is not the level of service we aim to deliver. We have gone ahead and dropped you a new email.
totally not worth it and scam-like advertising. they advertise instant cashback and I had to wait 2 days for the cashback. not only that, they say the cashback is in xaut or eurr or whatever but it's totally a lie. they just show it on their app and you can't withdraw it. and have you deposited crypto? they have 0.5% hidden deposit fee. and to withdraw the extra usdt you deposited, they'll charge you 3.2usd withdrawal fee. Scam
Reply from Oobit2026-05-28
Hi there Nay! Thank you for your taking the time to leave your feedback. This is not the level of service we aim to deliver. We have gone ahead and dropped you a new email.
Really easy to use, and everything runs smoothly and feels quick and responsive. The interface is clean, and I didn't face any confusion while navigating through features.Overall, it saves time and makes the whole experience hassle-free.
Reply from Oobit2026-04-26
Hi Tyler, thank you so much for the kind words! We’re really glad to hear you’re enjoying the payment feature. We appreciate you taking the time to share your experience and for being part of our community 🙏
I deposited to oobit from another wallet and didnt receive my deposit.I contacted the support they dont replay.Be aware it looks like a scam
Reply from Oobit2026-04-26
Updated Response:
Hi Edis, thank you for taking the time to leave your review. After chatting with our support and compliance team. I can confirm your case has been resolved. Feel free to sign back into the application and keep us in the loop.
Thank you
I don’t usually write reviews, but Oobit genuinely impressed me. This isn’t just another crypto app — it’s a real step toward replacing traditional banking with something faster, more convenient, and truly user-focused.
During the migration of the OOB token, I ran into some issues, and at first it seemed like things might take a while. But then Jaime Boolkin stepped in — and that completely changed the experience. He was proactive, professional, and truly took ownership of the situation. Not just responding, but actually solving the problem.
End result:
— all issues were resolved quickly and smoothly
— tokens were credited correctly
That level of support is rare. No template replies, no delays — just real help when it actually matters.
If the team continues at this pace, Oobit won’t just compete with banks — it’s on track to outperform them.
Highly recommended. 🔥
Reply from Oobit2026-04-05
Hi Олег, thank you so much for the kind words! We’re really glad to hear you’re enjoying the payment feature. We appreciate you taking the time to share your experience and for being part of our community 🙏
Hi David, thank you so much for the kind words! We’re really glad to hear you’re enjoying the experience. We appreciate you taking the time to share your experience and for being part of our community 🙏