Prosper (www.prosper.com) has a 4.3 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-11.
I never missed a payment, but based on my credit score when I was struggling they didn’t base anything on my personal relationship with them already they tanked my credit limit which made my credit score go even lower and they charge annually… I would think more than twice about getting this card..
Fast , professional and honest !
Fast and easy! Many thanks!!!
We've lost money ever since we invested & have continued to lose with no way to get our money out except the cash. Something is very wrong with this investment!
Applying for a second loan after paying off the first one was so fast and easy. I applied and had my loan funds within 10 days. I knew what to expect in terms of fees and interest, so there weren't any surprises. It was a very quick process.
The whole process was very easy and fast. With just a few questions I was approved, and within 3 days I had the money I needed to consolidate my credit cards!
Found them through Experian when looking for a debt consolidation loan. Said I was approved. Added all my info, each step saying it's approved. Got rejected in the end. Spoke to a rep on the phone who said information on my account why I was declined is proprietary and he could not tell me why. Asked to speak tk a supervisor, and he HUNG UP ON ME! Called back, 2nd rep said the same, finally got to speak tk a supervisor who continued to refuse to tell me why, but kept pushing me to reapply for another loan in 60 days without saying what I need to change to get approved. Finally got a letter saying: Your loan request has been cancelled for the following reason(s): Your bank account balance(s) is insufficient. Yeah, if I had sufficient balance in my bank account I WOULDN'T NEED A LOAN!
Every transaction I had with prosper was done on time. Great 👍 lender
Requested lian. Loan processed quickly. Money deposited.
It was seamless and easy
Jumped thru all their hoops for the loan. They said that a dot was on my bank statement and they couldn't accept that. The dot was from the bank. They washed my time on this loan process. I told them to forget the loan. Prosper sent me an email telling me that they (prosper) couldn't do the loan. My credit was dinged. I wouldn't do business with them.
They were fast. I have had 2 prior loans with prosper that have been paid off already. This 3rd loan was a breeze with them. I have recommended them to many people already! Thank you Prosper!
i found them via credit carma outstanding approval with almost 800 creidt score for 50 k asking over 10 k interest plus % 8 origination fee so expensive rip off honestly alos they done hard credit check before they mentioned total cost not ethical business practice they act tricky car dealers i declined they offer i use credit card better
A great loan experience, it took less than an hour and I was funded in 3 days!
Very quick turn around. Handled very professional
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