The help you need quick cash and in a hurry
The interaction was very quick and straight to the point and my problem was solved immediately I definitely recommend
About Extra Card
Data updated- Website
- extra.app
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 1 review
- Replies to negative
- 0% (0/13)
Do you own Extra Card? Claim this profile for free and start replying to reviews.
About this business
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Written by the business, not verified by us.Is Extra Card legit?
Extra Card (extra.app) has a 4.4 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 12% are 1 star; The business has not yet replied to negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
Great card for people who want to build…
Great card for people who want to build their credit score in an easy way. I am looking forward to seeing my credit score rise as I use this card for everyday purchases. Highly recommended for anyone who wants to build credit.
Great For New Users
Great card has helped me a lot on boosting my credit slightly faster than other cards and it has great and fast customer service even when it come A to replacing your card fast and easy app functions and platform.
The card and app have been easy to use
The card and app have been easy to use. Customer support is very responsive. All around great experience.
Customer service is top notch
Customer service is top notch. They have always handled any situation in an expeditious manner and always in the first effort. It is comforting to have a company that has your back like that!!
This place is a scam they take your…
This place is a scam they take your money and decrease your score THIS PLACE IS FRAUD DONT DO BUSINESS WITH THIS PLACE !!
At first when I got extra it was a good…
At first when I got extra it was a good thing my credit was building up and then all of a sudden it start playing with my account taking money out putting money back in taking money out put money back in and it is finally told me that I owed them some money so I sent two payments in for the amounts that they ask for and put my credit back up to $200 went on a road trip where my family and the $200 disappeared into a negative $174 then the next day it dropped down to $124 when I asked them what was going on with the account they said the corrections was made in that I should see a change in my account pretty soon so I waited for about 2 days and they hit me with your payment never went through and this is been 5 days since I made the payment so I'm not understanding how it wasn't accepted or my payment didn't go through when I gave you guys the money 5 days ago it came out of my account I show proof that it came out of my account and they still had me in a negative then a couple days go by from that and they put me at $6 and they said my payment didn't go through and that I still owe them even though that my bank account shows and reflects that I paid them twice very unhappy with this app I tried to cancel out yet got an answer back for cancellation nor repayment on my account everything that sounds good might not be good for you
So far I love the fact that I can use…
So far I love the fact that I can use money from my debit card
INCREASED CREDIT SCORES!!!
My credit score increased almost 40 points within the last 6 months. Extra also has phenomenal customer service. Very speedy responses and very helpful staff members!
Best credit card company that I’ve used…
Best credit card company that I’ve used especially if your not good with remembering payments since it works like a debit card
Love the customer service!
I’ve been using extra for over 2 years…
I’ve been using extra for over 2 years now and I have seen my credit score rise continuously. Easy to use, customer service communication is impeccable, and I am truly happy I have discovered this new easy way to spend my money and receive rewards!
Fantastic company
Fantastic company. I had an issue recently and Ken responded immediately and resolved my concerns and was extremely helpful, knowledgeable and kind. Phenomenal bank and customer service !! Kudos to Ken !!!
Since I’ve been with Extra card for…
Since I’ve been with Extra card for over 2 years now I have had no issues and the rewards are great! I use my Extra card for all my purchases. Get started today you won’t regret it!
I love you Ken
Boon at first; Costly later; now near impossible
extra was a boon at first. That was then, this is now. I had two experiences where they claimed a "failed refund,". It was nothing other than a vendor getting an authorization that ultimately wasn't charged - no charge, no refund. Guess AI thought, ugh twice in a couple months, let's cancel the card. edit - 06/27/24 - well, I did get in touch with what appeared to a living, breathing, English speaking human who did set everything right. Until today ... All fees waived, everything good, and then I tried to relink my bank account, which they had used, no problem, for nearly three year. Extra forces you to use Plaid - a con if ever I've seen one. Anyhow, in good faith, though extra's app forced to give plain my usernames, password, account number, routing number ... and then they tell me my bank, 8th largest in US, old account ... they don't work with plaid right now. Can I use another bank? No, I don't have another personal checking account. Can you open one? At this point, they are playing you. like a lot of American institutions, they started out to do good and make money, but the doing good part of the equation is gone, which is what Extra hopefully is soon - gone. They're harming vulnerable people. Extra's fault now my problem. Don't do it.
A great service to have
The company makes it easy for you to qualify. Even if there were problems with the transactions, the staff is there supportive and willing to help.
Phenomenal
Extra is such a huge help since I’m just a month here in the US plus I need to build credit score. I tried different banks but got all refused, thanks to Extra for accepting. Representatives are helpful(Ken) and no long waiting. Thanks 😊
I think the concept of the card is… awesome
I think the concept of the card is fantastic and it’s been how I’ve been able to build my credit thus far however it still has a lot of technical bugs to work through and fix
An Honest Review
Very Good card to have if you are building your credit or would just like some rewards. Since being a member I have gotten some AirPod Pros for nearly next to nothing! Also, customer Concierge is always on top of it and never makes me wait too long for anything that I request. Haven’t had one problem. Keep up the good work!
Kovo
Arch
BluSky Trading Company
MEX ATLANTIC
Torro Funding
Hometap
Together Loans
Lucid Trading