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Money & Insurance

FWD

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971 reviews

3.0971 reviews
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About FWD

Data updated
Website
www.fwd.com.sg
Category
Money & Insurance
Location
Singapore
Status
Unclaimed
Last 12 months
37 reviews
Replies to negative
79% (305/386)
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About this business

FWD is one of the top online insurance companies in Singapore. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote.

Written by the business, not verified by us.

Is FWD legit?

FWD (www.fwd.com.sg) has a 3.0 out of 5 rating on OK.one, based on 971 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 21% of reviews are 1 star, a relatively high share; The business has replied to 79% of negative reviews; 37 of them were added in the last 12 months. Last updated 2026-10-24.

What people say

More expensive when using apps

When go direct to the web page, discount automatically given. But when using app directed to the web page, promotion discount rate was not reflected. Indirectly telling us not to trust using fwd app which i think it doesn't make sense.

Reply from FWD2019-12-16

Hi Swee Huat, We regret to learn the two star rating and your experience. Thank you for answering the call of my colleague last week to acknowledge and clarify on the issue that you've raised. Nonetheless, we'd like to thank you for your patience on not giving up with your purchase. Wishing you a wonderful week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

I tried to apply for travel insurance…

I tried to apply for travel insurance via my smart phone. However, I was unable to retrieve my details when I log in. Keeps saying that my "one time password is invalid or has expired" any I've tried multiple times. I tried logging in first then apply but the website seems to log me out. I would give a better score if it is rectified.

Reply from FWD2019-11-27

Hi Rom, We're sorry to learn that you were having some difficulty logging in to your FWD online service account. Thank you for taking the call of our consultant to clarify and assist you on this. Understand that everything is in order at your end now from logging in to opening the document from the welcome email itself. Thank you for your continued support with FWD. Have an amazing week, Rom. Warm regards, Jeferson Maleza Customer Engagement Team

Could have shown what was last year's…

Could have shown what was last year's payment when reminding and making an offer for early renewal

Reply from FWD2019-11-26

Hi Celine, Thank you for sharing your thoughts and suggestion. We've shared this to our sales and marketing team for their review and consideration. Wishing you a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Had to try a few times before payment…

Had to try a few times before payment went through. Not at all a smooth experience

Reply from FWD2019-11-12

Hi Ching Hwa Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

slow website

Reply from FWD2019-11-12

Hi Eva, We always take pride of having a smooth and seamless experience online. We regret to hear that yours was the opposite one. Our sincere apologies for the experience and thank you for sharing this to us. We've relayed this to our IT team for their monitoring and review. Thanks for choosing FWD and have a wonderful week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Customer hotline and chatbot totally no…

Customer hotline and chatbot totally no response. Non-existent service.

Reply from FWD2019-11-12

Hi DS, We're truly sorry that you we're not able to get a hold of our team promptly. There was a high traffic yesterday as brought about by the 11/11 campaign and we apologise for missing your call. Should you need our assistance, we're available via Livechat and Call Me back request or email us at [email protected]. Our team would be glad to help. Once again we thank you for your patience on not giving up with your purchase. Wishing you a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Try many times before it is successful…

Try many times before it is successful , always show error at payment page.

Reply from FWD2019-11-12

Hi Soon Keong, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

website keep on dropping connection

Reply from FWD2019-11-12

Hi George, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Today the site was extremely slow

Today the site was extremely slow. Is it because of 11.11 sale?

Reply from FWD2019-11-12

Hi Adrian, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

I was having a hard time to proceed…

I was having a hard time to proceed from Step 1 to Step 4 due to the 11.11 offer deal. Please kindly review your system in place for this instance.

Reply from FWD2019-11-12

Hi Weiqi, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Server overload

Server overload. can't access for a long while.

Reply from FWD2019-11-12

Hi Tian Chong Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Took 2 hours to buy travel insurance

Took 2 hours to buy travel insurance. Problems with the server.

Reply from FWD2019-11-12

Hi Gregory, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

The server keeps having error

Reply from FWD2019-11-12

Hi Shannon, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Have been stuck at payment page for…

Have been stuck at payment page for more than an hour

Reply from FWD2019-11-12

Hi Farley, Greetings from FWD! Thank you for reaching out to us and rest assured that your feedback is not left unnoticed. First and foremost, we’d like to extend our heartfelt apology for the unpleasant experience online last night. We acknowledge that the unanticipated overwhelming response of our Single Day campaign has resulted to some hiccups on our online platform. At FWD, we’re open and do value our customer’s voice as this would help us site and work on the areas of improvement. Our IT team has since found the root cause, rectified the issue and has taken measures to prevent similar occurrence in any of future major campaigns. Once again we thank you for your valuable note and we hope to serve you in a much positive light moving forward. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Website jam.

Reply from FWD2019-11-12

Hi Tweji, Sorry to learn on the hiccups that you've encountered and thank you for bringing this to our attention. We've shared this to our IT team for their review and monitoring. Our heartfelt thanks for your patience on not giving up with your purchase. Have a pleasant week ahead. Warm regards, Jeferson Maleza Customer Engagement Team

Payment fail

Payment part has to try a lot of time then can get through

Reply from FWD2019-11-09

Hi Chee Hwee, Thank you for taking the time to share your experience. Our sincere apologies for the failed payment attempts and the inconvenience caused in purchasing your travel policy online. We've shared this to our IT team to look into and ensure no similar encounter in the future. Our heartfelt thanks for your patience on not giving up with your purchase. Have a pleasant weekend. Warm regards, Jeferson Maleza Customer Engagement Team

Keep hanging and tell me…

Keep hanging and tell me oops...something went wrong. I need to redo 6 times to buy. Upset...

Reply from FWD2019-11-09

Hi Kettrin, We're truly sorry for the unpleasant experience. We've shared this to our IT team for them to further look into the issue that you've encountered and make sure it won't happen again. Our gratitude for your patience on not giving up with your purchase. Wishing you an awesome weekend. Warm regards, Jeferson Maleza Customer Engagement Team

Should have an option to key in the…

Should have an option to key in the country and the system automatically select the region for us. Sometimes we don’t know whether a country is Asia or ASEAN?

Reply from FWD2019-11-09

Hi Roland, Thank you for sharing your concern and suggestion. Allow me to clarify that yes, we go by geographical region to simplify things. You'll also notice that beside the are that you'll be travelling to, an information button (i) can be seen for you to refer to the list of countries categorised under the said region. However, we've noted on your suggestion and has been shared to the relevant team for their review. Wishing you an awesome day. Warm regards, Jeferson Maleza Customer Engagement Team

Please simplify the payment process by…

Please simplify the payment process by allowing key in ref number and make payment, don,t need to fill in all other info as they should be link to the Ref number.

Reply from FWD2019-11-09

Hi KC Ang, Thank you for sharing your feedback suggestion. I've shared this to the relevant them for their review and consideration. Have an awesome weekend ahead! Cheers! Warm regards, Jeferson Maleza Customer Engagement Team

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