The app is great it helps in daily…
The app is great it helps in daily spending as all payments are regarded as credit transactions which boosts the credit score
About Extra Card
Data updated- Website
- extra.app
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 1 review
- Replies to negative
- 0% (0/13)
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About this business
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Written by the business, not verified by us.Is Extra Card legit?
Extra Card (extra.app) has a 4.4 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 12% are 1 star; The business has not yet replied to negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
Helped me
This helped me boost my credit from being less than 400 to over 600 in a year. Would definitely recommend to anyone trying to improve their credit.
great organization, knowledgeable team!
This is a great organization. They're helpful, supportive, and every person i have interacted with is very knowledgeable about their products and services. Its already brought my score up and helped build my credit. I highly suggest getting and extra card! You won't be disappointed.
I can't believe how awesome extra is…
I can't believe how awesome extra is they really have been there for me when I had nowhere else to turn for help.and they truly do help your credit score rise. Thanks extra!
Since I started using the Extra card…
Since I started using the Extra card I’ve seen a lot of good results. My credit score has gone up amazingly since the moment I made my request three years ago. Customer service is really caring about anything you need; their response is always fast.
Amazing customer service
Amazing customer service. Anytime I’ve had to go through customer service it’s been a breeze very quick to help very professional. My only complaint has nothing to do with the CS it’s just that the app crashes when viewing the “tech” category in the rewards but other then that am amazing app amazing customer support.
Helped me grow my credit with ease.
I’ve been using extra as my first…
I’ve been using extra as my first credit card and it has performed very well. I love the security features and how easy it makes everything
Extra is the G.O.A.T!
Extra has been one of my best investments! Customer service is always amazing and the reward perks are outstanding! I highly recommend getting an Extra card!
Extra goes the extra mile
Customer service is great! Card itself has helped me tremendously over the past year. I've raised my credit significantly, and have better spending habits now.
Card works great
Card works great, like advertised. Customer service is quick and very helpful.
I am so pleased that there is finally a…
I am so pleased that there is finally a card you can use and it doesn't cost you an arm and a leg to have this card is in your best interest it looks out for you I'm so pleased
It's pretty good so far
Extra helps me build credit
Extra helps me build credit. They connect to my bank account so I can not overspend. I get 1% back in points with my Extra Debit Card. No complaints here.
So far so good
So far so good! I’m new to Extra but excited to start rebuilding my credit. Had a small issue seeing my bank but Ross helped me out and now everything is good to go! Im saying Bye Bye to my crappy credit score and hello to new beginnings
I'm so excited to be using EXTRA
I'm so excited to be using EXTRA. I'm working to cleanup the mess that covid did to my credit. I had a situation of trying to activate my virtual card. George, was polite, thorough, and resolved my issue. We went through several methods and communicated well. George got back to me in a timely manner and didn't just close the case if I didn't respond quick enough. If this is the Customer service I can expect moving forward then fantastic. Keep up the good work.
Adding my card to Google pay ...
I had an issue when I first got my extra account adding my card to my Google pay. I love you using NFC and not having to carry my purse or wallet to avoid anything getting lost or stolen. It's so much easier to just tap my phone or smartwatch and go. For some reason I could not add the extra card. Within moments of me contacting customer service I had a response back literally within 24 hours I had to do nothing at all they took care of everything. The extra customer service experts added my card and just sent me a notification via email that I was all set. I was impressed and blown away by the fact that they took care of everything. I definitely recommend extra to any and everybody and I also love the fact that the customer service is so hands-on. I have banked with several different online companies, and can honestly say I have never gotten a response and resolution as quick as I did this time. Thank you extra 💜
Beat card ever
Gas station, groceries, clothes, all days work great for me. The best card!
Im a new member and so far I've had a…
Im a new member and so far I've had a great experience with customer service. I can't wait to start building my credit up and keep gaining rewards points.
No other card
From groceries all the way to gas for my car, if I'm going to build credit and gain points for everyday purchases I'm going to use my Extra Card. At this point if I use another card, it just doesn't feel right.
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