About Pearl InsurancePearl Insurance, one of the Pearl Companies, is a top-50 U.S. insurance broker specializing in liability insurance for accountants, automotive businesses, behavioral and allied health professionals, lawyers, and real estate professionals.Founded in 1954, we believe that people have a basic human need to live and work with certainty. Through exceptional customer service and tailored liability products, we help business professionals protect what's truly important.Accountants Professional Liability Insurance Starting at $25 Per MonthWe know money is tight for small businesses. That's why we have accountants professional liability insurance plans starting at just $25 per month for qualifying firms. Our Accountants Advantage program is recognized by 4 state CPA societies as a preferred insurance provider. We offer personalized service, affordable endorsements (including cyber), and quality risk management materials. Plus, you can receive your coverage within 48–72 hours of a completed application. Visit our website for an instant quote and to apply today.Real Estate E&O Insurance Starting at $33 Per MonthWe offer Real Estate Errors & Omissions (E&O) Insurance that’s designed by and for real estate professionals—not something generic that’s been modified, pieced together, and missing what you need. Policies start at just $33 per month. PLUS, we offer an affordable, enhanced cyber endorsement, unique agent-owned coverage, $0 of out-of-pocket expenses with qualifying claims, and more. All backed by a company with 40+ years of experience insuring real estate professionals. Visit our website for an instant quote and to apply today.Custom Garage Liability Insurance for Automotive BusinessesWe know your needs as an automotive business are unique. That's why we offer custom garage liability insurance through our AutoShield Plus program. With access to 6+ highly rated carrier partners, 20+ optional coverages, and quote comparisons, you'll know you're protected with the best, most competitively priced coverage. Visit our website for a no-obligation quote today.Lawyers Professional Liability Insurance from Names You TrustOur Lawyers Protection Plus program offers lawyers professional liability insurance from some of the oldest and most respected carriers and underwriters in the business—the top 30 to be exact. With our carriers' help, we've tailored our program to your specific needs as a lawyer and have spent years developing relationships that will work to your advantage when it's most important. Visit our website for a no-obligation quote today.Malpractice Liability Insurance for Behavioral & Allied Health ProfessionalsNeed malpractice insurance for your professional business? Get covered in less than 3 minutes with Pearl Malpractice Insurance tailored to your behavioral or allied health business. Coverage is affordable—you can get insurance for as low as $20 per month. Plus, you'll receive your certificate of insurance instantly, so you can get back to focusing on your clients. Visit our website for an instant quote and to apply today.
Written by the business, not verified by us.Pearl Insurance (pearlinsurance.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-29.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful, professional, and knowledgeable staff for guiding them smoothly and very patiently through every step of the insurance process. Consumers also deeply appreciate the great pricing, highly affordable rates, and consistently prompt, clear responses received when setting up their policies. Many individuals highlight that agents are extremely polite, wonderfully easy to work with, and always available to answer all detailed questions thoroughly. However, some people mentioned occasional noticeable delays in communication, slow email replies, and unexpected upward adjustments made to their initial insurance quotes.
Auto-generated from all reviews of this business. For reference only.Great communication and transparent quote.
Hi Thomas—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Customer service was excellent. My sales representative was very polite and helpful answering all of my questions setting up our Errors and Omissions policy for Alex Brokers Realty. 100% satisfaction
Hi Thomas—thank you for the positive review and your continued trust! We’re honored to support you.
Pearl reps knew I was overdue for renewal, and kept after me until I renewed my coverage. Plus the turnaround was very quick.
Hi Theodore—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
I somehow got logged off the system and couldn't log in to finish my setup information. Lori Plumer called the same day to see if she could help. Not only did she get everything finalized, but was able to get my company insured within a day. Cannot say enough good things about her. Give her a raise!
Hi Chris—we’re so glad to hear you had a great experience! We’re grateful for your business and look forward to continuing to serve you.
Honestly I had the best experience ! I had the pleasure to work with Kari Ayers and she made the whole process a breeze. This is my second policy with pearl insurance which is a Great company as well but since my great experience was working with Kari I can tell you that she’s extremely knowledgeable and great at shopping for insurance in my field which is Dealers and repairers insurance. Even though my situation was not easy to get insurance She worked hard and made it happen. Just to let you know my other agent who I’ve working with for the past 5 years couldn’t match the price. Thank you Kari for all your help and I hope I get to work with you through the next coming years.
Hi Damian—thank you for the positive review and your continued trust! We’re honored to support you.
Dru and Chachi were extremely helpful. Dru got my account set up very quickly
Hi Scott—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Hi Glenn—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Hi Paul—thank you for the positive review and your continued trust! We’re honored to support you.
Awesome customer service! ( you actually get a live person to answer the phone!!! ) Great pricing and very prompt responses! Love working with them!
Thanks so much for your thoughtful feedback, Lucy. We’re delighted that your experience with our team was such a positive one.
Lori was extremely helpful and kind. She answered my questions and addressed any concerns I had!
Receiving 5-star feedback like yours truly makes our day, Abbie. Thank you for your trust. We look forward to being here whenever you need us!
Hi Russell—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Very thorough in understanding my business needs to assure the right E&O coverage. Professional and responsive sales agent.
Hi Kenneth—thank you for the positive review and your continued trust! We’re honored to support you.
Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!
Kari was great in getting us set up with the correct insurance for our business after having the wrong coverage for 13 years Kari spotted the problem and got us a couple quotes. While the price was a shock we now have proper coverage. Would highly recommend Pearl
Hi Raymond—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Professional. Responsive.
Hi Rick—thank you for the positive review and your continued trust! We’re honored to support you.
Dru was very informative and quick to respond as we discussed options, etc. and....I got a very competitive quote for my E & O insurance.
Hi, we’re so glad to hear you had a great experience! We appreciate your business and look forward to serving you more.
Great organization to work with
Hi Dorothy—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Ease of providing necessary info, the responses by Jeremiah and the pricing.
Hi Denise—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
This was the first time to use Pearl Insurance for my renewal. Tristi Barlow was my rep that help me, she was very professional and additionally very personal. It was great to actually talk with someone (a live body) at a company, as these days to many companies have gone to inpersonal emailing etc. Thank you Tristi Barlow you did a wonderful job.
Hi Debbie—we’re so glad to hear you had a great experience! We’re grateful for your business and look forward to continuing to serve you.
Good customer service and efforts to find the best possible deal and pricing by the agent.
Thank you for your thoughtful words, Ali! We’re thrilled we could meet your needs and are grateful for the chance to continue supporting you.
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