About Credible
Data updated- Website
- www.credible.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 100% (5/5)
Do you own Credible? Claim this profile for free and start replying to reviews.
About this business
About Credible’s products (Notice: Links below lead to Credible’s website(s))Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:Personal LoansStudent Loan RefinancePrivate Student LoansInsuranceCredible is different from other marketplaces and other mortgage brokers. Here’s how:You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Written by the business, not verified by us.Is Credible legit?
Credible (www.credible.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for making it remarkably simple and quick to compare different loan offers, review payment terms upfront, and secure lower interest rates. Consumers consistently note that the application process is extremely fast, with funds often being successfully deposited into accounts within just a single day or two. However, some customers also noted that specific loan fees can sometimes feel excessive or much higher than initially anticipated depending on the lender. A few reviewers additionally mentioned that final interest rates occasionally changed significantly during closing when compared directly to their initial quotes.
Auto-generated from all reviews of this business. For reference only.What people say
The loan application was easy and funds…
The loan application was easy and funds were delivered and paid fast, thank you!
Credible Information…
The information and suggestions I received from Credible matched up with my independent research on personal loan options for my needs. The process was easy.
Terrible....don't waste your time
Reply from Credible2026-08-05
Hi Peggy, Thanks for taking the time to reach out with your review. We're sorry to hear that your experience didn't meet your expectations. Credible's goal is to make it easy to compare personalized loan options from multiple lenders, and we take feedback like yours seriously. We'd appreciate the opportunity to better understand what led to your review so we can continue improving our service. If you're willing, please reach out to our Client Success team with additional details. Our Client Success Team is available by phone at 866-540-6005 and by email at [email protected].
On time and always followed through…
On time and always followed through with me.
The application process was simple and…
The application process was simple and safe. I’m grateful to have been approved by a number of lenders, however the fees associated with the loan were excessive with best egg
Reply from Credible2026-08-06
Thank you for sharing your feedback with us. We appreciate you taking the time! Just to help clarify: prequalified rates displayed on the Credible marketplace are not firm offers of credit. As an online marketplace, Credible is not a lender; all final credit decisions, including approval and loan terms, are determined exclusively by our partner lenders. We would be happy to review your specific situation. Please reach out to us at (866) 540-6005 or via email at [email protected]. Representatives are ready to assist you Monday through Friday from 9 am to 7 pm Eastern Time.
Experience was excellent.
good and quick
I needed a personal loan for Emergency…
I needed a personal loan for Emergency and detective you know review and fast approval very happy with them very smooth and professional
This process was very easy and…
This process was very easy and efficient.
Supportive Service
Efficient, secure, supportive service!
It was an easy process.
no comments
Easy to Apply
I was able to download all my information online and when I had a question, the help line was there to answer. Reyna answered all my questions.
Very incredible
Reply from Credible2026-08-04
Hi Yasser, Thank you for your kind Trustpilot review. We noticed the comments sounded like a 5-star experience, but the rating came through as 1 star. If that was accidental, we’d appreciate you updating the rating to match. If there's anything else you'd like to share, you can call us at 866-540-6005, Monday through Friday, 9:00 a.m. to 7:00 p.m. ET, or email us at [email protected].
Exceeded my expectations
My experience with Credible and SoFi was excellent from start to finish. The process was straightforward, easy to understand, and much less stressful than I expected. I was able to consolidate my high-interest debt into a single loan with a significantly lower interest rate, which will make managing my finances much easier and save me money over time. I especially appreciated how simple the application process was and how quickly I was able to compare my options through Credible before selecting SoFi. Everything was clearly explained, and I felt informed throughout the entire process. If you're looking to simplify multiple high-interest debts into one manageable payment, I would definitely recommend giving Credible and SoFi a look. My experience was smooth, professional, and exceeded my expectations.
I couldn’t believe how easy the process…
I couldn’t believe how easy the process was. They found me the perfect loan in seconds and helped me refinance two high-interest loans, one at 15.25% and the other at 15.75%, into a single loan at just 4.74%. The savings and simplicity of having everything combined into one payment have made a huge difference. I’m extremely happy with the experience and would highly recommend them.
The loan was straight forward and only…
The loan was straight forward and only took minutes to get loan results. You were the various along with interest rates and final amount to be paid.
Quick and transparent
Quick and transparent. Options clearly shown
The gentleman that helped me was…
The gentleman that helped me was patient and knowledgeable he walked me through everything step by step even though I was nervous and Confused I would highly recommend credible
Upstart
LendingTree
SoFi
Uprova®
My Symple Loan
NetCredit
Happen Bank
OneMain Financial