Become is an end-to-end financial optimization platform for SMBs. Its one-of-a-kind loan marketplace uses advanced algorithms to provide SMBs with customized funding offers to help them grow and successfully scale their business. In addition to its funding platform, Become’s BeProfit profit calculator dashboard provides online SMBs with the tools and insights needed to increase their bottom line. Become is rapidly growing with over 236,000 loyal business owners registered through its platform and has facilitated over $316 million in tailored SMB loans to date.
Written by the business, not verified by us.Become (become.co) has a 4.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Business Services and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 33% of negative reviews; 28 of them were added in the last 12 months. Last updated 2026-08-26.
Absolutely amazing! SO QUICK AND EASY! And I applied for some loans previously and wasn't successful, but Become found a Loan provider that was willing to help, and they did! I'm very thankful to have searched through Become. Very quick turnaround - same day. Unbelievable. So thank you very much again team! :)
Seamless as usual ! I have had a Business Loan with Prospa (Become) every year for the last 3yrs. Never, have i ever, felt pressured by this company. Only offered great advice and service. This year I switched from the normal Business Loan I get, to a Line Of Credit. "Liam" was very patient explaining to me how it would work best for me, and answered my never ending questions promptly and knowledgeably. Called at 4pm one afternoon, was approved and had funds by 2pm NEXT DAY! After being a loyal customer of theirs going into the 4th year now, I can highly recommend them to any business - from the smallest self employed, and businesses beyond. I have room to breathe again. Thank you!
Very swift process and no 1000 question application like the banks
The staff is courteous and easy to deal with. The process was explained thoroughly and ran smoothly. Thank you
Mohamed made the loan application really simple and painless and turned it around in less than a week. Applying for business finance for the first time, I couldn't have asked for a better experience.
Super efficient service Thanks guys !!
good work guys ,even tho there shl be a lot more loans for people with an average score ,very hard to find a loan with an average score 500t with an interest rate which shld be 12 -15% not good for us ppl.cheers tony
Thank you very much. Very easy and very fast. This company is made to help those who are in need.
These loans are advertised under the guise of being part of the government guaranteed loan. Appealing to vulnerable businesses with average credit scores. They then offer loans at more than double the interest rate of the government guaranteed scheme claiming to not be a part of what "Become" is offering. So if you want to borrow money at 30% and over a very short term (they advertise up to 5 years but only offer 12 months), do it knowing they are going to aggressively pressure you until you have signed and then every week they will txt and email you reminding you to pay to avoid fees. Its all very intimidating and absolutely aimed at people who are desperate for finance. In reply to the below response from Become, I received 25 emails and txt msgs over a 4 days period warning me that if I didn't accept the offer it may well not be available again. The three quotes given to me were via Become Facebook links advertising as Govt guaranteed loans - Apply now. None of the companies that contacted me were offering that nor could they. All over 30% interest. There was never any attempt or communication as to whether I qualified for the guaranteed scheme ( which I did) because none of them offered it. All claimed that Become had sent them my data request for finance, which was done through the Govt guarantee link. Very dodgy indeed.
Hi Alfred, This is Eden, the CEO here at Become. We appreciate your feedback and want to do whatever we can to help address the issues you've raised. Regarding advertisements, we did have several funding partners that offered funding in the form of government guarantee scheme loans, but the program itself officially ended June 30, 2021. We have since ceased all advertising for that specific type of funding. If you have seen an ad of ours that mentioned the government guarantee scheme after the program's end date, please let us know. You can send a screenshot to [email protected] of the ad you're referring to. In any case, when the program was active, there was no way to tell whether an applicant would qualify with those specific funding partners for that specific form of funding until they completed the application process - the same is true for all types of funding in our online marketplace. Qualifying factors inevitably vary from one lender/form of funding to the next, which is the reason why you may have received funding offers that did not include a government guarantee. Additionally, we do want to clearly state that we never pressure applicants to proceed with obtaining a business loan through our online marketplace. The decision to sign for a business loan is left in the hands of the applicants themselves. Furthermore, we noticed that you recently renewed the loan you took earlier this year, and we would like to keep you as a loyal user of our services. Please allow us the opportunity to discuss these matters with you by sending us an email to [email protected], and (to reiterate) we will do everything we can to help resolve the issues you've raised. Best regards, Eden
Fantastic! Received an unsecured business loan the next day. Thank you!
It was so fast! And no paperwork!
Great Fast Service, Easy to use and funded quickly very honest and upfront.
Wonderful service. Thank you!
So easy. Fast and efficient, friendly service.
Very good service helpful in all aspects of the loan process .Very prompt phone service and helpful.
Great Team, OK Terms
Easy and quick
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