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Money & Insurance

Fundbox

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201 reviews

4.6201 reviews
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About Fundbox

Data updated
Website
fundbox.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
88% (14/16)
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About this business

Fundbox is a financial services platform powering the small business economy with innovative credit and payment solutions. We offer fast and intuitive access to business credit. Our goal is to unlock the potential of small businesses by giving them financial agility and peace of mind.

Written by the business, not verified by us.

Is Fundbox legit?

Fundbox (fundbox.com) has a 4.6 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 88% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers praise the fast funding and flexible repayment options that help small businesses manage their daily cash flow smoothly. Reviewers frequently mention that the staff and customer service representatives are incredibly helpful, kind, and quick to resolve account issues. People love how easy the application process is and appreciate receiving detailed breakdowns of their payment plans. However, some people mentioned experiencing frustrating glitches with the automated payment systems and unexpected software errors. Others noted that their available credit lines were unexpectedly lowered or restricted right after paying off their balances completely.

Auto-generated from all reviews of this business. For reference only.

What people say

ITs easy...

ITs easy.... still need to learn how to pre-pay... but

Reply from Fundbox2026-08-19

Hi Kirk, thank you for the feedback — we're glad the experience has been easy so far! For payment options, our customer support team would be happy to walk you through the process anytime you're ready! Thank you again for choosing Fundbox!

Fundbox has been very helpful and fair…

Fundbox has been very helpful and fair with me. They worked with me to make payment plans and make sure I had what I needed and didn’t need to stress out if there was an issue. They have been the best to work with out of all companies and they truly try to help.

Reply from Fundbox2026-08-19

Hi Chris, thank you for such a warm and genuine review — working with our customers through the tough times and finding solutions together is something we truly believe in, and hearing that it makes a real difference means everything to us! Thank you again for choosing Fundbox, we truly appreciate it!

Derice (Reece): Exceptional Customer Service

Derice (Reece) provided an exceptional customer service experience and represented Fundbox with the highest level of professionalism, respect, and integrity. From the beginning of our conversation, Reece was patient, knowledgeable, courteous, and extremely thorough in explaining Fundbox’s procedures regarding late payments, grace periods, payment expectations, policies, and telephone communications. He communicated the information clearly and concisely, making what could have been a stressful situation much easier to understand and navigate. What impressed me most was Reece’s ability to combine efficiency with genuine compassion and professionalism. He listened attentively to my questions and concerns and responded thoughtfully and appropriately. At no point did I feel judged, dismissed, or uncomfortable because my payment was late. Instead, Reece made me feel that my questions mattered, my concerns were heard, and I was being treated with respect, dignity, and integrity. His articulation, professionalism, and interpersonal skills were outstanding. He was receptive without being defensive, informative without being condescending, and professional while still maintaining a warm and personable approach. Those qualities are especially valuable when assisting customers with sensitive financial matters. It was also refreshing to speak with a real person who understood that excellent customer service is about more than simply communicating policies, it is about how you make the customer feel while providing that information. Reece accomplished both exceptionally well. Although the reason for my call involved a late payment, I ended the conversation feeling very positive about my overall experience with Fundbox because of the way Reece handled the interaction. He turned what could have been an uncomfortable customer-service experience into one that strengthened my confidence in the company. Reece is an outstanding representative of Fundbox and deserves the highest possible rating and recognition for his exceptional customer service. Employees who demonstrate this level of professionalism, patience, communication, empathy, and respect are an asset to any organization. I would gladly give Derice (Reece) an above-average, five-star rating and would welcome the opportunity to work with him again. Thank you, Reece, for providing such an excellent customer experience. Evelyn Magley

Reply from Fundbox2026-08-18

Hi Evelyn, Thank you so much for this incredibly detailed and kind review — it truly moved us! We're happy to hear Reece provided such an exceptional experience for you, and treated the situation with the utmost kindness and respect. We will make sure he receives the recognition he so richly deserves, and we are truly grateful for your continued trust in Fundbox! We look forward to continued success!

Great team

Awais from Fundbox was kind, professional, prompt and really helped me out. Very grateful. Thank you.

Reply from Fundbox2026-08-18

Hi Michael, thank you for the kind words — we're so glad Awais provided such phenomenal support, and we'll make sure he knows how much his care is appreciated! We truly appreciate you choosing Stripe Capital powered by Fundbox!

I have been with Fundbox for four…

I have been with Fundbox for four years. Never had an issue until now. Always paid my bills on time. Let them draft my account weekly as agreed on. Went to go do a new draw and they told me it had to be requested but not guaranteed. I’m supposed to have a lot of credit of 100,000 never got a letter. Never got an email about my account at all. I have done at least 10 to 15 different transactions with this company. I am very dissatisfied on the way that I was treated, but I will definitely be taking my business elsewhere and not recommended their company anymore. Be careful with this company. I think they’re going bankrupt.

Reply from Fundbox2026-08-14

Hi Thomas, Thank you for sharing your experience, and we sincerely apologize for the frustration and disappointment you've felt after being such a loyal and reliable customer. This is not the experience we want for anyone, and we take your concerns very seriously. Please email [email protected] with the email address associated with your account, and we'd be happy to look into this.

It is like your best friend when you…

It is like your best friend when you need it just knock the door .

Reply from Fundbox2026-08-13

Hi Pineapple Construction Services, thank you for that beautiful analogy — being there like a trusted friend whenever you need us is exactly what we aim to be! We truly appreciate you choosing Fundbox, and look forward to continued success!

It is great to be able to draw money…

It is great to be able to draw money needed for the business, and have the ability to pay it back quickly with no penalty.

Reply from Fundbox2026-08-12

Hi JD, Thank you for your 5-star review! The flexibility to draw when you need it and pay back on your terms is something we're really proud to offer, and we're glad it's making a difference for your business! We look forward to continuing to help you meet your small business goals!

Reece did an outstanding job pulling up…

Reece did an outstanding job pulling up my account quickly and seamlessly. I was able to address my exact needs in just five minutes. Excellent efficiency and outstanding customer service. Thank you.

Reply from Fundbox2026-08-12

Hi Tina, Thank you for the glowing feedback! We're happy to hear Reece was able to efficiently help you while also providing fantastic customer service! We'll make sure Reece knows what an outstanding job he did! Thank you for choosing Fundbox, we truly appreciate it!

Sometimes we face uncertainty in our…

Sometimes we face uncertainty in our businesses. Luckily TK of FundBox was able to assist. Giving me the breathing room needed to sought this out, again, super grateful things have worked out, Thank you TK, you’re AWESOME…!!!

Reply from Fundbox2026-08-10

Hi A-Pro Renovation, thank you for sharing such a kind message — we're so glad TK was able to provide that breathing room when you needed it most, and we'll make sure the feedback is passed along! Here's to smoother days ahead for your business!

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