GoodLife Home Loans is here to help answer any questions that you have regarding reverse mortgages. From your first phone call to us, through the education stage, during the application phase and all the way through funding, we will guide you through every step of the process. Our promise is to make sure that a reverse mortgage is the right loan, for the right person, at the right time, for the right reason. Nobody wants to outlive their money and a reverse mortgage can help make things easier for senior homeowners who wish to retire with The GoodLife in Retirement!This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: https://goodlifehomeloans.com/disclosures-licensing. For CA consumers: For info about our privacy practices, please visit goodlifehomeloans.com/privacy.GoodLife Home Loans is an Equal Opportunity Lender. Texas consumers: For state licensing information, please visit: https://goodlifehomeloans.com/disclosures-licensing/Texas.
Written by the business, not verified by us.
Is GoodLife Home Loans legit?
GoodLife Home Loans (goodlifehomeloans.com) has a 5.0 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 6 of them were added in the last 12 months. Last updated 2026-09-03.
Working with Stephen Caruso was a pleasure. He was always there for me, answered all the questions I had and made the experience easy.
Reply from GoodLife Home Loans2026-08-18
Thank you so much for taking the time to share your experience! We’re thrilled to hear that you had a positive experience with GoodLife Home Loans. Our team is committed to providing exceptional service, clear communication, and a smooth Reverse Mortgage experience from start to finish. We truly appreciate your trust and kind words!
Scott my agent was great, the process was clean and professional.
Reply from GoodLife Home Loans2026-04-24
Hi there,
Thank you for taking the time to share your experience with GoodLife Home Loans! We’re thrilled to hear that you had a great experience and that the process felt smooth and professional from start to finish.
If you ever need anything in the future, we’re always here to help.
Thanks again for choosing GoodLife Home Loans!
Best regards,
The GoodLife Home Loans Team
Refinanced my home loan and the savings were worth it. The team stayed responsive the whole way.
Reply from GoodLife Home Loans2026-01-22
Thank you so much for your kind feedback! We’re thrilled to hear that refinancing your home loan delivered real savings and that our team stayed responsive throughout the process. Helping our clients achieve better outcomes is what we’re all about, and we truly appreciate you taking the time to share your experience.
If you ever need anything in the future, we’re always here to help!
Your GoodLife Home Loans Team
Our counselor on this, Stephen Caruso, was exceptional in every respect. GoodLife was also the company that gave us the best deal for the reverse mortgage itself: the lowest borrowing rate, the highest amount we could use as a line of credit against our house. We asked for proposals from all the major players and a couple of minor ones. After we accepted GoodLife, Stephen stepped in and gave us white glove treatment from beginning to end, answering every question big and small, letting us know what to expect every step of the way, and showing honesty and integrity the whole time. I honestly don't have a negative thing to say about how well GoodLife and Stephen worked for us. They earned this positive review from top to bottom.
Reply from GoodLife Home Loans2026-01-05
Tod, Thank you so much for taking the time to share such a thoughtful and detailed review.
We’re truly honored by your kind words.
We’re so glad we were able to earn your trust by offering the most competitive reverse mortgage terms and helping you feel confident and informed throughout the process.
Your recognition of both the experience and the outcome means everything to us.
On behalf the entire GoodLife team, thank you for choosing us!
GoodLife Home Loans Team
Stephen Caruso was absolutely fabulous through the whole process. Spoke almost every day and helped walk us through it. A true professional. Looking forward to working with him again.
Reply from GoodLife Home Loans2025-12-29
Thank you for the wonderful review! We’re so glad Stephen was able to provide such great support. At Good Life Home Loans, we’re committed to making the process smooth and stress-free. We appreciate your trust and look forward to working with you again!
The GoodLife Home Loans Team
I researched the best companies for reverse mortgages before choosing GoodLife. I have to say our experience surpassed your five star review status. Stephen Curuso was very helpful and communicated every step. He was very professional and exceeded our expectations. He assisted with some obstacles and helped get the loan to the finish line. Very happy with the service and not having to pay for the appraisal up front. Thanks again
Reply from GoodLife Home Loans2025-09-03
Thank you for your FIVE-STAR review!
It is truly a privilege to assist customers like you in obtaining a reverse mortgage. We understand the value this product can bring to your life, and we are committed to providing outstanding customer service every step of the way.
Please don’t hesitate to reach out if you need our assistance in the future—or if you know someone else who could benefit from this powerful financial tool.
Best wishes,
Your GoodLife Home Loans Team
WANT THE BEST MORTGAGE BROKER CHOSE STEPHEN CARUSO
If it wasn’t for Stephen Caruso’s exceptional knowledge, patience in explaining many things Í did not understand about reverse mortgages and countless follow up calls spending time explaining everything is the main reason I chose to work with him otherwise Í may have ended up choosing a different company. I am so happy that I choose to work with Stephen as he “held me hand” all the way through the process and stuck with me despite multiple setbacks in timing not on the companies part but on my part and through it all he never became discouraged and in fact always had uplifting comments to the unfortunate setbacks in timing. Stephen has decades of experience which you can clearly tell as he always knew the answers to my questions. After this experience Í would highly recommend anyone looking to refinance your home or are interested in a reverse mortgage to forget about the other major companies Í researched the top 7 and called each of them, dealt with all of them for 3 weeks before making the decision to choose to work with Stephen because again he was the only one out of all those companies who was willing to take the time to explain the many things I didn’t understand which the others didn’t seem to want to take the time to explain before knowing whether they were going to receive the business but not Stephen he spent much of his time to help me even before I chose to work with him and Good Life Home Loans. I was so impressed that Stephen will now be my mortgage broker for life. You may get an initial quote from another financial company that may give you no origination fee as Í did however Í could barely get in touch with her, don’t be fooled remember you get what you pay for an although I chose to pay the origination fee it was very reasonable and worth every penny to have someone like Stephen as again his knowledge is superior, his length of experience gives him incredibly insight into helping you with an issues that may arise. He is a man with not just excellent public relations but human relations which is difficult to find in the world today. He truly cares about his clients. Awesome job Stephen thank you so much for helping my dreams come true.
Reply from GoodLife Home Loans2025-08-13
Thank you for your FIVE-star review!
We’re truly grateful for you taking the time to share your experience with GoodLife and our team. It’s wonderful to hear that we were able to make the process easier for you and support you in achieving your Reverse Mortgage goals. Your feedback not only means a lot to us, but it will also help others who are considering this option for themselves. We appreciate your trust in us and look forward to assisting others just like you!
Best Regards!
GoodLife Home Loans
Stephen Caruso was friendly, supportive and concerned that everything went smoothly in my refinancing my Reverse Mortgage. He made things very uncomplicated in this complicated transaction so that when complete I was happy with how smoothly everything went and how simply for me. I highly recommend him to anyone looking for assistance in writing or rewriting their mortgage.
Reply from GoodLife Home Loans2025-02-18
Thank you Suzanne for your 5 STAR Review!
We are so very happy to hear that the process for completing your Reverse Mortgage was a smooth transaction and we appreciate your kindness to share your experience with others. We will continue to be here for you for any further assistance in the future.
Best Wishes
GoodLife Home Loans
I had a great experience with Stephen Caruso. He was very helpful and explained the paperwork I needed to get. I really appreciated the guidance. The process can be confusing to a first time applicant.I can' thank Stephen enough,
Loan officer's excellent knowledge of the process. And his firm but very friendly method of conveyance. We felt he was on our side from the very beginning.
Reply from GoodLife Home Loans2025-01-10
Thank you Ira and Jacqueline for your 5 star review concerning your recent Reverse Mortgage experience with GoodLife Home Loans. Our goal as a company is to help our customers achieve their goals and to make it as smooth as possible. Your help in the process was greatly appreciated and helped us provide you with your reverse mortgage. You were a pleasure to work with during the process.
Best Wishes for a New Year!
GoodLife Home Loans
Nathan Grant and TMAC and all of their staff have earned an A+ rating. Excellent service and quick delivery of their reverse mortgages for my 10 clients. Very quick service, professional and friendly.
Reply from GoodLife Home Loans2024-05-28
Thank you Craig for your amazing 5 star review. We consider it a privilege to serve you and your clients. We strive as a team to bring excellence in everything we do. We look forward to being able to help in anyway we can in the future.
Best Wishes Moving Forward!
GoodLife Home Loans
Scott is very knowledgeable and personable, and from the beginning offered help, explanation and progress updates. He was always responsive to any questions, with answers that hit the core of any issue. I will definitely call him with any future questions or to apply for a new refinance. And unquestionably will direct anyone interested in a reverse mortgage to him.
Reply from GoodLife Home Loans2024-05-22
Thank you Maryln for your 5 STAR REVIEW!
It was a pleasure to help you in every to obtain your reverse mortgage. You were great to work with to help the process go smoothly. We are here for you in the future. We appreciate you!
Kind Regards,
GoodLife Home Loans
Terilyn Smith was great she backed the agent and was always helpful when I called her.
Reply from GoodLife Home Loans2024-05-16
Thank you again James for your 5 Star Review!
Our goal is to assist our customers with a great communication system to help in the process of obtaining a Reverse Mortgage.
We appreciate you!
GoodLife Home Loans
Our agent Steve kept in touch at every stage of the process so we knew what to expect, and when. There is a *lot* of process and paperwork in applying for a reverse mortgage, and Steve made it as painless as possible.
Reply from GoodLife Home Loans2024-02-12
Thank you Thomas for your 5 STAR review!
The GoodLife Team considers it a pleasure to help you in obtaining your Reverse Mortgage. Obtaining a reverse mortgage can be an asset by eliminating monthly mortgage payments. Stephen has assured us that working with you helped to make for a smooth process. We are here for you in the future.
Best Regards
Good Life Home Loans
Our experience with our agent, Stephen Caruso was great.
All of our concerns and questions were answered quickly and with understandably.
We have no problem in recommending Good Life Mortgage.
Reply from GoodLife Home Loans2023-11-06
Thank you Don & Teddi for your review!
We consider it a pleasure to help clients like yourselves in obtaining their Reverse Mortgages. A reverse Mortgage can be life changing that helps to put minds at ease by eliminating their mortgage payments. We are here for you, your family and friends in the future.
Best Regards
Good Life Home Loans
GoodLife was responsive, respectful, patient and thorough. The kind folks at GoodLife led me through each step.
Also, it is good to know that GoodLife keeps Reverse Mortgages "in house". I will be able to reach out to GoodLife at any point.
Reply from GoodLife Home Loans2023-07-25
Thank you Steve for the amazing 5 star review!
We truly appreciate your confidence in GoodLife and our team of experts that were able to help you obtain your Reverse Mortgage.
It is great when we have customers that are a pleasure to work with. We look forward to the future and helping your friends and family with their Reverse Mortgages as well. We are always here for you.
Have a great day!
GoodLife Home Loans
Stephen Caruso was an excellent source of information. He had an answer for all my questions. He went above and beyond in making me feel comfortable with the whole process. I enjoyed working with him and feel like I made a friend.
Reply from GoodLife Home Loans2023-07-24
Thank You Annie!
Your 5 STAR review is very valuable and much appreciated to GoodLife Home Loans and our team of experts in Reverse Mortgages. We understand from Stephen that with your help and cooperation in the process we were able to complete your Reverse Mortgage in a timely manner and that you also helped make this a fun process as well.
We look forward to being here for you, your family and friends in the future.
Best Wishes
GoodLife Home Loans
From start to finish, our experience with GoodLife Home Loans, particularly Stephen Carruso was excellent.. He was great to work with. It was obvious he knows all the ins and outs of reverse mortgages extremely well and provided us with exceptional personal service and was there to answer all our questions from application to closing. 5 STARS !!!!
Reply from GoodLife Home Loans2023-07-14
Thank you Sally & Tony for your 5 star review! We appreciate your confidence in the GoodLife Home Loans team. Stephen expressed that you were both golden to work with, very cooperative and helped in so many ways for us to be able to get your reverse mortgage through with great timing. We are here for you, your family and your friends in the future.
Best Wishes,
GoodLife Home Loans
My experience was very very good. Stephen Caruso is an asset to your company. He did everything in his power and more to help me get through this process. I have nothing but good to say about my whole experience with him and your company.
Reply from GoodLife Home Loans2023-04-12
Thank you Thomas for your 5 star review!
You are a valued customer and Stephen expressed that it was great working with you. In the future we are here for you and we appreciate you passing the word on to others that could also benefit from a Reverse Mortgage.
Have a great day!
GoodLife Home Loans
The loan officer was very helpful and nice to deal with. Also she followed up with me on the loan application.
Reply from GoodLife Home Loans2023-04-04
Thank you James for your great review!
We appreciate your confidence in GoodLife and we are very happy that you were able to obtain your reverse mortgage. Kathy expressed that you were very easy to work with and that you were able to get everything that was needed together in a timely manner. Our hope is that you will continue to tell others of your great experience.
We are here for you in the future!
Best Wishes!
GoodLife Home Loans
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