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Money & Insurance

Experian

218 reviews

4.1218 reviews
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About Experian

Data updated
Website
experian.com
Category
Money & Insurance
Location
United States · Costa Mesa, CA
Status
Unclaimed
Last 12 months
218 reviews
Replies to negative
82% (31/38)
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Is Experian legit?

Experian (experian.com) has a 4.1 out of 5 rating on OK.one, based on 218 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 75% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 82% of negative reviews. Last updated 2026-08-10.

What people say

The ease of use

The ease of use and being able to find everything I need quickly

Reply from Experian2026-08-03

Hi Linda. Thank you for your feedback. It’s excellent to hear that you find our app easy to use and that you can quickly find everything you need. We appreciate your time and have a good day! -Lori

I love that I am able to lock my credit…

I love that I am able to lock my credit so there are not just random companies trying to pull my credit without my knowledge or want. I also love to see where I am at and how my work on my credit is improving.

Reply from Experian2026-08-03

Hello Jason! Thank you for your feedback. We are delighted to hear that you love our app. We appreciate your time and have a good day. -Karen

Very unhelpful after identity theft

Very unhelpful after identity theft. I paid for a basic subscription which did nothing. After discovering my ID theft, and having charges accrue under my name, I found Equafax (and the local police who needed to be involve due to the amount of money involved in the fraudulent activity) more helpful.

I am able to have the coverage to protect my information

I am able to have the coverage to protect my accounts and my information. I can check my credit score and track the progress. Plus I have the ability to lock or unlock my credit file. Having Experian is a good way to keep things guarded and protected. I recommend this to everyone.

Reply from Experian2026-08-03

Hi Chrissy. Thanks for the 5-star rating! We are happy to hear that you recommend our app. We appreciate your time and have a good day. -Karen

My experience has been great so far I…

My experience has been great so far I have been pleased with the service. While I grow my future moving forward I am grateful for their Expedia help in my journey.

Reply from Experian2026-08-03

Hello Jacqueline! Thank you for your feedback. It’s excellent to hear that you like our app and found it helpful. We appreciate your time and have a good day! -Karen

I am not sure why Experian cannot…

I am not sure why Experian cannot provide me a credit score. The other two companies are able.

Reply from Experian2026-08-03

Hi Nancy. Thank you for the review. Our top priority is your satisfaction. We’re sorry that we didn't meet your expectations. You may want to reach out to us for more assistance regarding this issue. We appreciate your patience and have a good day. -Karen

It Did Not Find All My Bills And Boost…

It Did Not Find All My Bills And Boost My Credit! It Was Very Frustrating 😔 I Actually Went thru Every Bill And Entered What The Bank Uses As The Name For Each Account And I Have Many Bills I Pay Every Single Month, So....

Reply from Experian2026-08-03

Hi Kim. Thank you for the feedback. We understand the concern with Experian Boost® not finding your utility bills. Here are some of the reasons why qualifying accounts may not be found: •Accounts are paid by non-electronic means such as cash, check, or money order. •The utility or telecom payee name may not be recognized at this time. •There is not enough recent/recurring payment history for qualifying accounts. Experian Boost currently requires at least 3 recent payments. •Do you make the payments each month without skipping a calendar month? For example, if you pay a utility bill quarterly (2 payments in 6 months) that account will not be recognized. •The bank does not give access to enough account history •Some municipalities do not differentiate between utility payments, parking tickets, or court fees, only identifying the payee by municipality name (e.g., “Anytown fees”). -Karen

Easiest part was connecting my bank…

Easiest part was connecting my bank inorder to identify applicable bills that report to credit bureaus

Reply from Experian2026-08-03

Hello Nicole. Thank you for the feedback. We are happy to know you are enjoying our Experian Boost® feature and found it easy to use. We appreciate your time and have a good day! -Karen

I was able to increase my credit score…

I was able to increase my credit score by 18 points because of some recommendations.

Reply from Experian2026-08-03

Hello Donna. Thank you for the feedback. We're excited to hear that you were able to Boost your score by 18 points! We appreciate your time and have a good day! -Karen

This was the worst "financial website"…

This was the worst "financial website" experience. The site has you going around in circles constantly with each click. Messy website!! Should take tips from Equifax or Transunion's websites: clear, clean, easy; shouldn't take more than 3 clicks to freeze your account.