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Money & Insurance

Rocket Loans

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201 reviews

4.9201 reviews
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About Rocket Loans

Data updated
Website
rocketloans.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
100% (1/1)
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Is Rocket Loans legit?

Rocket Loans (rocketloans.com) has a 4.9 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company, praising the overall efficiency and seamless nature of the service. Customers frequently highlight how simple, fast, and straightforward the online loan application process is, with funds often arriving in bank accounts within days. Additionally, consumers appreciate the incredibly helpful and professional customer service representatives who readily guide them through every single step of the process. However, some reviewers were not happy with navigating certain aspects of the digital platform or dealing with initial verification steps. A few other people also felt that document uploads and bank account connections could occasionally feel complicated or frustrating to complete.

Auto-generated from all reviews of this business. For reference only.

What people say

The process was easy

The process was easy - staff was professional and helpful. A great experience!

Reply from Rocket Loans2026-07-16

Thank you so much for taking the time to share your experience, David! We're so happy to hear that your experience was great and that our staff was professional and helpful throughout the process! Making things easy and straightforward for our customers is always our goal.

The experience was fast and easy

The experience was fast and easy - if you have trouble getting your bank to connect to Plaid - have Quicken reset your bank and it will go through.

Reply from Rocket Loans2026-07-15

Hi Mike, We love hearing that your experience with Rocket Loans was fast and easy! That's exactly what we're going for. We're glad everything came together smoothly for you!

Rob with Rocket Loans was great

Rob with Rocket Loans was great! Followed up as promised and represented the Company with excellent customer service. G. Williams

Reply from Rocket Loans2026-07-23

Hi Greg, Following through on promises is something we take seriously at Rocket Loans, and we're glad Rob delivered on that for you. We'll make sure he sees this. Thank you for sharing your experience, and if there's anything you need in the future, we're here.

What an amazing company to work with

What an amazing company to work with, approval in seconds, best rate, and funding with in 1-3 business days. No trips to the bank, this is too easy! Thank you Rocket Loans. I would give you a 10 star rating if I could.

Reply from Rocket Loans2026-07-16

Hi Heriberto, we're absolutely thrilled to hear how easy and efficient your experience with us was! Getting approved quickly, securing a great rate, and receiving funding efficiently is exactly what we strive for. Thank you for your kind words, we're delighted to have earned such a high rating from you!

This was SUPER fast and EASY

This was SUPER fast and EASY. This literally took all of about 10 minutes!!! I would highly recommend.

Reply from Rocket Loans2026-07-16

Hi Lisa! We're absolutely delighted to hear that you found the process so quick and easy! It's wonderful to know that everything went smoothly for you. Thank you for your high recommendation and we truly appreciate you sharing your experience.

Rocket loans is by far the easiest…

Rocket loans is by far the easiest place to get along I've gotten one before. And now they gave me another one and I just love how easy and convenient

Reply from Rocket Loans2026-07-15

Hi Fabio, This made our day! We're so glad you came back to Rocket Loans for round two — and that the experience was just as easy and convenient the second time around. Making the personal loan process simple is what we're all about, and it means a lot that you continue to trust us. We'll be here whenever you need us!

Rocket helped me out.

Simple process, easy to follow direction, as a customer ( my mortgage is with Rocket) they made this the best experience.

Reply from Rocket Loans2026-07-15

Hi Mike, We're so glad Rocket Loans came through for you! A simple process with easy-to-follow directions is exactly the experience we want every client to have. It's great to know that as a Rocket Mortgage client, you felt right at home with us here, too. Thank you for trusting Rocket to help — we're always in your corner!

I had an awesome and very easy…

I had an awesome and very easy experience. Kirsten from rocket mortgage was very helpful and I would refer anyone to rocket loans

Reply from Rocket Loans2026-07-15

Hi Spencer, Thanks so much for the kind words! We're thrilled your experience with Rocket Loans was awesome and easy — that's what we strive for. We'll be sure to pass along the love to Kirsten, too. We appreciate the referral and can't wait to help anyone you send our way.

The prequalification was super easy

The prequalification was super easy, the loan was funded one day after verification, with no hidden fees, tricks, or gimmicks.

Reply from Rocket Loans2026-07-13

Hi Damon! We're so happy to hear that your prequalification was easy and that your loan was funded quickly! We pride ourselves on transparency and avoiding hidden fees, so your feedback is truly appreciated.

Rocket Money as fast as a rocket!

This procedure was very fast. I like the terms matching my credit. Most of all I like the speedy process to get the money borrowed deposited to my bank!

Reply from Rocket Loans2026-07-15

Hi Angelica, We're thrilled you had such a fast experience with Rocket Loans℠ — from terms that matched your credit to getting funds deposited quickly. That's exactly the kind of seamless process we work hard to deliver. Thanks so much for the great review!

Everything was very simple

Everything was very simple, fair rates and closed quickly. However, the $1350 in fees will take 1+ years to recoup against the credit card interest rates.

Reply from Rocket Loans2026-07-15

Hi Ralph, We're glad the Rocket Loans experience was simple and quick for you. We appreciate you sharing your perspective on the fees as well. It's worth noting that as you continue to save on credit card interest over the life of your loan, those savings will keep adding up well beyond the breakeven point. Thanks for choosing us, and don't hesitate to reach out if you ever have questions about your loan.

A LOAN THAT WILL STILL BE WORTH IT IN THE END,....!

Rocket Loans was the most simple loan process I have ever gone through before! I mean, they of course asked for some verification and clarification on a few things that weren't exactly clear for them - but that is to be expected from ANYONE when they are considering lending someone a good chunk of money! I expected it to be much more complicated than it turned out to be. And I can't forget to mention how reasonable the interest rate was considering my credit is complete crap right now due to student loans... Not only did they approve me for enough money to cover my emergency, but they made it so that I can pay it back with reasonable and affordable payments that don't end up making the loan not worth it in the long run!! THANK YOU ROCKET LOANS....you seriously saved my butt!!

Reply from Rocket Loans2026-07-13

Hi Katie! We are so pleased to hear that our loan process was simple and straightforward for you! It's wonderful to know that we could provide affordable payment options, especially given your circumstances. We are truly glad we could assist you during your emergency and make a positive difference. Thank you for sharing your positive experience with us!

Quick and easy and felt comfortable

Quick and easy and felt comfortable. Would use again in a need to situation.

Reply from Rocket Loans2026-07-15

Hi Nina, Quick, easy and comfortable is exactly what we aim for. We're glad the Rocket Loans experience hit the mark for you. Whenever the need arises, we'll be right here ready to help again. Thanks for the kind words.

Fast, Easy, Secure!

I still can't believe how easy it was to apply, verify, and receive the funds the next business day. I have bookmarked the site and will be back if needed.

Reply from Rocket Loans2026-07-13

Hi Mo, we're so happy to hear how smooth and efficient your experience was with us! We truly appreciate your kind words and look forward to assisting you again if ever needed.

Absolutely the the easiest loan I have ever received!!

Absolutely the easiest and fastest loan application I have ever done!! I did everything online and was approved almost immediately. I was offered several options and when I chose what would work for me it was closed in record time!! My funds were in my account within 36 hours!! I would recommend Rocket Loans to anyone who was looking for a personal loan in the time of need!!

Reply from Rocket Loans2026-07-13

Thank you for sharing your experience Mary! We're so happy to hear how quick and easy your loan application process was. It's wonderful that you found options that worked for you and that your funds were delivered so promptly! Thank you for recommending us to others in need.

Attention to Detail

Overall fine! One thing I did not know was the final loan info would be on my rocket loans dashboard instead of email. I keep checking my email for updates on the loan. Thank You

Reply from Rocket Loans2026-07-09

Hi Caren, Thank you so much for taking the time to share your feedback! We're glad to hear your experience was overall positive, and we really appreciate you bringing this to our attention. You're absolutely right – your Rocket Loans dashboard at rocketloans.com is your go-to spot for all your loan information and updates. We know it can be easy to miss that detail in the process, so we'll definitely take your feedback to heart as we work on making that clearer from the start. If you haven't already, you may want to check your notification preferences in your account settings. You can customize how and when you'd like to hear from us, which might help you stay in the loop in the way that works best for you. Thanks again for choosing Rocket Loans, and please don't hesitate to reach out if there's anything else we can help with!