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Money & Insurance

Credible

ClaimedCollecting reviews

201 reviews

4.8201 reviews
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About Credible

Data updated
Website
www.credible.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
100% (5/5)
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866-540-6005[email protected]www.credible.com

About this business

About Credible’s products (Notice: Links below lead to Credible’s website(s))Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:Personal LoansStudent Loan RefinancePrivate Student LoansInsuranceCredible is different from other marketplaces and other mortgage brokers. Here’s how:You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).

Written by the business, not verified by us.

Is Credible legit?

Credible (www.credible.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for making it remarkably simple and quick to compare different loan offers, review payment terms upfront, and secure lower interest rates. Consumers consistently note that the application process is extremely fast, with funds often being successfully deposited into accounts within just a single day or two. However, some customers also noted that specific loan fees can sometimes feel excessive or much higher than initially anticipated depending on the lender. A few reviewers additionally mentioned that final interest rates occasionally changed significantly during closing when compared directly to their initial quotes.

Auto-generated from all reviews of this business. For reference only.

What people say

c
customerUnited States · 7 reviews · Verified · Experienced 2026-07-15 ·

SEAMLESS AND HONEST

A seamless transaction and great customer service experience. I would give them 5 stars in all aspects of the application process

Reply from Credible2026-07-16

Hi, Thank you for your kind Trustpilot review. We noticed the comments sounded like a 5-star experience, but the rating came through as 3 stars. If that was accidental, we’d appreciate you updating the rating to match. Best regards, Credible Support

J
JamesUnited States · 3 reviews · Verified · Experienced 2026-07-01 ·

The heavens were like brass

The heavens were like brass. Aside from a carloan I got in 2013 and paid off, I haven't been able to get a personal loan, outside affirm.com and payday loans. $20k of medical expenses sunk my financial ship and I couldn't get free. Pastor prayed for finances for the vision of Jesus saving our neighbors through evangelism. I came into agreement looking for a way for God to put funds in my hands, despite how much debt I wad burdened with. My credit score shot up 90 points. I came across this credible loan offer. I was able to fully pay off $7.5k in Affirm.com loans, saving $1k in interest, and paid off my maxed out credit card. I lowered my monthly debt payments by 75%. I have more to spare to start saving up for an 8-month emergency fund AND GIVE/TITHE, while paying off the rest at a much slower pace with credible/lendingpoint without incuring more interest than what I'd pay with Affirm.com. I'll no longer have to dive deeper into debt, doing a new Affirm.com loan cover rent every 3 months or drown in last minute payday loan fees. Free at last! Free at last! Thank God, I'm free at last!

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