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Money & Insurance

Prosper

201 reviews

4.3201 reviews
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About Prosper

Data updated
Website
www.prosper.com
Category
Money & Insurance
Location
United States · San Francisco
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
0% (0/31)
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Is Prosper legit?

Prosper (www.prosper.com) has a 4.3 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-11.

What people say

T
Terry · 2 reviews · Verified · Experienced 2026-07-02 ·

Great experience expedited service

D
David B · 3 reviews · Experienced 2026-06-29 ·

I had a loan with them and I was paying…

I had a loan with them and I was paying perfectly and then maybe two years before the loan matured I paid it off. This is where it got bad. I have been paid for almost three months and they have not reported my loan paid off. I have emailed them twice and they just give me an excuse and then just close my email complaint. So here it is. Prosper does not care about their clients once they pay their loans off and make sure they report them paid off! So now it gets worse! They have added remarks to my credit report after being paid off just to spite me because of this review. This is not a company to do any business with!

D
Dwayne · 61 reviews · Experienced 2026-06-30 ·

I recently applied for a loan with a…

I recently applied for a loan with a company called credible. Credible is not a bank but uses a search engine for different banks when applying for a loan through them. Prosper was one of those companies . Prosper uses a bank called webbank which has a proprietary system they use to evaluate potential loan customers. It's 3 numbers called prosper score. I was assigned the three sixes I'm superstitious so I won't number them. 640 is the minimum depending on what website you apply. Along with your fico score. 3 stars is not bad its mixed results.

D
DAWN SABATINO · 4 reviews · Verified · Experienced 2026-06-25 ·

it was quick and effortless

J
Janeth Bobadilla · 3 reviews · Verified · Experienced 2026-06-26 ·

I don’t have anything to said

I don’t have anything to said . You are just wonderful.

A
Alejandra Martinez · 1 review · Experienced 2026-06-29 ·

They will deny you if you are under any…

They will deny you if you are under any process of imigration. Basically they don’t help out imigrants! They were unable to explain why my VALID ID was “not a valid id” for them. One of the worst experiences that I had. Do not recommend. You will loose your time with this people.

A
Arturo · 1 review · Verified · Experienced 2026-06-25 ·

The process was easy

The process was easy. Made me feel comfortable and confident of obtaining a loan. They value loyalty. Status of loan updates were provided and made my financial planning less stressful.

C
Cheryl · 4 reviews · Verified · Experienced 2026-06-25 ·

Excellent and easy application process

Excellent and easy application process. Quick decision and fair determination. Thank you!

D
Deborah Paval · 2 reviews · Verified · Experienced 2026-06-26 ·

I will be very grateful for the help…

I will be very grateful for the help you gave me in my emergency. You were very helpful.

S
S. B. · 1 review · Verified · Experienced 2026-06-26 ·

Pleased With Prosper

I have dealt with Prosper several times now and each time is easier. Their offers have allowed me to streamline my monthly payments and overall debt. They have given me breathing room while helping me with my goals of paying off my debt easier and quicker.

M
Michael Greenwood · 2 reviews · Verified · Experienced 2026-06-26 ·

What the whole process went very smooth

X
Xxx · 2 reviews · Verified · Experienced 2026-06-25 ·

I worked with yhis company in the past…

I worked with yhis company in the past and had a good experience and decided to do it again with the same results.

V
Virginia · 1 review · Verified · Experienced 2026-06-25 ·

Competitive and Fast

You are so close ro being five star! Do a better at communicating what to expect in tern of process timelines so I don't need to figure it out would be the only recommendation. Other than that, service and process was easy and fairly fast.

A
Ask a Lawyer On-Call Customer · 2 reviews · Verified · Experienced 2026-06-25 ·

Easy and fast

M
MARK · 2 reviews · Verified · Experienced 2026-06-26 ·

Very easy and convenient

K
Kimberly · 1 review · Verified · Experienced 2026-06-25 ·

Very easy to use

Very easy to use. Quick turnaround!

A
Amanda · 1 review · Verified · Experienced 2026-06-26 ·

Returning applicant

Not a lot of red tape, easy application and received funds quickly.

N
Neal E Sluss · 2 reviews · Experienced 2026-06-26 ·

Well after having excellent approval odds! 740-670 same day

Well after having excellent approval odds on credit karma could have been poor Fair great it was excellent approval odds for a small personal loan multiple times throughout the process I was told it wouldn't affect my credit score I never consented to a hard pull on my credit report I would have canceled the whole thing, I have two hard pulls at the moment one needs to fall off before I can do another one. I thought they would do a soft pool being they said it wouldn't hurt my credit multiple times I never read anywhere after reading over user terms and conditions that they would do a hard pull, anyways affected my credit score immediately because they did a hard pool you can only have two every two years, not just that they sold all my information to other companies multiple other companies are calling and emailing me trying to give me loan offers they also did hard pulls without my consent went from two hard pulls and a 740 credit to nine hard pullls and a 670 credit score same day I applied never again I did not consent to a hard pool I know better I have credit and know how to use it I typically have a 800 credit score my utilization's over 30% on one of my credit cards also while I'm looking for the loan 😡😡😡🤬

B
Bobbie · 1 review · Verified · Experienced 2026-06-11 ·

Great Company

I always have a great experience with my contact with the company. I have utilized their services since 2021.

V
Venessa · 1 review · Verified · Experienced 2026-06-25 ·

Easy process

Easy process! Thank you!