CreditNinja application was easy to…
CreditNinja application was easy to follow. I was approved for the desired amount. If you're needing a quick loan please don't hesitate to reach out now not later. Thank you CreditNinja! 😊
About CreditNinja
Data updated- Website
- www.creditninja.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 204 reviews
- Replies to negative
- 94% (17/18)
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About this business
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.Apply Now
Written by the business, not verified by us.Is CreditNinja legit?
CreditNinja (www.creditninja.com) has a 4.6 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is extremely quick, straightforward, and simple to complete. People also appreciate receiving their funds promptly, very often by the next business day or even sooner. Reviewers often note that the support staff is very helpful and pleasant to talk to when assistance is needed. However, some reviewers were not happy with the very high interest rates and unexpected extra fees associated with the loans. Some people also felt that the monthly repayment terms could be burdensome or that final approval amounts differed from expectations.
Auto-generated from all reviews of this business. For reference only.What people say
The whole process was very quick
The whole process was very quick. I appreciated that, whether I was approved or denied.
Trustpilot was a great experience!
Trustpilot was there when I needed some extra cash in an emergency. The process was quick and easy. Everything was done online from the convenience of my home. I highly recommend Trustpilot for your financial needs.
It was simple
It was simple, questions were answered and even though it was after 5 on a Friday funds were available on Monday morning for our emergency. This is Marie C Miklas, please remove the name of Dianne Rickabaugh, this is not get account and she didn't have one as she is in a nursing home.
It was quick and easy
Very easy and simple process and funds…
Very easy and simple process and funds were available the next business day!
Very easy to apply
Very easy to apply, really fast at getting you an answer, and great at getting you the funds quickly.
You are there when I need you no…
You are there when I need you no hassles. Thank you
Excellent customer Servce
Excellent customer Service
Fast and easy to get a loan
Fast and easy to get a loan. Thank you
The credit specialist team is Great
The credit specialist team is Great! I had the pleasure of speaking with Gabby and Ashley. Very friendly and helpful. I appreciate y'all so much!
Better explanation of terms
Reply from CreditNinja2026-07-22
Dear Thomas, Thank you for reaching out. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the annual percentage rate (APR) and other fees. High-APR loans are not recommended as long-term financial solutions; your choice of a loan product should match your needs and ability to repay. Additional information is also available at www.creditninja.com/pages/state_licenses. Our friendly customer service team is available to answer questions at any time, before and after signing. For further assistance, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
Fast approval
Quick approval and funding
I was having trouble getting a loan…
I was having trouble getting a loan from any where but credit ninja took a chance on me. It wasn't quite as much as I wanted but im so glad that credit ninja is giving me the opportunity to show i can make the payments and develop a long standing relationship thanks again credit ninja. The amount that I have to pay of is 40 a week so easy to keep up with payments. Doing the application was so easy I didnt have to talk to anyone, but you can, credit ninja made it so easy for me.
Credit ninja made it easy to get 1200…
Credit ninja made it easy to get 1200 in my bank in a flash ty credit ninja 🥷
Right on time for me Thanks so much…
Right on time for me Thanks so much such a big help in a time of need !!!
I was approved in minutes
Loan
I was good expirian
My experience with Credit Ninja has…
My experience with Credit Ninja has been so pleasant. I wish I had known about them sooner.
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