It was a very simple and easy process…
It was a very simple and easy process from start to finish. I only wish I could find an app to make and track payments. Haven't found one yet.
About OppLoans
Data updated- Website
- opploans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 187 reviews
- Replies to negative
- 0% (0/31)
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About this business
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
Written by the business, not verified by us.Is OppLoans legit?
OppLoans (opploans.com) has a 4.2 out of 5 rating on OK.one, based on 187 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely quick approval process and fast funding into bank accounts, noting that the customer service team is always exceptionally helpful and polite during all interactions. People also appreciate the straightforward application steps and find the provided financial assistance remarkably reliable when dealing with unexpected life emergencies. However, some people mentioned that the interest rates and overall finance charges associated with borrowing money are quite steep. A few other consumers also felt that the strict repayment terms or specific loan offers can sometimes be quite difficult to handle.
Auto-generated from all reviews of this business. For reference only.What people say
It's really upsetting to go through all…
It's really upsetting to go through all that and get to a point were it looks like you're approved but instead of the $500 I was trying to get they come back with an offer to approve of $3200!!!
Helped when no one else would
Helped when no one else would, just needed an established job and checking account to apply
Oop loans is amazing it really helps…
Opploans is amazing it really helps you in a time of need . I give them five stars great service and I was paid instantly would definitely recommend
I have uses Opps loan a few times now
I have uses Opps loan a few times now. Was fortunate that they helped me when I needed it. It was so easy to apply. I will keep using them.
I was a little skeptical at first but…
I was a little skeptical at first but let me tell you, OppLoans make this whole experience so easy and smoothly. No issues while doing the process, I will definitely recommend 100%
They are sneaky with how they get their…
They are sneaky with how they get their money. Paid off a loan through their portal, it said the payment did not go through. I tried 3x, and it did go through with my bank but they claim to have not received it. I had to work through my bank while the money is tied up AND they won't backpay their interest while the money settles in my account. Good way to squeeze out more money from your customers through a poor web app that you refuse to fix when I bring it up.
Great Loan Company
OppLoans has been available for me 3 times and I am grateful for that. Thank you for your service and support.
Very easy to apply
Very easy to apply, fast response and quick deposit.
Very easy to apply and an extremely…
Very easy to apply and an extremely quick approval. Money into your checking account the next business day, if approved by 3pm.
Easy, accessible and trusting.
Honestly the convenience and "easily" accessible it is to get what you need off hand, I do wish we could adjust a set amount when refinancing without speaking to someone just for convenience sake. However, I wish it was advertised as a service as well if it is a thing.
Things get tough sometimes.
I fell short with the prices of everything going up I turned to opps loans and they helped me right away. My credit isn't the best and I needed a little help. Thank you opp loans.
Used deceptive e-mails and phone calls…
Used deceptive e-mails and phone calls to entice me to apply for a new loan, then stated that I need "Collateral" after I sent in all my bank, pay and personal info. None of my car titles were clear, and they knew that. Still denied me a 3000 dollar loan.
With a bad credit rating I was very…
With a bad credit rating I was very pleased with the service from OppLoans. There was no hassles getting a loan. Deposited into my account same day. Thank You
Great experience
Great experience. Called the number after I was approved and made it easy.
Easy and fast application process and…
Easy and fast application process and quick funding. No hassles whatsoever. Highly recommended
It was a very quick and painless…
It was a very quick and painless process to get a loan. The interest rate is high, but this money will get me through a tough time. I will definitely use this service again in the future.
Slow not understanding order to answer…
Slow not understanding order to answer questions
I have auto pay on my pay day and they…
I have auto pay on my pay day and they said I missed two payments. Now I have to pay 5 more payments because of that.
TRUE HELP INDEED
TRUE HELP INDEED, JUST IN TIME WHEN NEEDED...
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