Easy helpful and fast
Easy helpful and fast. Reuben was great!
Same day business funding is what we do! Our funding platform and team of professionals will take care of the rest so you can focus on your business.
Written by the business, not verified by us.Uplyft Capital (uplyftcapital.com) has a 4.8 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 80% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.
Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff for being extremely professional, knowledgeable, and genuinely supportive, ensuring that every business need is carefully understood and met from beginning to end. Many people also note the remarkably fast service, smooth transaction process, and efficient communication that allows businesses to receive their requested funds within just a few days. However, some people mentioned experiencing unexpected fee deductions from their business accounts or dealing with frustrating delays during document submission. A few consumers were quite dissatisfied with the lack of clear explanations provided regarding these extra financial charges and communication issues.
Auto-generated from all reviews of this business. For reference only.Easy helpful and fast. Reuben was great!
Quick, easy and fair.
Steve was extremely helpful and very tenacious! Highly recommended their services!
You company have great people to work with. Stephen has a professional additude and he help me with all of my questions.
I appreciate the practical guidance Yury provided. As I'm a very young business, I am looking forward to working with Uplyft and Yury as my needs evolve in the coming years.
We’re glad to hear Yury was able to provide practical guidance as you navigate the early stages of your business. It’s exciting to be part of that journey, and we look forward to supporting you as your needs continue to grow.
I had an excellent experience working with this loan company, and I especially want to highlight Giancarlo’s outstanding service. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process clearly and made sure I felt comfortable and informed throughout. Giancarlo went above and beyond to find the best options for my situation and ensured everything moved smoothly and efficiently. His attention to detail and commitment to customer satisfaction truly set him apart. I highly recommend this company to anyone looking for a reliable and trustworthy loan provider—and if you have the chance to work with Giancarlo, you’ll be in great
Thank you for taking the time to share such a detailed and thoughtful review. It’s great to hear Giancarlo provided clear guidance, strong communication, and a smooth process from start to finish. His attention to detail and commitment to finding the right solution truly make a difference. We’re glad everything came together efficiently and appreciate your recommendation.
Rudy was my rep and he was great. Very thoughtful and willing to go above and beyond to get me funded
We’re glad to hear Rudy went above and beyond to support you and get everything completed. That level of care and effort is what we strive for—thanks for sharing your experience.
IOU has made this process quick and painless. I’d highly recommend!
We’re glad to hear the process felt quick and painless. Thank you for the recommendation—we appreciate you sharing your experience.
Osvaldo Rodriguez was great to work with! Communication was very smooth!!!
We’re glad to hear Osvaldo was great to work with and that communication felt smooth throughout. Thanks for sharing your experience.
We’re glad you had a great experience. Thanks for taking the time to share your review.
I contacted this company in search of a creative approach to purchase a home for use by my business. They did nothing but collect payment information for an application I never did & gave me the name of a mortgage lender after explaining their focus was direct business lending ( they're a factoring company). I had no further contact with them. I reached out to the lender, was assigned to a professional who was able to help me put together the deal. On the afternoon after closing on the property I got a call from the Uplyft rep I had initially spoken with, telling me I owed them nearly $50,000 for "closing costs." I contacted my lender & learned I owed no one anything other than what was disclosed & collected at my closing. The next time Uplyft called I told them to stop calling because I owed them nothing. They persisted, leaving me messages that they were willing to heavily discount their fees. They did nothing & I owed them nothing as confirmed with the mortgage broker who then called them & told them they were breaking the law. Yet, they persisted & finally, under the name of their parent company, Eagle Phillips, stole $15,000 from my business account using the transfer information provided to them for the application fee that never happened because I did not engage with this company. They were not authorized to use this transaction information beyond the initial purpose that even they agreed was not warranted in my case. I have filed a fraud claim with my bank & feel sure I'll get the $15,000 back, but they started calling again. I've blocked their access to my account & blocked their number on my phone. They may be OK to deal with if you need a factoring company, but be aware they are unethical & will steal your money if you provide access to your account for any legitimate purpose. They're shysters.
We take claims like this very seriously. The situation described does not reflect how our company operates. Uplyft Capital does not charge fees outside of clearly documented and agreed-upon terms, nor do we initiate any transactions without proper authorization. We also do not provide residential mortgage financing, and any referral to third-party providers would not create a financial obligation to us. At this time, we have no record that aligns with the details outlined, and we categorically deny any unauthorized activity. We encourage you to contact us directly so we can review this matter in full and address any concerns appropriately.
Subject: Response to Your Fraud Accusation To Whom It May Concern, After three weeks of your team repeatedly requesting documents, I finally had the time to send exactly what you asked for—downloaded statements directly from my bank. I was shocked and offended to receive an email from you claiming that these documents were “fake” and implying fraud. These statements are authentic bank documents, and your accusation is completely unfounded and unacceptable. I expect: A written acknowledgment that my documents were legitimate bank statements, or A clear, detailed explanation of what specifically you believe is incorrect, along with evidence to support your claim. Accusing a customer of fraud is serious. The way this was handled shows a lack of professionalism and respect. I hope you understand the impact of your words and take this opportunity to correct the situation. Sincerely, JEFF W
Jeff, we take concerns like this seriously. Our review process is designed to ensure accuracy and consistency across all submitted documents, and in some cases, additional verification may be required when certain items do not align with standard formatting or data points. This is not an accusation, but part of our standard due diligence process. We understand how this may have been perceived and appreciate the opportunity to clarify. We welcome the chance to review your file directly and provide a more detailed explanation. Please contact us so we can address your concerns appropriately.
Fast on point and made it happen if need a loan reach out they will make it happen
We love to hear that! Glad everything was handled quickly and efficiently. Thanks for the recommendation—we appreciate you sharing your experience.
Fast! And expensive))
Thank you for sharing your feedback, David. Our focus is providing fast access to capital when timing matters most, and we work to be transparent so clients can choose the option that best fits their needs. We appreciate you taking the time to share your experience.
Ruben was great he made sure we had the best options that worked for us. I’ll definitely be recommending him to friends.
Thank you for the kind words. Ruben takes pride in finding options that truly fit each client’s needs, and we’re glad he was able to do that for you. We appreciate the recommendation and look forward to working with you again in the future.
Brian Calderon made this loan process easy and painless! I appreciate you taking the time to make this work! Highly recommend!
Thank you, Stefan. We’re glad Brian was able to make the process smooth and straightforward. Your recommendation means a lot, and we’re happy everything came together for you.
Rudy was great during the entire process, he made it easy for me to get done around my busy schedule and explained everything clearly.
Thank you, Cody. It’s great to hear Rudy worked around your schedule and provided clear explanations throughout the process. We’re glad it was an easy experience for you.
Christian was amazing he worked diligently and professionally even though I am not very tech savvy . I appreciate his hard work . Thank you Christian!!!
Thank you, Robert. We’re glad Christian’s diligence and professionalism made the process smooth and approachable. We appreciate you taking the time to share your experience.
Simon was really nice, helpful.
Thank you, Giang. We’re pleased to hear Simon was kind, helpful, and made the process easy to navigate.
Osvaldo was very personable and easy to speak with during our phone conversation. He took the time to clearly explain the business funding process, answered my questions thoroughly, and made the discussion feel comfortable rather than transactional. His professionalism, knowledge, and approachable communication style stood out. I appreciated how attentive and supportive he was, and I would gladly speak with him again as I move forward with business funding options.
Thank you for taking the time to share such a detailed review. Osvaldo’s ability to combine professionalism with a personable, approachable style is something we value greatly, and we’re glad that came through during your conversation. We’re happy he could provide clarity and support as you consider your funding options.
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