Guideline is now part of @Gusto. Together, we have helped 34,000 businesses and their employees save for retirement.As part of the Gusto ecosystem, Guideline offers streamlined retirement solutions designed to simplify plan management, administration, and compliance. Employees receive a user-friendly experience to enroll and manage their financial future. Our mission is to help companies effortlessly offer a powerful retirement benefit their team can truly appreciate.For informational purposes only. Should not be considered investment or tax advice.
Written by the business, not verified by us.
Is Guideline legit?
Guideline (guideline.com) has a 4.7 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Business Services and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 25% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-05.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers frequently share that the support staff is exceptionally knowledgeable, patient, and friendly, providing wonderful guidance through every step of account setup and troubleshooting. Many consumers also point out the intuitive website design and impressively quick response times that make managing their retirement accounts completely seamless and stress-free.
However, some reviewers were not happy with unexpected delays and ongoing issues regarding compliance filings, tax forms, or slow processing times. A few other people also felt that communication and overall responsiveness could be significantly improved when dealing with complex administrative requests and inquiries.
Auto-generated from all reviews of this business. For reference only.
I would say my experience with the events that have transpired is a 1/5 but working with Vanessa has been a 6/5. We had such unfortunate issues that are still persisting and earlier reps (AJ) were not a good experience for us. We ultimately ended up with Vanessa and were able to start clearing everything out and it’s due to her positive attitude and professionalism that we finally felt like we had an ally at Accrue. Working with her allowed me personally to have faith again in Guideline. We’re not in the clear yet but we were making ourselves ready to leave Guideline due to our experience.
Guideline has been a valued partner for my small business. I specifically use them for their easy-to-use integrations with Freshbooks Accounting software and now Gusto Payroll. Their site is top notch with owner/admin tasks, a vast repository of well written help files (not easy to do when discussing tax implications), and also a highly professional help desk with real live people based in the US. Glad I am using their service.
I was on hold for 20 minutes which was excessive BUT the rep that answered was professional, well spoken, took care of my request above and beyond. Walked me through where to find what I needed online and uploaded my requested documents for me to download in less than a half hour from the time of my request. Yes, I was on hold for a long time but I don’t mind to hold when I receive that quality of service.
As a company, we love how automated everything is (no more uploading manual reports!). The website is also very intuitive for employees and the administrator. The mobile app is also great. Guideline is a must for any small businesses out there looking for a great and affordable 401(k).