Great experience!
Great experience!! Easy and Straightforward!!
About Credible
Data updated- Website
- www.credible.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 100% (5/5)
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About this business
About Credible’s products (Notice: Links below lead to Credible’s website(s))Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:Personal LoansStudent Loan RefinancePrivate Student LoansInsuranceCredible is different from other marketplaces and other mortgage brokers. Here’s how:You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Written by the business, not verified by us.Is Credible legit?
Credible (www.credible.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for making it remarkably simple and quick to compare different loan offers, review payment terms upfront, and secure lower interest rates. Consumers consistently note that the application process is extremely fast, with funds often being successfully deposited into accounts within just a single day or two. However, some customers also noted that specific loan fees can sometimes feel excessive or much higher than initially anticipated depending on the lender. A few reviewers additionally mentioned that final interest rates occasionally changed significantly during closing when compared directly to their initial quotes.
Auto-generated from all reviews of this business. For reference only.What people say
Getting the right loan company's…
Getting the right loan company's willing to help with my loan.
It was quick and easy!
Appreciate credible getting me my loan…
Appreciate credible getting me my loan to consolidate my credit cards. I just needed to get all my payments to one day. Since all my due dates were sporadic throughout the month. Bonus it was through the bank I use. Thanks
Worked great
Worked great, easy process and quick.
Helpful
Helpful, easy to,apply
Accuracy
The follow through. One of the things that was helpful for was the fact that while looking for a lender on credible. I was able to see the possibility of me getting the loan based on my information. That was helpful.
Application process is simple and…
Application process is simple and efficient. Very convenient to only have to complete a single application.
I don't think credible did anything for…
I don't think credible did anything for me to rate them.
Reply from Credible2026-07-21
Hi, Credible is an online marketplace that helps users compare prequalified rate options from multiple vetted lender partners in one place. Credible is not a lender, and lender partners make final credit and loan decisions. Checking prequalified rates through Credible is free and does not affect a credit score. If you have a specific concern, please contact us at (866) 540-6005 or [email protected] so our team can review it privately.
Awesome customer service
Awesome customer service! Thank you!
Options were given in a very quick…
Options were given in a very quick manner. Easy to work through the site.
The advertised rates changed…
The advertised rates changed significantly during closing. I was able to close, but cost me more than I saw on here.
Reply from Credible2026-07-22
Hi, Thank you for sharing your feedback, insights like yours help us improve the experience for all our users. We understand that seeing a prequalified rate or loan option change during the process can be frustrating. Prequalified rate options shown through Credible are personalized estimates based on the information provided during pre-qualification, your credit profile based on soft credit pulls, lender criteria, and market conditions at that time. Prequalified rates are not offers of credit. If a user chooses to apply with a lender, the lender conducts its own underwriting review and may verify credit, income, employment, and other information before making a final decision, which may involve changes to the rate they determine you qualify for or even application denial. We would be happy to review your specific concern privately. Please reach out to us at (866) 540-6005 or via email at [email protected]. Representatives are ready to assist you Monday through Friday from 9 am to 7 pm Eastern Time.
Working with Best Egg through Credible…
Working with Best Egg through Credible was in-Credible! 😊 It was fast and efficient!
Easy and Fast!
The process was super simple and fast. I think it took less than five minutes to have offers and then selecting one.
Such an easy process.
The Credible application was very user friendly!
The Credible application was straightforward and user friendly. Results were quick. I was able to choose the best loan company that suited my personal needs. The overall experience was easy, not overwhelming at all. Credible is a trustworthy loan source that I will recommend to others!
It really helped me when I needed to…
It really helped me when I needed to get out of high payments and have a single low payment that evens out my budget.
Quick and Easy
Logged on and Credible had a list of lenders for me within a few minutes.
The loan was fast and people are so helpful
The loan is fast people are very helpful explaining and executing the loan
Went by my history as more than a…
Went by my history as more than a number from a credit bureau which are miles apart from one another Fast and got me what I needed. Thank you
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