Lower Rate offers, details of offers, and good choices available.
I was able to secure a loan quickly immediately I made my choose the lowest rate available. Payment was fast and efficient. Great experience with site.
About Credible
Data updated- Website
- www.credible.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 100% (5/5)
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About this business
About Credible’s products (Notice: Links below lead to Credible’s website(s))Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:Personal LoansStudent Loan RefinancePrivate Student LoansInsuranceCredible is different from other marketplaces and other mortgage brokers. Here’s how:You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Written by the business, not verified by us.Is Credible legit?
Credible (www.credible.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for making it remarkably simple and quick to compare different loan offers, review payment terms upfront, and secure lower interest rates. Consumers consistently note that the application process is extremely fast, with funds often being successfully deposited into accounts within just a single day or two. However, some customers also noted that specific loan fees can sometimes feel excessive or much higher than initially anticipated depending on the lender. A few reviewers additionally mentioned that final interest rates occasionally changed significantly during closing when compared directly to their initial quotes.
Auto-generated from all reviews of this business. For reference only.What people say
Fast and Easy
Laid out very clearly online what my options were. Also laid out clearly how to complete the application steps. Funds came in quickly and now I am paying off my credit card debt with half the interest!
Not a great interest rate for a credit score over 800!
I appreciate the loan but I deserved a much better interest rate.
Reply from Credible2026-07-09
Hi Jody, Thank you for sharing your feedback, insights like yours help us improve the experience for all our users. We’re glad we were able to assist with your search, and we want to be transparent about how rates are determined. Credible is an online marketplace and is not a lender. Personalized, prequalified options are determined by participating lending partners based on their underwriting criteria, which may include credit profile, income, loan amount, and other factors. Any prequalified offers displayed through Credible are intended to help consumers compare their potential options and are not a guarantee of approval or final loan terms. We appreciate you choosing Credible, and we'd welcome the chance to hear more about your experience. Our Client Success Team is available Monday–Friday, 9 AM–7 PM ET, at 866-540-6005 and by email at [email protected].
Very professional and Seemless
Very professional and a seamless process
Efficiency
Easy to use
Easy to use. Quick response.
Easy to Use
Credible made it so easy to compare different companies and rates they offer. It even gives you a variety of plans for each company.
Credible made it easy
Credible made it easy to review my options which helped me make the best decision for my needs.
That there always help when need it.
It was fast and easy to get a personal loan without all the hassle.
My air conditioner died unexpectedly in…
My air conditioner died unexpectedly in July. Even though I have great credit, the a/c company’s Wells Fargo did not approve me for financing. I’ve never tried an online personal loan before but google listed credible as reputable so thought I would try and compare to other options. Found a small loan with a lower interest rate than any of my other options and took it. Working well so far. Time will tell if this was a good decision , I suppose, but was the best option at the moment. Easy and very fast process
Helped with a loan to fit my needs
Helped with a loan to fit my needs. Very positive results. Would definitely refer to my family and friends.
Trusted sources
Application process was fast and easy not complicated at all!
It’s was a quick and easy process…
It’s was a quick and easy process, and gave me the results I was looking for.
They made the process about as easy as…
They made the process about as easy as they could. Security questions were very good to make sure my identity was not stolen.
I'm really big on reading reviews
I'm really big on reading reviews, testimonials on businesses and services. Credible keep popping with great reviews. I'm here to add another great review. Their process is straightforward. Easy to navigate. Would definitely keep using
Very impressed about how Credible puts…
Very impressed about how Credible puts all your eggs in one basket so you have all the information right there in front of you.
was an easy application and approval…
was an easy application and approval process
Easy fast was worried about giving…
Easy fast was worried about giving intro but it was amazingly fast and easy
I was able to secure a loan and get it…
I was able to secure a loan and get it funded within a week for exactly the amount I needed
Simple and direct
Simple and direct! You provided all the info I needed and the access to plenty of resources. Also quick and seamless experience.
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