Feel Free from Debt and in ControlClearOne Advantage is a leader in the debt-relief industry. Since 2008, we've helped thousands of clients resolve large credit card bills and other unsecured debts – all without upfront fees or the need for personal bankruptcy.At ClearOne, we work with you to create a custom, confidential debt relief plan you can afford. Our certified debt specialists negotiate lower final payment amounts with creditors, so you can pay back a reasonable portion of your bills — at a level we know they will accept.Debt resolution — sometimes called debt settlement or debt consolidation — isn't for everyone, but those who stick with the program typically pay off their enrolled debts within three to four years. Our plans' lower monthly payment often leaves clients with more cash on hand to spend as needed.Get Your Free Quote!Learn more about our debt relief programs.
Written by the business, not verified by us.ClearOne Advantage, LLC (clearoneadvantage.com) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. People frequently mention that the staff is exceptionally patient, knowledgeable, and genuinely helpful throughout the entire financial journey. Consumers truly appreciate how clearly representatives explain the program options, ensuring everything remains stress-free and easy to navigate. Customers often mention the personalized support and professional guidance provided, which makes them feel comfortable every step of the way. However, some people mentioned issues with unexpected additional fees and extra payments required during the debt settlement process. A few reviewers also noted frustrating communication delays and difficulties when trying to resolve account concerns with support.
Auto-generated from all reviews of this business. For reference only.Gary Cordova Jr is an amazing consultant. He explained in detail every aspect of the process. I really can’t say enough about the knowledge and great skills Gary employs to assist his clients. This program literally lifts financial burdens of your shoulders.
This is wonderful news! Thank you so much for taking the time to share your positive experience with us. We are happy to know we could help.
We appreciate your feedback! We're delighted to hear that everything was explained thoroughly and that you had such a positive experience with us.
He was very helpful and explained everything thoroughly which I really appreciated
We appreciate your feedback! We're delighted to hear that everything was explained thoroughly and that you had such a positive experience with us.
It was very clear and understandable,all questions answered ,and the for your help and assistance.
We appreciate your feedback! We're happy to hear that you've had a positive experience. We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
Michael was very informative and did the best to get me in a budget plan. I will definitely recommend your agency
We're so glad to hear our team provided excellent service and helped you find a great budget plan. Thank you for your kind recommendation! If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
My experience was awesome he helped me a lot I don’t know what I was going to do living paycheck to paycheck I stress out
We're so happy to hear we could help you navigate a stressful situation. Your positive feedback truly means a lot to us, and we appreciate you sharing your experience.
All of my questions were answered and explained for my understanding. I received the information I had intended to get.
We are so glad to hear that all your questions were answered and explained clearly. We appreciate your positive feedback!
Very good at his job. Explained very thing so I could understand it.He also took his time with me so I understood what I was doing
We appreciate your feedback! We're delighted to hear about your positive experience and that everything was clearly explained to your satisfaction.
Carmen is the reason I decided to to go with your company. She is very sweet, kind and understanding, and knowledgeable. She made me comfortable with this decision that I made. Thank you Carmen!
We are happy to hear that our team member provided such a positive and comfortable experience for you. We appreciate you sharing your kind words about the helpfulness and knowledge demonstrated. Thank you for your wonderful feedback!
We're truly glad to hear that our program's explanation was clear and helpful. We appreciate your positive feedback.
All they care about is getting their money. Anyone can call their debtor and make the same deals they make - except where you might as example get $1000 off from creditor the way Clearone makes their money is you pay them $500 of that $1000 off. They also say minimal damage to your credit - that is a lie. It does damage your credit greatly! DO NOT USE THIS COMPANY.
We appreciate your feedback, Ms. Smith and are sorry to hear about the concerns you’re experiencing with your program. A member of our management team has reached out to you via email and would welcome the opportunity to connect and assist you. If you have not yet had a chance to respond, please feel free to reply to that message or contact our Customer Loyalty Group at [email protected]. We are here to help and look forward to working toward a resolution.
Vanessa was very helpful, patient, and informative! I had lots of questions and concerns. At no time did she seem exasperated or irritated by my questions. I really appreciated her friendly demeanor and her willingness to listen. She’s a credit to your organization!
We are so happy to hear about your positive experience! It is wonderful to know that our team member was helpful, patient, and informative. We truly appreciate your kind words. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
We appreciate your feedback! We are excited that you chose ClearOne Advantage to assist you in your journey to becoming debt free. If you need any further assistance, please feel free to contact our Customer Loyalty Group at (888) 768-4767.
Anthony Persley was very helpful in explaining the benefits that your company is offering me to relieve my debt. Thank you, Anthony.
We are so glad to hear our team provided such a helpful explanation of the benefits available. Thank you for your kind words! If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Hello there, Elijah Farley from Clear One Advantage in TX is amazing. I felt relieved that I’m in great hands. He was patient and clearly explained the process. Very friendly and kind as a person and relatable to his customers. He is a great business person who is very effective and empathetic with helping clients. After dealing with past multiple financial institutions, Elijah went above and beyond my expectations as I was becoming disillusioned with other financial institutions. Elijah was successful in securing a loan for me to consolidate my debt and I’m so happy with my experience with Elijah. Thank you Elijah and I look forward to doing more business with you in the future. Good luck in Texas, clear one advantage is lucky to have you as an employee. Sincerely Alicia Keleher, Colorado.
We are so pleased to hear about your exceptional experience. It is wonderful to know that our team provided such clear explanations and empathetic support, exceeding your expectations. We truly appreciate your kind words and look forward to assisting you again in the future. If you need any additional assistance, please contact our Customer Service at (888) 768-4767.
Justin was a pleasure to work with. He certainly was patient and very understanding of all my concerns and questions! He was extremely knowledgeable and gave me excellent advice going forward!
We appreciate your feedback! We are glad we could provide excellent advice and address your concerns. Thank you for sharing your positive experience with us. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Justin was so professional and helpful. Explained everything in detail. I would highly recommend Justin.
Thank you for your feedback! We are pleased to hear you had a positive experience and greatly appreciate your recommendation, and we are thrilled you have chosen ClearOne Advantage for your debt free journey!
I just saw a response from Clear One Advantage, and I absolutely was a customer. I worked with Brian Wilcox. Please review again. Brian Wilcox 3500 Boston Street Suite 413 Baltimore, MD 21224 This was his signature on his emails and the documents I signed. Clear One Advantage sent me to Alperstein & Associates... but Clear One Advantage is the company I signed up with! At first Clear One was great. Compassionate, understanding and went above and beyond to help set up a program to help consolidate my debt. What they weren't up front about was the tremendous charges, 29% of your overall debt that they take from your account, and they said that they try and keep your credit score intact. Little damage as possible was their claim and that is what makes them different than other companies like this. Absolute lies. They sent me to a Law Firm, Alperstein and Associates, which no one there speaks English and were very difficult to deal with. Every two weeks, I put money into an account with them so they could start negotiating with my creditors. After about 4 months (and major damage to my credit score... (dropped from 720 to 475)... they finally settled one card. My card had $6K on it, they settled for around $4500 but then charged me $1700 in fees. So, I ended up paying $6200 total.... NO SAVINGS at all! They pulled the full $1700 fee out of my account which left my account in a negative balance. Then told me I had to keep putting money back in so they could start negotiating the next card. I ended up canceling this program and asking for a partial refund, which they denied, so they walked off with $1700 of my money for making one phone call to one card. I then reached back out to Clear One and was told a manager would call me. I have followed up 4-5 times over the last 4 weeks, and no response. I am completely disappointed with this entire process. CALL YOUR CREDITORS YOURSELF!!!! This was an expensive learning lesson for me, but once I started calling my creditors, ALL OF THEM said the same thing: We aren't going to offer those agencies a better deal than we would offer you directly. They have all worked with me on payment arrangements and now I am working on rebuilding my credit from this entire catastrophe! Learn from my mistake... take the time, make the calls yourself, and save your money.
ClearOne Advantage, LLC (“COA”) appreciates the opportunity to respond to this complaint. Following a thorough review of our records, COA has determined that the consumer referenced in this complaint is not, and has never been, enrolled in a program with ClearOne Advantage. The consumer appears to be affiliated with Alperstein & Associates, which is a separate and independent entity from COA. As such, it appears this complaint has been directed to the incorrect company. We respectfully encourage the consumer to contact Alperstein & Associates directly to address their concerns. Based on the foregoing, COA respectfully requests that this matter be closed as filed in error. We appreciate the opportunity to provide this clarification.
I’m pleased with Clear One Advantage. An equitable solution to erase all my debt was achieved within the first phone call. I’d now have a bright worry free future. I had called a couple other debt relief companies but they paled in comparison. Clear One Advantage has gained my trust, respect and confidence ~ they fixed my problems ~ I can rest easy. No more stress.
We are so glad to hear that we could help you achieve a brighter financial future and assist you in your credit issues. It's wonderful to know you're sleeping soundly and stress-free. Thank you for your trust and confidence in us.
A few days ago I cancelled a contract with a debt management company that I've had for well over a year, and was searching for a simple loan to cover some medical shortfalls we've encountered from my wife's twin cancers and her recent major heart attack. using a Forbes Magazine for reference, I started cold calling only their 5-Star rated picks the morning of May 21st, beginning with a firm named Clear one Advantage, and stopped right there. in the first minute I knew this one was right. I have over 60 years of business experience but I have rarely found a company and a representative that was so eager to truly understand my particular, unique financial situation. the Rep, Steve Wileman was so open and honest, it felt I'd known him for years. no, I didn't get my loan; I got a permanent solution to the financial hole I found myself in. I cannot recommend this firm any higher. give them a chance to solve your problems too. I didn't find the loan today
We are truly touched by your kind words and are so glad we could provide a permanent solution during such a challenging time. We appreciate you sharing your experience and recommending our services.
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