About Pearl InsurancePearl Insurance, one of the Pearl Companies, is a top-50 U.S. insurance broker specializing in liability insurance for accountants, automotive businesses, behavioral and allied health professionals, lawyers, and real estate professionals.Founded in 1954, we believe that people have a basic human need to live and work with certainty. Through exceptional customer service and tailored liability products, we help business professionals protect what's truly important.Accountants Professional Liability Insurance Starting at $25 Per MonthWe know money is tight for small businesses. That's why we have accountants professional liability insurance plans starting at just $25 per month for qualifying firms. Our Accountants Advantage program is recognized by 4 state CPA societies as a preferred insurance provider. We offer personalized service, affordable endorsements (including cyber), and quality risk management materials. Plus, you can receive your coverage within 48–72 hours of a completed application. Visit our website for an instant quote and to apply today.Real Estate E&O Insurance Starting at $33 Per MonthWe offer Real Estate Errors & Omissions (E&O) Insurance that’s designed by and for real estate professionals—not something generic that’s been modified, pieced together, and missing what you need. Policies start at just $33 per month. PLUS, we offer an affordable, enhanced cyber endorsement, unique agent-owned coverage, $0 of out-of-pocket expenses with qualifying claims, and more. All backed by a company with 40+ years of experience insuring real estate professionals. Visit our website for an instant quote and to apply today.Custom Garage Liability Insurance for Automotive BusinessesWe know your needs as an automotive business are unique. That's why we offer custom garage liability insurance through our AutoShield Plus program. With access to 6+ highly rated carrier partners, 20+ optional coverages, and quote comparisons, you'll know you're protected with the best, most competitively priced coverage. Visit our website for a no-obligation quote today.Lawyers Professional Liability Insurance from Names You TrustOur Lawyers Protection Plus program offers lawyers professional liability insurance from some of the oldest and most respected carriers and underwriters in the business—the top 30 to be exact. With our carriers' help, we've tailored our program to your specific needs as a lawyer and have spent years developing relationships that will work to your advantage when it's most important. Visit our website for a no-obligation quote today.Malpractice Liability Insurance for Behavioral & Allied Health ProfessionalsNeed malpractice insurance for your professional business? Get covered in less than 3 minutes with Pearl Malpractice Insurance tailored to your behavioral or allied health business. Coverage is affordable—you can get insurance for as low as $20 per month. Plus, you'll receive your certificate of insurance instantly, so you can get back to focusing on your clients. Visit our website for an instant quote and to apply today.
Written by the business, not verified by us.Pearl Insurance (pearlinsurance.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-29.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful, professional, and knowledgeable staff for guiding them smoothly and very patiently through every step of the insurance process. Consumers also deeply appreciate the great pricing, highly affordable rates, and consistently prompt, clear responses received when setting up their policies. Many individuals highlight that agents are extremely polite, wonderfully easy to work with, and always available to answer all detailed questions thoroughly. However, some people mentioned occasional noticeable delays in communication, slow email replies, and unexpected upward adjustments made to their initial insurance quotes.
Auto-generated from all reviews of this business. For reference only.Cameron was extremely easy to work with and was great with gentle prodding to get me over the finish line.
We appreciate your kind words, Sherry! It’s our goal to make every experience a great one, and we’re glad we could deliver for you.
They really came thru for me with a very good deal on accountants liability coverage.
Hi Dan—thank you for the positive review and your continued trust! We’re honored to support you.
I was able to get the information I needed to complete my application. The agents responded quickly to my questions and concerns.
Hi Daniel—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Amanda does an excellent job of guiding us through the process! She is very professional, competent & pleasant to talk with. Amanda patiently stays on top of each step.
Hi Amanda—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
JJ Ginther, Alex Martinez, and Avery Frey are all professional and responsive. Pearl's rates are also reasonable for the coverage. As an injury attorney for over 20 years, I do not think highly of many insurance companies, but I truly respect Pearl.
Thanks so much for your thoughtful feedback, Jamison. We’re delighted that your experience with our team was such a positive one.
Quick quote! The confidence that WRA approved your company was all I needed to know. The sales rep was very nice and answered all my first time getting EO insurance questions. I highly recommend your company!
Hi Kelly—thank you for the positive review and your continued trust! We’re honored to support you.
JJ did a nice joy of instructing me and giving me information about legal malpractice insurance.
Hi Patrick—thank you for the positive review and your continued trust! We’re honored to support you.
I have sent multiple emails stating that I do not wish to sign up with you. I was misled, as they acted as if it was a renewal, but my policy is actually with someone else. I want confirmation that they are not to charge my card.
Thank you for your feedback. We apologize for the confusion. We’ve spoken with you directly, confirmed the policy was canceled, and issued a full refund. No charges remain. We appreciate you taking the time to speak with us and allowing us to resolve this. Our goal is always to be helpful, transparent, and respectful, and we’re grateful for the opportunity to make this right.
Staff was knowledgable and took care of my request in a timely manner. Great customer service.
Hi Jacqueline—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
They made it easy to get a quote and get insured
Thank you for your thoughtful words, Brian! We’re thrilled we could meet your needs and are grateful for the chance to continue supporting you.
If you need E & O insurance immediately.....Austin Park is the person to assist ! ! !
Linda—Thank you for trusting us with your coverage. We are glad you’ve had a great experience! We look forward to protecting you for years to come.
Great communication! Nice and pleasant to deal with.
Hi Brad—Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!
It was quick and easy. Very thankful for my agent, she was prompt and informative!
Hi Hugh—thank you for the positive review and your continued trust! We’re honored to support you.
Everything went smooth and seamless getting my insurance set up with no issues.
Hi Kim —Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!
Clear and easy forms. The promise of better rates was kept.
Thank you so much for your feedback, Tim! We appreciate your business and hope to hear from you again soon.
Joe—Thank you for trusting us with your coverage. We are glad you’ve had a great experience! We look forward to protecting you for years to come.
Hi Phillip—Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!
My rep was awesome. We were moving from our old company to Pearl. She made it seamless and easy! Not to mention saved us loads of money ! I would highly recommend them to any real estate firm.
Hi Kate—Thank you so much for sharing your feedback. We’re happy to hear that our team provided you with excellent service. We look forward to continuing to serve you!
Lori Plummer is always a gem to talk to. She is informative and very patient with my time constraints.
We are grateful to have you as a customer, Mary. Thanks so much for your feedback!
Fast and thorough quotes. Debbie was great!
Scott—We’re happy you are pleased with your experience with Pearl Insurance! If there’s anything else we can do to help, please let us know.
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