CompareCards is a one-stop shop allowing consumers to compare competing credit card offers and apply for the one that fits you best. Credit cards can be a valuable tool -- in fact, our users have used credit cards to build small businesses and to maximize bank interest. We give you the advice and tools to use your credit cards wisely.
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Is CompareCards legit?
CompareCards (www.comparecards.com) has a 4.5 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 56% of negative reviews. Last updated 2026-08-11.
I have used Lending tree for getting personal loans and a credit card. Recently I used the compare credit card portion to find a credit card I could transfer an existing account to. They showed me multiple offers and even suggested the ones that fit me best. I applied for one with 0% balance transfer for 21 months and I am now saving 175 a month in interest. The hole experience was very easy and has helped me a lot. I would highly recommend checking out what they have to offer.
My application for a transfer balance credit card, and approval was quick and easy using your compare cards app. In less than five minutes I applied and was approved and the app was so simple to use! Thank you for helping me find a way to interest debt relief!
I was able to get a card to do a transfer but I wish it was more. The limits are not anywhere near the approval amounts that are showing for Lending Tree. Other than that it was a quick comparison and the approval was done in minutes.
Super easy process. It showed the zero interest cards and gave me the suggestion of the which I was most likely to get approval for. I clicked and it was done in less than five minutes.
I have received 12 emails in less that 2 hours, begging me to review comparecards, so my review is it sucks and they harass you to review their product.
Reply from CompareCards2021-06-10
We're sorry to hear about your poor email experience, there was a bug that caused the review request email to go out multiple times - which was not our intent - this has now been fixed, thank you for bringing this to our attention!
Credit one was a terrible deal! $99 A year annual fee is outrageous for a card with a tiny limit! I only responded because I received this email 30 times after I deleted it!
Reply from CompareCards2021-06-10
We're sorry to hear about your poor email experience, there was a bug that caused the review request email to go out multiple times - which was not our intent - this has now been fixed, thank you for bringing this to our attention!