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Money & Insurance

Hometap

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224 reviews

4.9224 reviews
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About Hometap

Data updated
Website
hometap.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
224 reviews
Replies to negative
100% (1/1)
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About this business

Hometap lets you tap into tomorrow's home value, today - without having to make monthly payments. Hometap is an investor that provides qualified homeowners a new way to fund important opportunities including renovations, small businesses, debt repayment and education.

Written by the business, not verified by us.

Is Hometap legit?

Hometap (hometap.com) has a 4.9 out of 5 rating on OK.one, based on 224 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable throughout the entire funding process, ensuring every important detail is thoroughly addressed. People note that dedicated representatives explain each step clearly, maintain constant communication, and make sure all personal concerns are fully answered. Consumers appreciate the remarkably simple, seamless, and straightforward user experience that makes obtaining a loan much easier and far less stressful. Reviewers constantly note the extremely prompt response times, professional communication, and efficient service delivered by everyone involved from start to finish.

Auto-generated from all reviews of this business. For reference only.

What people say

I would highly recommend anyone to…

I would highly recommend anyone to hometap. My investment manager was very patient and work with me through out the whole process. I really want to thank the entire hometap team for all the hard work they have done on daily basis. Thank you Hometap Ruel Milson

Reply from Hometap2026-08-12

Thank you, Ruel! It's great to hear you found your Investment Manager to be patient and helpful.

Raphael explain everything to me in

Raphael explain everything to me in ways I understood, he made sure I understood before going on to the next step. He was wonderful to work with in a timely manner. He had a lot of patience and understood when we had a hiccup over my license taking too long to receive after it’s renewal. I am very very please and would refer anyone to Hometap!

Reply from Hometap2026-08-12

Thank you, Debra!

Simple process

The whole process is very simple and straightforward, I think simpler than a mortgage. Alex Marek helped me every step of the, explaining everything clearly and answered all of my questions. I would recommend to anyone looking to access equity if you've been turned down by other options.

Reply from Hometap2026-08-12

Thank you for your 5-star review!

Cash in the bank with no monthly payments

I really wanted to use some of my equity for new flooring and updating our kitchen Hometap and Justin our go to guy was patient and explained every step of the process. I am retired, I’m have only my social security each month. I am not ready to refinance our economy is terrible. Hometap invested in my equity with a ten year term I have more than $700,000 in equity. This program will allow me to give my home even more valuable. Thank you Justin and Hometap.

Reply from Hometap2026-08-12

Thank you, Joan! We're thrilled you were able to make your home even more valuable through accessing your home equity.

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