Service was great
The service was very good everything went quick and smooth no problems
About OppLoans
Data updated- Website
- opploans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 187 reviews
- Replies to negative
- 0% (0/31)
Do you own OppLoans? Claim this profile for free and start replying to reviews.
About this business
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
Written by the business, not verified by us.Is OppLoans legit?
OppLoans (opploans.com) has a 4.2 out of 5 rating on OK.one, based on 187 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely quick approval process and fast funding into bank accounts, noting that the customer service team is always exceptionally helpful and polite during all interactions. People also appreciate the straightforward application steps and find the provided financial assistance remarkably reliable when dealing with unexpected life emergencies. However, some people mentioned that the interest rates and overall finance charges associated with borrowing money are quite steep. A few other consumers also felt that the strict repayment terms or specific loan offers can sometimes be quite difficult to handle.
Auto-generated from all reviews of this business. For reference only.What people say
I’m always pleased with Opp Loans
I’m always pleased with Opp Loans. I’ve always had great experiences with them. And I would recommend family & friends. I’d give 10 ⭐️’s if i could.
My experience was great because I received this deposit the same day.
My experience was great because I needed money for a trip i was planning and came up short. OPP loans approved me for a loan within 15 minutes and I received the deposit the same day.
Very easy process
Very easy process. Recieved money with in days. Had a financial hardship and really helped me. Higher APR but fasting you really need help. Very grateful.
GREAT My experience was great because of you…
My experience was great because of you guys. You took a chance on me and that means the world to me.
When I had an unexpected financial…
When I had an unexpected financial situation, I was at first hesitant to use OppsLoans due to the high interest rates. I took a chance and have not regretted it. Because I paid off my initial loan early, the interest fees were less painful because there is no pre-payment penalty and second loan application was much quicker and easily approved. Customer service is always helpful and polite. Would recommend to anyone for a short-term loan.
OppLoans Lifesaver
OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have with the process is you cannot choose the amount you wish to borrow through the application process, unless I’m missing something. The last time I wound up borrowing 3 times what we needed so we almost immediately paid that part back. I think if you call or chat with a representative, they can adjust the amount.
Uprova®
NetCredit
Upstart
CreditFresh
Together Loans
CreditNinja
LendingTree
OneMain Financial