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FreeRateUpdate.com

ClaimedCollecting reviews

100 reviews

4.2100 reviews
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About FreeRateUpdate.com

Data updated
Website
freerateupdate.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
27 reviews
Replies to negative
75% (12/16)
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About this business

FreeRateUpdate.com makes it fast and easy for consumers to compare mortgage and home equity options and get the best offers for their unique situation, without the hassle of shopping at multiple places one by one.Since 2008, FreeRateUpdate has made shopping for home purchase mortgages, refinances, and home equity fast and fully online. Licensed as a mortgage broker in most states NMLS #1154338. FRU has grown its network to over 700 local and nationwide lenders and brokers, big and small, covering almost any consumer's mortgage wants and needs.By connecting consumers and lenders directly, FreeRateUpdate helps more people get competitive offers, while the slow, traditional way of shopping for a mortgage becomes a thing of the past. Most recently, FreeRateUpdate has brought AI into its process, staying on the cutting edge of modernizing the mortgage shopping experience, including 100% digital options with network participants integrated from start to finish.Every lender and broker in our network is properly licensed, so you can shop with confidence. Whether you are buying, refinancing, or looking to get home equity, FreeRateUpdate.com makes it fast and free. Recognized by Inc. Magazine as one of America's fastest-growing co

Written by the business, not verified by us.

Is FreeRateUpdate.com legit?

FreeRateUpdate.com (freerateupdate.com) has a 4.2 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 75% of negative reviews; 27 of them were added in the last 12 months. Last updated 2026-08-12.

What people say

K
KurtUnited States · 1 review · Verified · Experienced 2026-08-11 ·

Alex made the process simple and he was…

Alex made the process simple and he was very patient with me.

S
Shelly HouskaUnited States · 2 reviews · Verified · Experienced 2026-08-07 ·

Such an easy process from start to…

Such an easy process from start to finish. Loan officer, Pierre Nguyen was very attentive, helpful, patient and informative. He helped through all stages of the process. Loved working with him.

Reply from FreeRateUpdate.com2026-08-10

Thank you, Shelly! So glad Pierre made the process feel easy and well-guided from start to finish. 😊

R
RamonUnited States · 1 review · Verified · Experienced 2026-08-04 ·

Waiting on line for extended time

Waiting on line for extended time . No human returned my call!

Reply from FreeRateUpdate.com2026-08-05

We aim to connect people quickly — if you're still waiting to hear back, feel free to call 844-326-3442 directly.

c
customerUnited States · 1 review · Verified · Experienced 2026-07-29 ·

My loan officer Troy was always super…

My loan officer Troy was always super helpful and very available. He was always patient and never made me feel pressured in any way. The process was quick and easy and there was no hidden surprises. I would definitely recommend them.

Reply from FreeRateUpdate.com2026-07-30

Thank you for sharing this! So glad Troy made the process feel patient and pressure-free. 😊

C
CYNTHIA SMITHUnited States · 2 reviews · Verified · Experienced 2026-07-27 ·

Daja! Was so easy to work with

Was able to help me get a loan and work on my terms

Reply from FreeRateUpdate.com2026-07-31

Thank you, Cynthia! We're glad Daja worked with you on your terms. 😊

L
Linda VestUnited States · 2 reviews · Verified · Experienced 2026-07-23 ·

Very easy to use

Reply from FreeRateUpdate.com2026-07-24

Thank you, Linda! Glad it was an easy process. 😊

D
Dave SeslerUnited States · 1 review · Verified · Experienced 2026-07-18 ·

It was such an easy process

It was such an easy process. Took one day to apply and be approved. Excellent communication and I was kept informed of the progress securing my loan. Closed my loan and was funded in 3 days.

Reply from FreeRateUpdate.com2026-07-21

Thank you, Dave! We're so glad the process was quick and smooth, and that you were kept in the loop every step of the way from application to funding. We appreciate you taking the time to share this!

S
SandraUnited States · 2 reviews · Experienced 2026-07-16 ·

Family members

It was really nice working with you.Every thing went as you would hope for. The whole process went smoothly and with a smile hard to do anymore. Thank you

Reply from FreeRateUpdate.com2026-07-23

Thank you, Sandra! So glad the process went smoothly and that it felt like a positive experience from start to finish. 😊

P
PaulaUnited States · 3 reviews · Verified · Experienced 2026-07-03 ·

Very quick turnaround with this company.

Reply from FreeRateUpdate.com2026-07-21

Thank you for the kind words, Paula! We're glad you had a quick experience working with us.

T
ThomasUnited States · 1 review · Verified · Experienced 2026-07-17 ·

Every thing was handled properly and…

Every thing was handled properly and perfectly. Easy with the help of my agent.

Reply from FreeRateUpdate.com2026-07-21

Thank you, Thomas! We're so glad everything went smoothly and that your agent made the process easy for you.

Marcos del RioUnited States · 5 reviews · Verified · Experienced 2026-07-14 ·

Excellent experience

Giovanni was very kind and helpful. Excellent professional, he explained everything to me and answered all my questions. Thank you.

Reply from FreeRateUpdate.com2026-07-21

Thank you, Marcos! We're so glad you had such a positive experience and that all your questions were answered along the way.

j
jamesUnited States · 2 reviews · Verified · Experienced 2026-07-11 ·

Prompt service very informative

Reply from FreeRateUpdate.com2026-07-13

Thanks, James! Glad our team could get you clear, quick answers.

R
Roxanna WeddleUnited States · 1 review · Verified · Experienced 2026-07-07 ·

WCL Review

They were wonderful, professional, easy to understand, transparent, knew the business, and non-pushy. Great experience with Michael Erickson from West Capital Lending.

Reply from FreeRateUpdate.com2026-07-10

Thank you, Roxanna! So glad Michael Erickson made the process transparent and easy to understand — we'll pass along the kind words. 😊

I
IdaUnited States · 1 review · Verified · Experienced 2026-07-07 ·

So helpful and courteous

My interest was at the top of the list. Lower payment, keeping the interest as low as possible and combining both loans. Phone application was a smooth and easy process .

Reply from FreeRateUpdate.com2026-07-09

Thanks so much for sharing this, Ida! We're glad the phone application felt smooth and that keeping your payment and interest as low as possible was a priority. 😊

T
Tricia M LangleyUnited States · 2 reviews · Verified · Experienced 2026-07-06 ·

I appreciate being connected with West…

I appreciate being connected with West Capital. My Loan Officer, Bradley Conroy, has been attentive and efficient through the entire process.

Reply from FreeRateUpdate.com2026-07-09

Thank you, Tricia! So glad Bradley Conroy has been attentive and efficient — we'll be sure to pass along the kind words. 😊

G
GARY KRAAIUnited States · 3 reviews · Verified · Experienced 2026-07-02 ·

Response was quick and multiple

Response was quick and multiple, thanks

Reply from FreeRateUpdate.com2026-07-06

Thanks, Gary. Glad the responses came through quickly for you, and we appreciate you taking the time to share it.

D
DavidUnited States · 1 review · Verified · Experienced 2026-06-29 ·

just a sales palatiform

just a sales palatiform. marketing scam

Reply from FreeRateUpdate.com2026-07-08

Thanks for the feedback. FreeRateUpdate is a free service that connects consumers with licensed lenders so they can compare rates and options that fit their needs.

c
cynthiaUnited States · 2 reviews · Verified · Experienced 2026-06-25 ·

Heloc loan

Mark was a amazing help. I appreciate all his time and effort 👌

Reply from FreeRateUpdate.com2026-06-29

Thank you so much, Cynthia! We're so glad Mark gave you his time and effort and was such a great help to you. We'll be sure he hears your kind words. Thank you for the wonderful review!

H
HelenUnited States · 1 review · Verified · Experienced 2026-06-25 ·

Drazra was very good

Drazra was very good. She explained everything. She answered my questions. She should be regonzin for her work. Thank you

Reply from FreeRateUpdate.com2026-06-29

Thank you, Helen! We're thrilled Drazra took the time to explain everything and answer all your questions. Recognition well deserved, and we'll make sure she hears your praise. Thank you for the kind review!

w
wesley nicholsUnited States · 3 reviews · Verified · Experienced 2026-06-24 ·

consolidation loan

everybody i talked to was nice and walked me throw each step ,

Reply from FreeRateUpdate.com2026-07-31

Thank you, Wesley! We're glad the people you spoke with explained each step clearly. 😊

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