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Money & Insurance

Netspend

200 reviews

2.8200 reviews
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About Netspend

Data updated
Website
www.netspend.com
Category
Money & Insurance
Location
United States · Austin
Status
Unclaimed
Last 12 months
80 reviews
Replies to negative
99% (106/107)
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Is Netspend legit?

Netspend (www.netspend.com) has a 2.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 44% rate it 4 stars or higher while 48% give 1 star; The business has replied to 99% of negative reviews; 80 of them were added in the last 12 months. Last updated 2026-08-10.

What people say

J
Jay Seguin · 8 reviews · Experienced 2025-05-08 ·

Everything is easy to navigate and…

Everything is easy to navigate and accurate

Reply from Netspend2025-05-08

Ease of use is what it's all about!

P
Patricia Forcier · 2 reviews · Experienced 2025-05-08 ·

Deposits are earlynice

Deposits are early. And great customer service

Reply from Netspend2025-05-08

Win win! Thank you.

L
Lisa Moore Jarvis · 1 review · Experienced 2025-05-02 ·

I enjoy the ease of the card

I enjoy the ease of the card. I like being able to transfer money between the deposit and savings accounts. I do not like the monthly service charge.

Reply from Netspend2025-05-08

Ease of use is what it's all about!

L
Louis F · 5 reviews · Experienced 2025-05-07 ·

Company closed my account no…

Company closed my account no explanation no phone call had card for 6 months used it for recurring pmts had direct deposit and used it to place bets to fanduel so after 6 months they close acct .horrible customer service and support Lf

Reply from Netspend2025-05-08

We do not close accounts for no reason. Please respond to our request for more information so we can see what happened here.

R
Rhonda Gandy · 1 review · Experienced 2025-04-30 ·

I love how easy it is to use

I love how easy it is to use. And I can check my balance anytime easily..

Reply from Netspend2025-05-08

Ease of use for the win!

S
Sophia Manora · 1 review · Experienced 2025-04-26 ·

It's real hard to check my account and…

It's real hard to check my account and the customer service was not helping me out with the issue at all

Reply from Netspend2025-05-08

There are many ways to access your information, both via the IVR and and via your online account. If you haven't downloaded the app yet, we highly encourage you to do so. Thanks.

W
Whitney Stringer · 1 review · Experienced 2025-05-08 ·

They lock my card up nearly every time…

They lock my card up nearly every time I try to transfer money out of the account.. and then I've been on hold on the phone for over 30 minutes trying to have them unlock it considering it has nearly 9,000 in it...

Reply from Netspend2025-05-08

We take account protection very seriously. Thanks for your patience as you continue to hold.

B
Brandon Armstead · 1 review · Experienced 2025-05-05 ·

Absolutely horrible

Absolutely horrible! I cannot login my computer at work because you have the website in one category app only not app and desktop.

Reply from Netspend2025-05-08

We'd be happy to investigate your concerns. Thanks.

D
Danny Prophet · 1 review · Experienced 2024-11-07 ·

Dependability

I’m pleased with the accuracy of the direct deposit and most pleased with the break that’s allowed if you go over the funds available. I have been a customer since around 2020.

Reply from Netspend2025-05-08

We're so glad you're enjoying the many perks we offer.

D
Dana · 5 reviews · Experienced 2025-05-08 ·

I have been using net spend for over 4…

I have been using net spend for over 4 years . I love using it . I receive my direct deposit 1 day earlier and it is my second card that I can use for my spending money. It is easy to contact a representative and always shows great service.

Reply from Netspend2025-05-08

We're so happy that you're happy. Thank you.

M
Moe · 2 reviews · Experienced 2025-05-08 ·

Always available customer care with…

Always available customer care with great perks.

Reply from Netspend2025-05-08

We're so happy that you're happy. Thank you.

E
ED · 1 review · Experienced 2025-05-07 ·

Easy & efficient to use

Reply from Netspend2025-05-08

Ease of use is what it's all about.

S
Stephen Bryant · 3 reviews · Experienced 2025-04-18 ·

Payments to my account are days earlier

Always from tax refund to pay day to SSI monthly payment they come days earlier using Netspend

Reply from Netspend2025-05-08

We always deposit money as soon as we receive it. Thanks!

D
Dartrel Washington · 1 review · Experienced 2025-05-08 ·

I love the security you all provides

Reply from Netspend2025-05-08

We take account protection very seriously!

R
Randolph Barr · 2 reviews · Experienced 2025-05-08 ·

I have been with Netspend since the…

I have been with Netspend since the 2000s. Doesn't have all those bank fee charges like your regular banks.

Reply from Netspend2025-05-08

We're happy that you're happy. Thanks for being a loyal customer.

B
Barbara LeFors · 2 reviews · Experienced 2025-05-08 ·

I have been a customer for many years

I have been a customer for many years. I love my Netspend card. I have referred several friends to Netspend cards. Any time I have had a problem, the staff helped me correct the situation. I recommend Netspend to anyone and everyone. It is easier and safer than shopping with cash.

Reply from Netspend2025-05-08

Your endorsement means the world to us. Thank you.

D
DHA Chicago · 1 review · Experienced 2025-05-08 ·

Five star for ease of online account…

Five star for ease of online account management. Knowledgeable customer service representatives. My issue is lack of check deposit options. Refunds, gifts, rebates are still given by check which makes my account unusable.

Reply from Netspend2025-05-08

Thank you for the feedback.

K
Kimberly hargrove · 1 review · Experienced 2025-05-08 ·

No benefit with using netspend

Nothing went wrong but chime spot u and after getn my check on netspend for over 10 years hasnt been as beneficial as it would be to use another service im just paying atleast 40 n atm fees n a month

Reply from Netspend2025-05-08

We appreciate your feedback.

A
A.H. BEASLEY · 2 reviews · Experienced 2025-05-07 ·

Nothing went Wong

Nothing went Wong, it all went white..LOL

Reply from Netspend2025-05-08

We'd love to understand what your actual concern is.

S
Sandy Aken · 4 reviews · Experienced 2025-05-08 ·

I've been with NetSpend ever since my…

I've been with NetSpend ever since my sister told me about all the great features. Maybe 15+ years. I trust them with all my financial needs of a bank! They have never let me down like so many of the big banks chains.

Reply from Netspend2025-05-08

We love our loyal customers. Thank you for being the best part of Netspend.