This loan literally saved my cats life
This loan literally saved my cats life. The pay off plan was simple and easily accessible.
About Scratchpay
Data updated- Website
- scratchpay.com
- Category
- Money & Insurance
- Location
- United States · Pasadena
- Status
- Unclaimed
- Last 12 months
- 100 reviews
- Replies to negative
- 0% (0/18)
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Is Scratchpay legit?
Scratchpay (scratchpay.com) has a 4.3 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.
What people say
Very grateful
Very grateful that Scratch Pay allowed me the funds to get my cat treated! So thankful!!
It helped me fund some emergency vet…
It helped me fund some emergency vet bills, which unfortunately I ended up needing to euthanize my precious cat that I have had since she was a baby! Thank you for helping me out when I really needed it!
Scratch Pay 💰 is amazing to help pay…
Scratch Pay 💰 is amazing to help pay for your sweet pet’s veterinary bills. It was easy to sign up and make monthly payments.
Scratch Pay made an unexpected…
Scratch Pay made an unexpected veterinary bill much more manageable. The 0% interest financing for 6 months gave me the flexibility to pay it off without worrying about extra costs, and the application process was quick and easy. I would definitely recommend it to anyone facing a large vet expense.
Superior Service- (Date is approximate)
This was a GREAT help when my cat had an emergency visit. Very user friendly. Only a few minutes to apply and instant answers. Thank you ScratchPay. You are awesome and I recommend you with 5 stars.
Scratch pay was a breeze to use !
Scratch pay was a breeze to use from start to finish. They came through and let us make installment payments on a huge veterinarian bill that we could not have handled otherwise. So it kept our fur babies healthy and our bank account also. Thanks again scratchpay! Would not hesitate for a second to use you in the future.
I’m genuinely grateful for everything…
I’m genuinely grateful for everything they’ve done. If you’re in a difficult financial situation and looking for a company that treats you like a person, I highly recommend them. They made a lasting difference in my life, and I’ll always appreciate the help they gave me.
Scratchpay took stress off my plate
I was worried how I would pay to get my fur baby the help he needed and scratchpay saved the day!! They gave the option to pay it off interest free in 6 months too! I would use them again without a doubt!
This plan saved my girl when she was…
This plan saved my girl when she was critical. Forever grateful ❤️🐶
Wonderful!!
Wonderful!!! Thank you so much. Yall kept my kitten alive for as long as it could have been the time with her made so much worth while. Thank yall.
Scratchpay made paying for my dogs Dental Care So Simple!
Scratchpay made paying for my dogs medical treatment incredibly easy and allowed me to focus on my fur babies health and care instead of stressing over the cost. The application process was extremely simple and I would highly recommend everyone to utilize it!
So happy to have Scratchpay
So happy to have Scratchpay, it was very helpful in being able to help my 21yr old cat pass over the rainbow. It was a blessing for us both. Thank you Scratchpay.
Account paid in full but keeping it open
My boys and I are so grateful to have found this company. Our experience has been really great and your customer service is wonderful. Planning on keeping my account active because I know I will need them soon. Thank you from the bottom of your hearts and God bless each and everyone.
Predatory
Predatory. Nicest thing i can say.
Quick and simple!
Very quick approval process and pretty clear info. Not the first time I’ve used it, and been good every time! It would be slightly helpful to be able to sign up for alerts/ emails/ texts to remember about the early pay off option, but obvs then they wouldn’t make money. Also, might be helpful to be able to choose from a range of %rates depending on credit score.
Scratchpay saved my cats life
Scratchpay saved my cats life. If it weren't for scratch pay, I could not have been able to afford her life saving surgery.
Easy to set up
Easy to set up. Very friendly staff and made all our worries drift away so we could mourn our Toby.
Interest is based on the total loan!
Probably should let borrowers know interest is based on TOTAL loan not the current amount.
Your payoff balance will change daily.
The pay off amount was totally different than what I actually had to pay. The amounts that were due kept changing everyday that I checked on my account. My payoff amount was 60 + dollars more than the actual amounts that were due. I would never use this service again.