About Pearl InsurancePearl Insurance, one of the Pearl Companies, is a top-50 U.S. insurance broker specializing in liability insurance for accountants, automotive businesses, behavioral and allied health professionals, lawyers, and real estate professionals.Founded in 1954, we believe that people have a basic human need to live and work with certainty. Through exceptional customer service and tailored liability products, we help business professionals protect what's truly important.Accountants Professional Liability Insurance Starting at $25 Per MonthWe know money is tight for small businesses. That's why we have accountants professional liability insurance plans starting at just $25 per month for qualifying firms. Our Accountants Advantage program is recognized by 4 state CPA societies as a preferred insurance provider. We offer personalized service, affordable endorsements (including cyber), and quality risk management materials. Plus, you can receive your coverage within 48–72 hours of a completed application. Visit our website for an instant quote and to apply today.Real Estate E&O Insurance Starting at $33 Per MonthWe offer Real Estate Errors & Omissions (E&O) Insurance that’s designed by and for real estate professionals—not something generic that’s been modified, pieced together, and missing what you need. Policies start at just $33 per month. PLUS, we offer an affordable, enhanced cyber endorsement, unique agent-owned coverage, $0 of out-of-pocket expenses with qualifying claims, and more. All backed by a company with 40+ years of experience insuring real estate professionals. Visit our website for an instant quote and to apply today.Custom Garage Liability Insurance for Automotive BusinessesWe know your needs as an automotive business are unique. That's why we offer custom garage liability insurance through our AutoShield Plus program. With access to 6+ highly rated carrier partners, 20+ optional coverages, and quote comparisons, you'll know you're protected with the best, most competitively priced coverage. Visit our website for a no-obligation quote today.Lawyers Professional Liability Insurance from Names You TrustOur Lawyers Protection Plus program offers lawyers professional liability insurance from some of the oldest and most respected carriers and underwriters in the business—the top 30 to be exact. With our carriers' help, we've tailored our program to your specific needs as a lawyer and have spent years developing relationships that will work to your advantage when it's most important. Visit our website for a no-obligation quote today.Malpractice Liability Insurance for Behavioral & Allied Health ProfessionalsNeed malpractice insurance for your professional business? Get covered in less than 3 minutes with Pearl Malpractice Insurance tailored to your behavioral or allied health business. Coverage is affordable—you can get insurance for as low as $20 per month. Plus, you'll receive your certificate of insurance instantly, so you can get back to focusing on your clients. Visit our website for an instant quote and to apply today.
Written by the business, not verified by us.Pearl Insurance (pearlinsurance.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-29.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful, professional, and knowledgeable staff for guiding them smoothly and very patiently through every step of the insurance process. Consumers also deeply appreciate the great pricing, highly affordable rates, and consistently prompt, clear responses received when setting up their policies. Many individuals highlight that agents are extremely polite, wonderfully easy to work with, and always available to answer all detailed questions thoroughly. However, some people mentioned occasional noticeable delays in communication, slow email replies, and unexpected upward adjustments made to their initial insurance quotes.
Auto-generated from all reviews of this business. For reference only.Austin was great! Provided valuable information and resources. He took the time to explain my policy options. Thank you!
Hi Shannon—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Hi Mark —We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Lori made my experience great, she's always been pleasant to work with and she answers any questions or concerns that I may have.
Thanks again for choosing Pearl, Annetta! We’re so happy your experience was a good one and hope to continue exceeding your expectations.
Ease of use, timely replies
Thanks again for choosing Pearl, Thomas! We’re so happy your experience was a good one and hope to continue exceeding your expectations.
The agent is very attentive. In addition, they can sell E&O for all of our activities. That is super good! Thanks.
Hi Linh—we’re so glad to hear you had a great experience! We’re grateful for your business and look forward to continuing to serve you.
The entire process was straight forward and easy to complete. But that was because I was fortunate to work with Carrie Morgan who was extremely helpful guiding me through it all. In addition, she was knowledgeable, answering all of my questions and a pleasure to work with. I would definitely recommend Pearl Insurance to others and will continue with Pearl Insurance for my professional insurance needs. Thank you.
We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Prompt, efficient and user friendly
Hi Charles—thank you for the positive review and your continued trust! We’re honored to support you.
Thank you for your thoughtful words, Walter! We’re thrilled we could meet your needs and are grateful for the chance to continue supporting you.
I had the pleasure of working with Phillip who was absolutely amazing. He answered all my questions, was quick to get my estimate which was more coverage at a better price than my current policy. So excited to have found him. I highly recommend.
Hi Angelia—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
I was impressed with how quickly I was helped. I originally inquired on line, so to have an actual person contact me was refreshing. The options were reasonable and affordable.
We appreciate your kind words, Anna! It’s our goal to make every experience a great one, and we’re glad we could deliver for you.
Agent was responsive in a timely manner. Answered all of my questions. Appreciated that he didn't try to upsell me on a bunch of Insurance products that I didn't need.
Hi Kathy—we’re so glad to hear you had a great experience! We’re grateful for your business and look forward to continuing to serve you.
Amazing customer service! I called around and shopped before I made my decision and Pearl was a head above the rest.
Hi James—thank you for the positive review and your continued trust! We’re honored to support you.
It was so easy to get everything set up. I've put off getting E & O insurance for a long time. If I would have known it was this easy I would have done it a long time ago.
Hi Ambryl—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Your agent Stephanie Bates was expert at her job and easy to work with. Thanks!
We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
I received great customer service from Stephanie. I highly recommend this company.
Hi—thank you for the positive review and your continued trust! We’re honored to support you.
Good job. Thank You
Hi Bob—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Excellent customer service from my agent.
Thanks again for choosing Pearl, Matoya! We’re so happy your experience was a good one and hope to continue exceeding your expectations.
Outstanding Job, understood what I need and got it done at a reasonable price. Would highly recommend give them the opportunity to help you find what you need!
Hi Terry—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
Lori was super responsive and made the process easy for me!
Hi Joy—We truly appreciate your kind words! It’s wonderful to know you had such a good experience with us. We look forward to continuing to support you!
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