Very easy process
Very easy process and I was able to the the funds the next day.
About OppLoans
Data updated- Website
- opploans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 187 reviews
- Replies to negative
- 0% (0/31)
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About this business
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
Written by the business, not verified by us.Is OppLoans legit?
OppLoans (opploans.com) has a 4.2 out of 5 rating on OK.one, based on 187 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely quick approval process and fast funding into bank accounts, noting that the customer service team is always exceptionally helpful and polite during all interactions. People also appreciate the straightforward application steps and find the provided financial assistance remarkably reliable when dealing with unexpected life emergencies. However, some people mentioned that the interest rates and overall finance charges associated with borrowing money are quite steep. A few other consumers also felt that the strict repayment terms or specific loan offers can sometimes be quite difficult to handle.
Auto-generated from all reviews of this business. For reference only.What people say
Very prompt and professional.Its very…
Very prompt and professional.Its very real
The experience was overall good
The experience was overall good. The 2nd part of my ID was a bit tricky. Wirking with OPP has been good. They make sure I know when it's refinancing time. I do appreciate this company's help with helping me get my finances together.
Sharks, Plain Sharks they take advantage of people with low credit ratings and exploit their weaknesses and needs
Sharks just plain sharks !! 169% interest rate. They should be banned from loaning money to people with credit weakness and while it is voluntary, in times of need for extra money tha Sharks come in, they smell the blood in the water and attack until you give in
I’ve been working on expanding my…
I’ve been working on expanding my business and went through a long stretch of loan rejections and confusing offers. It was a stressful process, especially after running into a few lenders who didn’t feel legitimate. Eventually, I found a financing option that actually worked for me and helped me consolidate debt and move forward. If anyone else is navigating the same challenges, I’m happy to share what I learned about spotting trustworthy lenders, avoiding scams, and understanding what to look for in a legitimate loan offer. consider contacting them just send me an inbox for more information
Great so far
So far so good. The note from the founder hit home for me because I genuinely needed help and no other company would help. I was a liability. But OppLoans gave me a chance. Kept me in my home and for that I am forever grateful
This company is RIDUCULOUS!!!
This company is RIDUCULOUS!!!! I called in to pay off my loan. Loan interest is $2.29 per day- they were UNWILLING to waive the $2.29 since the payment wouldn’t go through until the next day! Really? Like you haven’t made ENOUGH off the interest you have already charged??? Don’t use this company!!!!? Spoke with supervisor Uquitta- very unfriendly!!!
Very simple and easy process
These guys are amazing love the…
These guys are amazing love the consistency of the process the online chat and the options to choose from far as loans you need
They have been there for me a few times…
They have been there for me a few times and the refinancing came just when I needed it I find have no problems with this company none at all I think people should yes try them out yes their aprs are high but and it is a weekly loan but when you're in a pinch they're there to help
It is really easy to get a loan
It is really easy to get a loan from here but the only con of it is u pay back weekly and double the loan. Weekly payments for 40 weeks but u do get approved for it
I just started on credit karma and…
I just started on credit karma and filled everything out. They reviewed it all and money was deposited into account. I was actually shocked. Thank you so much opp loans. Got me out of a bind. 😀
Great service
Great service! Quick and easy approval. I received the funds the next day. I am very happy with Opploans. I would recommend them to anyone in need of a loan.
Easy and simple process.
In my TIME of need OPP came through for me!
Very reliable, quickly helped with a loan! and when it time to refinance, they happened to offer at the perfect time because I needed help paying for auto repairs! thank you!
Everything is easy to do and the staff…
Everything is easy to do and the staff if you need to talk to one is every friendly and helpful.
Emails are never sent properly
Emails are never sent properly. Wasn’t notified of large bill until I needed to modify a payment. Customer service likes to blame the consumer, one of which that makes on time payments, instead of thinking an email system may be faulty.
Easy to use, love it
Easy to use, a real live saver in times of need
In a bind this month with bills but got…
In a bind this month with bills but got help with Opp Loans. Easy to apply with Ease of receiving.
Right on time
Right on time. Easy to do online. This is a good way to solve easy problems.
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