The scratch plan was a great help
The scratch plan was a great help. The acceptance was easy and the payment to the vet immediate! Thank you so much for simplifying this process during a time most needed. Great customer service and experience!
About Scratchpay
Data updated- Website
- scratchpay.com
- Category
- Money & Insurance
- Location
- United States · Pasadena
- Status
- Unclaimed
- Last 12 months
- 100 reviews
- Replies to negative
- 0% (0/18)
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Is Scratchpay legit?
Scratchpay (scratchpay.com) has a 4.3 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.
What people say
Fast Approval and Affordable Payments!! Highly Reccomend!
Scratch was there when I needed them! A small emergency, a few days till payday and Scratch was there. An easy and fast approval and my pup was able to be taken care of ASAP. Online access was easy and payments were super affordable!! Highly recommend!!!
SAVED MY DOGS LIFE
Saved my dogs life when I could not afford it upfront. Paid off within 6 months for no interest. Thank you scratch pay!
The entire process was easy and…
The entire process was easy and convenient. If I need financial assistance for my pet in the future I will certainly use this platform again.
Every time I have needed Scratch Pay to…
Every time I have needed Scratch Pay to cover my dogs medical bills they have come through for me with no issues. Reasonable rates easy payments. I do recommend them. I have used them multiple times.
If I could give this 0 stars
If I could give this 0 stars, I would. Scratchpay is absolutely a deferred interest loan just like care credit. F this company and f their customer support.
Absolutely love scratchpay
Absolutely love scratchpay, easy monthly payments that are easy to budget. Makes taking animals to the Vet less stressful!
Thank you scratchpay
Scratchpay helped me to pay for my fur baby’s unexpected surgery and allowed me time to pay interest free over 6 months. Easy to apply and set up payments on their app.
Scratch was perfect!!
I want to say how much I enjoyed using Scratch Pay when I really needed it to take care of my Dog. It was the perfect way to get everything done and not charge it on a credit card. They also report to the credit bureaus, so my score improved! Use it! Great service and I so appreciated the "No Hassle" application. I did it while I was at the Vet. Perfect! Thank you so much for everything and my dog is back to his happy self!
Very low loan approval amnt for huge interest!
They would only give me an extreme small amount for a loan despite the fact that I’ve used them before and paid off much larger payments. It didn’t matter whether I was making more income now or not. And quite frankly I think it’s very high interest to expect from people when they have no choice.
Even if you pay off early still get…
Even if you pay off early still get charged intrest and charged monthly for making your payment. Your system is a rip off
Scratch made it very easy
Scratch made it very easy for us at a very hard time.When our dog needed emergency surgery, we were able to pay it off in a few weeks.At zero interest, which made it even better
Convenient and simple.
Thank you so much for being there in…
Thank you so much for being there in our time of need. This program was immediate in responsive.When my dog was in an urgent situation and I did not have the funds. Thank you
Scratchpay has helped me so many times
Scratchpay has helped me so many times. When an emergency happens and of course you don’t have enough to cover it. They’re there and they give the option to pay out everything without any interest which is amazing. Thank you.
From applying for the service amount…
From applying for the service amount needed to final pay off date everything was smooth. Everything is easy and the site walks you through it all. I have had to reach out via phone once for a question and the person answered it quickly and professionally. Scratchpay all the way! Thank you for this wonderful company!
Scratchpay came through when I needed…
Scratchpay came through when I needed emergency care for my dogs. The process was easy and the payment plans work. I am able to pay this one off early but I still have one big one. So grateful to Scratchpay for saving my dogs life. I just didn't have the money available. Maxed out all credit cards. They recognized I could and do pay my bills. Highly recommend Scratch Pay.
Very good program
Very good program. Helped me pay for my pups surgery overtime. I like that if you pay in full by a certain date there is no interest charged. Easy to understand their system. Definitely recommend.
Thank you for existing in a time of…
Thank you for existing in a time of need for my dog who was choking on his dog treat. I saw your banner at the er vet after crying my eyes out because I didn't have any money, care credit was maxed out beforehand and my dog was choking. Thank you again for existing and taking a chance on me as today I paid off this bill EARLY!
Always helpful when it comes to your…
Always helpful when it comes to your fur baby.