Always going to use them
No problems ever and if I do have an issue customer service is great! Will be using this for a while
About Extra Card
Data updated- Website
- extra.app
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 1 review
- Replies to negative
- 0% (0/13)
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About this business
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Written by the business, not verified by us.Is Extra Card legit?
Extra Card (extra.app) has a 4.4 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 12% are 1 star; The business has not yet replied to negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
I am happy with this service and the…
I am happy with this service and the customer service experience has been excellent! They answer all your questions in a very fast paced manner with detailed explanations!
Extra has helped out in so many ways
Extra has helped out in so many ways, than just building credit. It’s a great resource, and helps with saving and spending. I was reluctant at first, but one getting the hang of it - holy moly. It’s fantastic!
Victorious Journey by King Fatai
Hello my name is Fatai Williams also known as King Fatai and I’m a music artist and entrepreneur; and I’ve been a member with extra since 2023 and the experience has been phenomenal. I love Extra and It has helped me to learn credit and use it for my benefit. Even the videos in the portal when I first started my journey helped to grow my knowledge as well as build great habits. My credit has grown so good and things only keep getting better. I’m always referring people I know as well as people I connect with to extra, it’s definitely a game changer. Furthermore, as I continue building my brand and business,I look forward to one day being the face of Extra or even a partner and spokesperson because people should know there’s an easy way to build your credit so you can put yourself in position to achieve your dreams. Thank you much Extra!
Stay or go?
I was thinking about ending my membership but got some help to better understand what I can be doing to improve my credit. They were very helpful and I am keeping my membership.
Excellent customer service and an ideal credit card alternative.
I’ve been a happy customer for almost 3 years now. Extra always provides me with an ideal customer service experience. I’m impressed with how they continue to improve their product and offerings, and how informed and accommodating their team is when I need support.
Love this credit builder
This company has helped manages my finances and it has also boost up my credit score. Love it and will always recommend it. And the customer support is always prompt and professional
Best app and account for helping my…
Best app and account for helping my finances and work with the credit reporting agencies. It looks to them like a loan I am paying off monthly while really it’s a debit card to my bank account. Customer service is always responsive and solves issues quickly. Happy with this company.
Good customer service and a good app…
Good customer service and a good app overall 😎
Been using Extra for about 2 years now…
Been using Extra for about 2 years now and I have to admit it's been great!. Not only am I building my credit but I've gotten a few items from their rewards store on the app, And everything I've received has been excellent! I've already referred some friends to them as well.
Great for Building Credit Faster
Over the time I’ve been using my extra card, my credit score has definitely improved.
One of the best products I have ever…
One of the best products I have ever used
Great card
Great card. Been using for a few years now and has become my main card to use. Great benefits, excellent customer service and credit builder. Highly recommend!
Great customer service!
Helpful customer service
Helpful customer service. Great way to increase your credit score by automated your regular subscription payments
Love the extra card
Love the extra card! never had any problems and it builds my credit. customer support has also been very useful and helpful.
Great card and is very helpful in…
Great card and is very helpful in boosting my score. Also, they have very efficient customer service.
Customr service is available 24/7…
Customr service is available 24/7 isgreat, and with extra and my car payment I went from no credit to 760 in a year and a half
My experience was great due to the help…
My experience was great due to the help I received! I needed help ordering me a new card. The person assisting me (Ken) made everything easy and my card was ordered. I am grateful. Thank you.
I just started using the service
I just started using the service. At first I was a little scared. But I found out it is real and I am comfortable with ithey really do help you build your credit. They give you a second chance to get back on the right road again. I think I made a very good choice with them.I'm Very happy so far.
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