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Pearl Insurance

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102 reviews

4.8102 reviews
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About Pearl Insurance

Data updated
Website
pearlinsurance.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
87 reviews
Replies to negative
100% (3/3)
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About this business

About Pearl InsurancePearl Insurance, one of the Pearl Companies, is a top-50 U.S. insurance broker specializing in liability insurance for accountants, automotive businesses, behavioral and allied health professionals, lawyers, and real estate professionals.Founded in 1954, we believe that people have a basic human need to live and work with certainty. Through exceptional customer service and tailored liability products, we help business professionals protect what's truly important.Accountants Professional Liability Insurance Starting at $25 Per MonthWe know money is tight for small businesses. That's why we have accountants professional liability insurance plans starting at just $25 per month for qualifying firms. Our Accountants Advantage program is recognized by 4 state CPA societies as a preferred insurance provider. We offer personalized service, affordable endorsements (including cyber), and quality risk management materials. Plus, you can receive your coverage within 48–72 hours of a completed application. Visit our website for an instant quote and to apply today.Real Estate E&O Insurance Starting at $33 Per MonthWe offer Real Estate Errors & Omissions (E&O) Insurance that’s designed by and for real estate professionals—not something generic that’s been modified, pieced together, and missing what you need. Policies start at just $33 per month. PLUS, we offer an affordable, enhanced cyber endorsement, unique agent-owned coverage, $0 of out-of-pocket expenses with qualifying claims, and more. All backed by a company with 40+ years of experience insuring real estate professionals. Visit our website for an instant quote and to apply today.Custom Garage Liability Insurance for Automotive BusinessesWe know your needs as an automotive business are unique. That's why we offer custom garage liability insurance through our AutoShield Plus program. With access to 6+ highly rated carrier partners, 20+ optional coverages, and quote comparisons, you'll know you're protected with the best, most competitively priced coverage. Visit our website for a no-obligation quote today.Lawyers Professional Liability Insurance from Names You TrustOur Lawyers Protection Plus program offers lawyers professional liability insurance from some of the oldest and most respected carriers and underwriters in the business—the top 30 to be exact. With our carriers' help, we've tailored our program to your specific needs as a lawyer and have spent years developing relationships that will work to your advantage when it's most important. Visit our website for a no-obligation quote today.Malpractice Liability Insurance for Behavioral & Allied Health ProfessionalsNeed malpractice insurance for your professional business? Get covered in less than 3 minutes with Pearl Malpractice Insurance tailored to your behavioral or allied health business. Coverage is affordable—you can get insurance for as low as $20 per month. Plus, you'll receive your certificate of insurance instantly, so you can get back to focusing on your clients. Visit our website for an instant quote and to apply today.

Written by the business, not verified by us.

Is Pearl Insurance legit?

Pearl Insurance (pearlinsurance.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-29.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful, professional, and knowledgeable staff for guiding them smoothly and very patiently through every step of the insurance process. Consumers also deeply appreciate the great pricing, highly affordable rates, and consistently prompt, clear responses received when setting up their policies. Many individuals highlight that agents are extremely polite, wonderfully easy to work with, and always available to answer all detailed questions thoroughly. However, some people mentioned occasional noticeable delays in communication, slow email replies, and unexpected upward adjustments made to their initial insurance quotes.

Auto-generated from all reviews of this business. For reference only.

What people say

I can't say enough great things about…

I can't say enough great things about Phil at Pearl Insurance. He truly went above and beyond to help me switch carriers at the last minute—something that could have been incredibly stressful, but he made it smooth and seamless. Phil made sure every endorsement I wanted was included in the new policy and took the time to walk through the details to be sure nothing was missed. His responsiveness, professionalism, and dedication to getting it right were top-notch. It’s rare to find someone who cares this much and follows through the way he did. Highly recommend working with Phil if you want someone who truly has your back.

Reply from Pearl Insurance2025-07-29

It’s always such a pleasure to hear from happy customers. Thank you, Tracy! We look forward to being your source for coverage and support for many years to come.

Stephanie's the best

Stephanie at Pearl Insurance has been great to work with. She has been prompt to respond from day one of reaching out to her and she continuously followed up with me to ensure my coverage stayed in place (transferring from another carrier to Pearl). Their pricing is much more cost effective as well. Thank you

Reply from Pearl Insurance2025-03-31

Hi Melissa—Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!

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