Feel Free from Debt and in ControlClearOne Advantage is a leader in the debt-relief industry. Since 2008, we've helped thousands of clients resolve large credit card bills and other unsecured debts – all without upfront fees or the need for personal bankruptcy.At ClearOne, we work with you to create a custom, confidential debt relief plan you can afford. Our certified debt specialists negotiate lower final payment amounts with creditors, so you can pay back a reasonable portion of your bills — at a level we know they will accept.Debt resolution — sometimes called debt settlement or debt consolidation — isn't for everyone, but those who stick with the program typically pay off their enrolled debts within three to four years. Our plans' lower monthly payment often leaves clients with more cash on hand to spend as needed.Get Your Free Quote!Learn more about our debt relief programs.
Written by the business, not verified by us.ClearOne Advantage, LLC (clearoneadvantage.com) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. People frequently mention that the staff is exceptionally patient, knowledgeable, and genuinely helpful throughout the entire financial journey. Consumers truly appreciate how clearly representatives explain the program options, ensuring everything remains stress-free and easy to navigate. Customers often mention the personalized support and professional guidance provided, which makes them feel comfortable every step of the way. However, some people mentioned issues with unexpected additional fees and extra payments required during the debt settlement process. A few reviewers also noted frustrating communication delays and difficulties when trying to resolve account concerns with support.
Auto-generated from all reviews of this business. For reference only.Carmelo was kind and understanding . He did not judge me. Kind and empathetic. I would recommend him to anyone
Carmelo will appreciate the mention. Respect and care are a big part of how our team approaches every conversation, and creating a supportive, nonjudgmental experience matters to us. Your recommendation means a lot. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
It was a great program until they simply failed to pay one of my creditors. I had paid what they requested to settle my final account and forgotten about it. Well I was cleaning up bank accounts today and PayPal wouldn’t let me remove one which was quite odd. I went through to find out that they never settled my final account they never paid them. I contacted support and not only did they keep telling me it takes up to 90 days to settle (I paid them in February it’s July). But at the end of the call they had the audacity to send me a message saying if I pay $100 a month it can expedite my accounts. They were supposed to be expedited and paid off by now and my credit is even more ruined than it needs to be. I’m so angry right now because they’d been holding over $800 from me and not using it to pay my creditor for a debt they had already settled. I don’t even know what to say or do at this point because I requested a timeline as this is way past and they wouldn’t even give me any form of time frame for all I know they may take forever. I will never use this company again and I will tell my friends family and everyone I know the same.
We appreciate your feedback Mr. McAndrew, and are thankful for the opportunity to assist. Your concerns were addressed promptly, and we’re glad we could bring about a successful resolution, including expediting your accounts. It was truly a pleasure assisting you, and we’d like to congratulate you on successfully graduating from the program. We wish you continued success moving forward. If you ever need anything, our Customer Loyalty Group remains available to help.
Matthew Rychecky showed extreme professionalism. He was patient. He explained the program, in detail. I appreciated his knowledge and skill set in this area. He listened to my questions, making sure that I had clarity. His friendly, yet professional demeanor made for a completely positive encounter. He took time to learn about my situation. He spent time getting to know me. Speaking with Matthew Rychecky was a pleasure.
Matthew will appreciate the mention. It’s great to know the conversation left you with real clarity, and keeping explanations clear and expectations transparent from the start is something our team takes seriously. If we can help in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Zach was excellent. Explained everything very clearly and thoroughly. Made sure I understood the program. Was responsive to all my questions. Very good presentation.
Zach will appreciate the mention. Making each step easier to understand is a big part of how our team works. Staying available and responsive is one of our top priorities. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Someone connected with me the same day of my request and they were compassionate enough to listen and understand and support.
Getting connected the same day can make the first step feel a lot easier, and we’re glad the conversation came across with the care you were looking for. Being available and responsive is one of our top goals, and a supportive, nonjudgmental approach matters in every client conversation. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
I worked with Alex Kruske on payment options. He was very thorough in explaining my options and which ones would work best for me. He answered all of my questions and made it very easy to understand the process.
Alex will appreciate the mention. Clear communication can make the whole process feel a lot more manageable, and being upfront about program terms and what to expect is a big part of how our team works. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Stacey was great very helpful and explained everything easily
Stacey will appreciate the mention. Keeping program terms and expectations clear is a big part of how our team works. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Clear communication makes a real difference, and we’re glad the conversation felt easy to follow. Keeping expectations clear from the start and staying transparent throughout the program are a big part of how our team works. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Clear explanations can change the whole experience, and we’re glad the program felt easy to understand. A clear, practical plan makes all the difference. If we can help with anything else, please contact our Customer Loyalty Group at (888) 768-4767.
Nice gentlemen
It means a lot to know our team made a positive impression. Treating people with respect and empathy is central to how we work. Our team remains ready to assist you at any time. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Excellent guidance and care from Adelso! I recently joined the debt resolution program with Clear One Advantage based in Baltimore, Maryland, and I could not be more pleased with the onboarding experience. My customer service representative, Adelso Arrazola, was absolute perfection. He was incredibly gracious, polite, and genuinely helpful as he co-piloted my introduction to the program. He took the time to ensure I was completely familiarized with the website so I can easily monitor my progress on this journey toward financial stability. Adelso’s expertise completely matched the high level of care and consideration I received from my original sign-on agent, D. Ready (and yes, that is their real name!). If you are looking to navigate these challenging financial times, get READY and call them to help you manage your future! Highly recommend this team.
Adelso will appreciate the mention. Getting started with a debt resolution program can feel like a big step, and we’re glad the onboarding process felt clear and well guided. A clear, practical plan makes a real difference as clients begin tracking their progress and building toward greater financial stability. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
I have been experiencing difficulties with credit card debt since 2020, stemming from my husband's job loss and depletion of his retirement funds during the Covid-19 pandemic. Despite my business being highly successful, we were compelled to sell our home, and subsequently lost the business I had build over 16 yrs due to economic hardship caused by the pandemic. Rebuilding my business over the past six years has been challenging. I have utilized credit cards to cover essentials expenses such rent, and I have made diligent effort to make timely payments without exception. At no point did I consider declaring bankruptcy , as I was determined to honor my financial obligations. I would like to express my sincere gratitude to Lauel Kebede for understanding my situation and trying to find the best solution to my problem. Although I am apprehensive about the potential outcome, I am relieved that I can now approach the situation with a clear conscience . Thank you. What an outstanding customer service !
Lauel will appreciate the mention. Taking time to understand each client’s situation and shape a plan around their goals is a big part of how our team works, and we know every client’s path looks a little different. We’re glad this conversation brought some peace of mind and a clearer way to move forward. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Christopher was thorough and provided excellent feedback for my current debt situation.
Christopher will appreciate the mention. Listening closely and shaping plans around each client is a big part of how we work. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Carmelo was great to work with. He put me at ease as we worked through everything. I expected this to be a difficult process, however, it turned out to be easy. Thank you for a solution to my debt problems!
Carmelo will appreciate the mention. Making each step easier to understand is central to how our team works, and it means a lot to know the process felt more manageable than expected. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Helped me as much as could be and I thank you
It means a lot to know we were able to help in a meaningful way. Supporting clients as they work toward their financial goals is what ClearOne Advantage is here for. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Jakob was most professional & knowledged in working to get my approval & answered my questions fully. I was very pleased to know help is available when needed. Thank you!
Jakob will appreciate the shoutout. Respect and a supportive, nonjudgmental approach are a big part of how we work with every client. Clear explanations from the start and transparency throughout the process matter to our team. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Everything was explained completely. Masoud was very patient with my concerns and questions.
Masoud will appreciate the shoutout. Making each step easy to understand is a big part of how our team works, with clear, upfront communication about program terms and what to expect. Kindness and respect matter in every client conversation. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Great experience with Shaey Torres. My representative with her was professional, friendly, and explained everything clearly. She made the process easy and stress-free. I appreciate all the help and would highly recommend ClearOne Advantage
Shaey will appreciate the mention. Clear, upfront communication about program terms and what to expect is a big part of how our team works. We also appreciate your recommendation. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Super nice guy .. explained details thoroughly.. made sure I had all contacts I will need
Clear explanations can make a big difference, and we’re glad the conversation gave you the clarity you needed. Clear, upfront communication about program terms and what to expect is a cornerstone of our approach. Kindness, respect, and making clients feel supported throughout the process matter to our team as well. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
Very friendly, and explained details I had questions about. Able to get my needs taken care of, with great savings. I would definitely recommend this service.
Clear explanations matter, and we’re glad our team gave you the clarity you needed. Keeping program terms and expectations straightforward is a big part of how we work. Your recommendation means a lot to us. If we can help you in any way, please contact our Customer Loyalty Group at (888) 768-4767.
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