They are true to there word
It was a great experience
About CreditNinja
Data updated- Website
- www.creditninja.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 204 reviews
- Replies to negative
- 94% (17/18)
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About this business
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.Apply Now
Written by the business, not verified by us.Is CreditNinja legit?
CreditNinja (www.creditninja.com) has a 4.6 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is extremely quick, straightforward, and simple to complete. People also appreciate receiving their funds promptly, very often by the next business day or even sooner. Reviewers often note that the support staff is very helpful and pleasant to talk to when assistance is needed. However, some reviewers were not happy with the very high interest rates and unexpected extra fees associated with the loans. Some people also felt that the monthly repayment terms could be burdensome or that final approval amounts differed from expectations.
Auto-generated from all reviews of this business. For reference only.What people say
Inconsiderate interest.
I would give them more stars because they were really fast in depositing the money once I was approved. However, the interest was extremely high: in my case, they gave me a 224% interest rate, which meant I would be paying 24 dollars per day in interest. So, I paid off my loan the next day after they deposited it. I appreciate how quick they were, but the interest is inconsiderate.
Reply from CreditNinja2026-07-31
Dear Carlos Luna, Thank you for reaching out. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the annual percentage rate (APR) and other fees. High-APR loans are not recommended as long-term financial solutions; your choice of a loan product should match your needs and ability to repay. We value your feedback and appreciate you sharing your experience. Feedback such as yours helps us improve our products and services. If you would like to discuss this matter in further detail, please call our friendly customer support team at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
Refund time in prompted
My experience was fast and easy.
Easy to apply
fast service
In a word--Speed!!
Fast
Fast ! Fair ! Affordable payment s
I called to retrack this loan and your…
I called to retrack this loan and your company wouldn't let it happen. So I asked could I get 6 months turn into 12 months bcuz 282.99 is to much for monthly payments. The loan is almost a legal loan shark.
Reply from CreditNinja2026-07-30
Dear Kenneth, Thank you for reaching out. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the annual percentage rate (APR) and other fees along with details about the applicable 3-day cancellation window. High-APR loans are not recommended as long-term financial solutions; your choice of a loan product should match your needs and ability to repay. Our friendly customer service team is available to answer questions at any time, before and after signing. For further assistance, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
I appreciate how quick it was
It's only the next day I haven't received the money yet but if it comes I'll be very happy it was very easy simple and I didn't approve the whole amount I asked for but I got approved quickly and I appreciate that
My experience was quick
My experience was quick, short and it only took a couple of minutes to get approve and the following day my funds was in my bank account.
Very helpful
I’m writing about this is because I really appreciate it what they did for me. Thank you very much.
Super easy and super fast!
Always great to deal with and…
Always great to deal with and reasonable rates
Wonderful
Great amount to help you out easy to apply for good percentage rate nice payment plan
Great experience.
This was the easiest loan process I've ever experienced. Very quick response and very quick funding. Awesome experience
The ease of getting the money
The ease of getting the money, your staff are very kind. Bad part your interest is to high.
Very helpful and easy to use I would…
Very helpful and easy to use I would definitely recommend using again
Nanette provided excellent customer…
Nanette provided excellent customer service to me. I had questions which she thoroughly explained, patiently answered, and I appreciate that very much. She was very nice to deal with. Thank you, Nanette!
The prosses was quick and easy
You guys were very helpful with the online application
Ok money there fast but was told how…
Ok money there fast but was told how much I payments kinda late if I know it going be that high and fast 8 days to start making payments
Reply from CreditNinja2026-07-27
Dear Michael Thank you for taking the time to share your feedback and we appreciate you sharing your experience. Feedback such as yours helps us improve our products and services. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the payment schedule, annual percentage rate (APR) and other fees. We do offer payment assistance and are happy to work with you to find a solution that fits your situation. If you ever need assistance with your schedule, please contact us at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
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