About eMoneyUSA
Data updated- Website
- emoneyusa.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 53 reviews
- Replies to negative
- 29% (2/7)
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Is eMoneyUSA legit?
eMoneyUSA (emoneyusa.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 29% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast and easy loan application process, noting that funds are often deposited into bank accounts on the very same day without any unnecessary hassle. Consumers also highlight the extremely helpful and knowledgeable staff who provide great customer service and make financial interactions wonderfully smooth and pleasant. Some reviewers were not happy with payment handling, pointing out unexpected collection concerns, account discrepancies, or conflicting information received from different agents. People also mentioned occasional difficulties with getting clear answers regarding loan status or managing repayments through alternative support channels.
Auto-generated from all reviews of this business. For reference only.What people say
GWENDOLYN J REECEUnited States · 10 reviews · Experienced 2026-03-04 ·
My experience with eMoneyUSA
My experience with eMoneyUSA, so far has been a blessing. Whenever a need them, they always comes through. They are great to do business with. Gwen R
EMoney USA Gets 4 Stars
I've been using EMoneyUSA off and on for years. I've never had a problem getting a loan. Customer service and management are attentive to customers.
Molly was so helpful and clear any time…
Molly was so helpful and clear any time I needed help or had questions. They were quick to respond and very kind.
E-money has always been great with…
E-money has always been great with great customer service. They are fast and they really help when the help is needed.
With this world today customer service…
With this world today customer service is a must, and you all have given it to me on every time I need you so Thank you so much.
Incredible customer service DUSTIN
Dustin was an incredible agent today. This is my fourth loan, although interest is a little high, reps like Dustin make the experience so easy and worry, free...I highly recommend this place for your next loan.
Very fast and easy
Very fast and easy. They made it very simple especially while I’m sitting in my hunting blind.
So fast and easy and they have…
So fast and easy and they have wonderful customer service team!!
It was quick and easy
It was quick and easy. Serinna reached out via text to help me finish the application. Yes I’d recommend to others.
This was one of the easiest and…
This was one of the easiest and simplest applications I have ever done.I would recommend anyone to try them out.
I haven’t been able to reset my…
I haven’t been able to reset my password for over a week. I’ve sent three emails and nobody will respond and there’s no way to reset the password on the app. I am trying to pay the loan off, so I guess you don’t want my money.
Reply from eMoneyUSA2025-12-05
Ms. Divelbiss contacted us twice by email, stating that she was having difficulty logging in to our customer service portal. Our customer service team responded to both messages the same day, providing detailed step-by-step instructions for accessing the portal. Ms. Divelbiss did not reply to either response. Upon receiving this complaint, we reached out and guided her through the login process. She was able to access the portal and pay off her loan successfully.
An answer to prayer.
Fast and easy application process. Quick decision, money in bank that day. When I called the person I spoke to was more than accommodating. Very helpful and courteous. The interest is a little steep but they manage to still make it a pleasant experience. I desperately needed the money for car repairs and they came through.
This is a scam
This is a scam. I did not take out any money from this company.
Sirenna was a great help
Sirenna was a great help! When she caught on that we were accidentally working on the application at the same time, she notified me about the potential fraud was was able to help me secure my loan. It was fast and easy, and i love that you can talk via sms instead of calling.
I have used this site quite a few times…
I have used this site quite a few times and refinancing is a breeze. They really do work with you and the constant updates on my account really do help. I would and do recommend people if you need a loan, they are the company to ask it from.
Getting the funds ASAP
Getting the funds ASAP Able to pay back ASAP as well
Great loan company.
Great experience in getting a loan. Easy access to sign loan and process it also. I was able to get the funds the same day!!
The loan is very expensive.
3 stars
I am giving emoneyusa 3 stars only because your chat agents have different information than your actual agents. I have chatted with Holly and Ashley and they have always said no you're not eligible to refinance your loan. Minutes later I'm on the line with either Serinna or Richard refinancing the very loan the chat agents just said I'm not eligible to refinance. Serinna and Richard are my MVPs!! They get 5 stars.
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