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Money & Insurance

OppLoans

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187 reviews

4.2187 reviews
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About OppLoans

Data updated
Website
opploans.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
187 reviews
Replies to negative
0% (0/31)
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(800) 990-9130[email protected]opploans.com

About this business

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

Written by the business, not verified by us.

Is OppLoans legit?

OppLoans (opploans.com) has a 4.2 out of 5 rating on OK.one, based on 187 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely quick approval process and fast funding into bank accounts, noting that the customer service team is always exceptionally helpful and polite during all interactions. People also appreciate the straightforward application steps and find the provided financial assistance remarkably reliable when dealing with unexpected life emergencies. However, some people mentioned that the interest rates and overall finance charges associated with borrowing money are quite steep. A few other consumers also felt that the strict repayment terms or specific loan offers can sometimes be quite difficult to handle.

Auto-generated from all reviews of this business. For reference only.

What people say

Leah MorrisUnited States · 2 reviews · Experienced 2026-05-15 ·

I was in a pinch and every other place…

I was in a pinch and every other place didn’t give me a loan. When my daughter had mention opploans. I looked it up, what could wrong. I was really shocked and happy at the same time. I got to pay off my debts. Not all but I was able to pay them down. Thank you again opploans. Leah

C
Chloe DavisUnited States · 1 review · Experienced 2026-05-13 ·

SCAM

I submitted an application and promptly provided every document requested. If an issue arose with any document, I was contacted immediately and corrected it right away by providing the proper information. After doing everything asked of me, I waited several days without receiving any update, despite being told decisions would be made within 24 hours. I called multiple times for clarification and was repeatedly reassured that no additional information was needed and that my application was simply “being verified.” Days continued to pass with absolutely no communication, no approval, and no denial. Eventually, my application expired altogether without any resolution. At this point, the entire process feels extremely unprofessional and honestly suspicious. I provided sensitive personal information in good faith, only to receive no outcome and no accountability. Since applying, I have also experienced a significant increase in spam calls and unauthorized charges to my bank account, none of which were made by me. Whether related or not, the timing is deeply concerning. This experience has caused unnecessary stress, wasted my time, and completely destroyed my trust in this company and its application process. I would strongly caution others before providing personal information here.

G
GeraldUnited States · 1 review · Experienced 2026-05-06 ·

Is my experience unique?

Approved for a $500 loan, but I messed up the bank numbers and never got a deposit. Called a couple days later to fix the issue and was ultimately denied. I could only IMAGINE had I given them the correct banking info and then spent the money on the EMERGENCY SITUATION I needed it for. they would have tried to rip it back out of my account the next day via charge back. I had a SIGNED CONTRACT AND PAYMENT SCHEDULE. I wonder how many people this company has actually done this to and gotten away with it. I went with a better finance company in my hometown after I was kinda almost scammed. These fraudulent steps will be reported to the proper outlets. This loan process was beyond unorthodox.

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