Application process
Application process, approval and funding was fast, efficient and professional.
About OppLoans
Data updated- Website
- opploans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 187 reviews
- Replies to negative
- 0% (0/31)
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About this business
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
Written by the business, not verified by us.Is OppLoans legit?
OppLoans (opploans.com) has a 4.2 out of 5 rating on OK.one, based on 187 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely quick approval process and fast funding into bank accounts, noting that the customer service team is always exceptionally helpful and polite during all interactions. People also appreciate the straightforward application steps and find the provided financial assistance remarkably reliable when dealing with unexpected life emergencies. However, some people mentioned that the interest rates and overall finance charges associated with borrowing money are quite steep. A few other consumers also felt that the strict repayment terms or specific loan offers can sometimes be quite difficult to handle.
Auto-generated from all reviews of this business. For reference only.What people say
My experience has been great thus far
My experience has been great thus far. No complaints.
Good service
It was very difficult to get my loan…
It was very difficult to get my loan approved. I had to send a photo of the same document seven times beforethey were satisfied. I do understand that there are rules that have to be follow. I have no problem with that. Overall though, I was approved for only a little more than half of what I requested. Thank you.
Easy to work with
OPP was easy to work with and I got a quick approval. Funds went into my account as promised. I would recommend them for quick access for emergency money. The interest is high, but they warn you about it.
I highly recommend Opploans
I had some unexpected issues and needed a loan right away. Opploans was a blessing. I highly recommend. I was also able to refinance and get another one due to some issues
Took sensitive personal info and lied to me
Took all my bank information and my SSN just to say no. This is sketchy. I need money and now I don't trust yall. If money comes out of my paycheck that I didn't authorize, im calling the Feds. Theft from a financial institution is a serious offense.
Easy Process
Easy Process, quick funding, ridiculous interest rate. I use them for quick money and when the first payment is due, I pay off the whole loan to avoid interest.
They been very helpful
They been very helpful. Always there when I needed help.
Simple and Easy Process
I have no complaints as this is my first time. The application process was simple to navigate, and the turnaround time was great. The payment was posted as noted and the communication process was great.
my first time i had a lot of trouble…
my first time i had a lot of trouble downloading income but we worked it out they worked with me and they approved my loan all agents were great and i am very satisfied with results
Process was a little intense but the…
Process was a little intense but the end result was positive
The process was very fast and fair.
Opp Loan is always there for me when I…
Opp Loan is always there for me when I need them. The service that is provided is professional.
Opp loans has helped me out several…
Opp loans has helped me out several times and has been great to work with would recommend them highly
I appreciate opp loan for being there…
I appreciate opp loan for being there for me in my time of needs
The process was simple
The process was simple. Answer a few questions they do whatever they do, then boom. Give you a number, you agree and sign,next day, well for me a few hours it seems like to me , boom money in my account.If you need a loan Ooploan.com simple.
The ease in which the service was…
The ease in which the service was followed through.
I literally talked to an employee from…
I literally talked to an employee from there to tell him I don’t wanna waste my time if I’m not applicable for this loan I told him I just got this job and I just was training for CDL licensing waiting for my CDL license to come in before I can start work and actually get an actual real paycheck and I asked him am I able to still apply for this loan? Would I be legible or should I wait later and he said for me to apply now and then naturally, I got denied. I think that’s horrible and very unprofessional of the person to tell me to apply for something when I had a feeling I was gonna be applicable, but I still asked anyways and they still told me to apply to me. That’s a red flag right there I would never ever apply for a loan of this company ever I’m just telling you straight out and I don’t care if any of these reviews are good. I would not trust this company if they have employees still making you not making but having you apply for a loan knowing that you’re still not gonna pass it’s just wrong and it’s not right it’s wasting peoples time ….
Very easy
Very easy, fast, and reliable.
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