THANK YOU EXTRA!
THANK YOU EXTRA! THIS DEFINITELY HELPED ME FIX MY CREDIT AND EVERY TIME I USE MY CARD I EVEN GET POINTS! BEST DECISION I HAVE EVER MADE IN MY LIFE.
About Extra Card
Data updated- Website
- extra.app
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 1 review
- Replies to negative
- 0% (0/13)
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About this business
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Written by the business, not verified by us.Is Extra Card legit?
Extra Card (extra.app) has a 4.4 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 12% are 1 star; The business has not yet replied to negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
Cant say enough great things about this…
Cant say enough great things about this company!! boost my credit 20 points in 2 months and thats the only thing on my credit!!!!!! THANK YOU!!!
This card is great
This card is great! And the rewards store is awesome! And on top of all of that, the card helps build your credit.
Remarkable breakthrough.
The concept of Extra is remarkable and revolutionary. I'm honored to be a part of this breakthrough before other companies begin to attempt competing with this credit-enhancing membership. It has helped me out incredibly especially with the effects of my bankruptcy.
Unhappy with Your Credit Score?! If you're credit score is struggling or…
If you're credit score is struggling or even if you're just looking to give it a little shove, LOOK NO FURTHER! The Extra Debit Card is the answer you're looking for. I've had it for, (I believe) 2 years now & its SO simple to use, I'd be a fool not to!!! I've even set it as my default payment for a few of my autopay accounts, thus requiring me to do NOTHING, all the while, reaping its benefits:) Just set it, forget it and watch your score, soar!!! Highly Recommend this card! THANK YOU to the developers of this MUST HAVE, EXTRA debit card:)!
Cancelation of this card turned in a nightmare
I have been trying to cancel a service that does not deliver its purpose, but no human has been able to talk to me about it. Emails come and go with different names, which I am sure are just automated replies. The day I expressed my frustration with the service, I started receiving unauthorized charges, so I had to block my bank account. Once it was clarified that only two old charges were mine, I tried to close the card through the app, but it did not allow me to do anything, all the information is blank. I need to close this card by sending them a check to the account they could point out for this. This experience of trying to close the extra card has been getting worse and worse. I have been paying their fee for two years with no good tangible results, even though I don't use credit cards (I only have one), and when I asked for an upgrade, it was denied. There are no humans from Extra Card to fix this problem. Dealing with this 2 months now.Dont use this card, save you the headache!
Great experience
Great experience, fast and friendly
Build your credit while using your own…
Build your credit while using your own money only bad thing is you do get a fee yearly
A couple of months after I started…
A couple of months after I started using my account, I got notification after notification about my credit increasing. It really did and still is helping my credit score. Also the members are always pay quick with dealing with any issues you may have.
Great for rebuilding credit
Extra is a great way to build your…
Extra is a great way to build your credit and the staff are excellent. They are quick and very helpful. They answer all questions and leave you satisfied. I’ve recommended this app to lots of friends and I will continue to do so.
Great at building up my score!
Extra is the best way to boost up your…
Extra is the best way to boost up your credit! Best decision ever!
To the team thank you extremely…
To the team thank you extremely professional also swift with my phone number update. In my opinion they all need a raise.
Top Notch
Hey there! I wanted to share my experience with Extra. They have been amazing in helping me improve my credit score and get my finances back on track. By using my card for everyday expenses, I've been able to see significant improvement in my credit rating. I highly recommend their services, and their customer support has been top-notch. Overall, a great experience!
Extras customer service is rapidly…
Extras customer service is rapidly fast, they take care of you within an hour or two, I started using extra last month to build my zero credit score, I got my physical card within a few days of submitting all my info and within the 2nd week I had my first score through experian followed by Equifax on credit karma the app is also very helpful by providing you with a deep dive about what credit scores do what and which ones you need to apply for certain loans through their mini web videos, and I personally like how easy the app is set up to maneuver around. You start of with $100 of purchasing power and gradually go up to $300 as you make your payments with extra, I linked all my recurring payments from Spotify to Netflix with my extra card and despite it being a small payment extra makes it count !
They got back with me super fast and…
They got back with me super fast and where very helpful…however my bank that I link w the card is unlinked again!
Customer service os better than any…
Customer service os better than any card out there!
customer service
Been with extra a few years now and I’ve seen my credit score change dramatically! Because so I’ve been able to get a new car! Their customer service is the best and I love their rewards store and the giveaways they do!
EXTRA
Using thing with other credit cards built my credit quickly.
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