It was easy to do the application and…
It was easy to do the application and people were nice.
About Credible
Data updated- Website
- www.credible.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 100% (5/5)
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About this business
About Credible’s products (Notice: Links below lead to Credible’s website(s))Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:Personal LoansStudent Loan RefinancePrivate Student LoansInsuranceCredible is different from other marketplaces and other mortgage brokers. Here’s how:You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Written by the business, not verified by us.Is Credible legit?
Credible (www.credible.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for making it remarkably simple and quick to compare different loan offers, review payment terms upfront, and secure lower interest rates. Consumers consistently note that the application process is extremely fast, with funds often being successfully deposited into accounts within just a single day or two. However, some customers also noted that specific loan fees can sometimes feel excessive or much higher than initially anticipated depending on the lender. A few reviewers additionally mentioned that final interest rates occasionally changed significantly during closing when compared directly to their initial quotes.
Auto-generated from all reviews of this business. For reference only.What people say
I found the lender I needed very…
I found the lender I needed very quickly & the site was efficient
Fast and easy
Accurate. No surprises. Recommend.
It was what they said. No surprises. Very helpful.
Quick, simple, and informative!
I appreciate the efficient, informative process!
application process and recommendations…
application process and recommendations were great. Simplified the process
Best loan matches
Best loan matches. Better terms and rates than Credit Karma.
Outstanding service
Outstanding service, was able to select the right lender that fits my needs
It was is easy to apply and did not…
It was is easy to apply and did not take very long for the funds to transfer to my account.
Trust Credible for your personal loans needs!
My experience was great because using Credible allowed me to find the loan amount I needed, with the terms and conditions I wanted. Now I can improve my credit and start over with one payment! Thank you!
Application process was simple
Application process was simple, and like how the money came in no time.
Great experience.
Great experience.. Fast and efficient
Fast and easy process
Fast, transparent and easy process, very consumer friendly
Easy money
Way too easy to get money. Visible showed me all the options.
Debt Relief
I was able to find a loan company that was willing to take a chance and loan me the money to repay the debt and give me a way out of debt.
I got the loan but interest rate was a…
I got the loan but interest rate was a slight bait and switch.
New Customer
The process was very easy and quick. You give people with a lower credit score a chance, and I thank you. The repayment amount is very reasonable.
Charging $600 for minimal work is that…
Charging $600 for minimal work is that an AI does is diabolical.
Reply from Credible2026-07-24
Hello Richard, Thank you for sharing this with us, feedback like yours helps us understand where the experience fell short, and we're sorry to hear the origination fee felt out of line with your expectations. We know a fee like this can be a genuine source of frustration, especially if it wasn't front of mind during the process. Credible is an online marketplace, not a lender, so we don't set or collect origination fees ourselves, those are determined by the lender you selected, based on their own criteria for your loan amount, term, and credit profile. We'd welcome the opportunity to look into your specific situation. Please reach out to us directly at (866) 540-6005 or [email protected], we're happy to talk this through with you. Representatives are available Monday through Friday from 9 am to 7 pm Eastern Time.
Great service and great people dealing…
Great service and great people dealing with
The process is straightforward and easy
The process is straightforward and easy. No complications.
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