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Money & Insurance

CreditNinja

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204 reviews

4.6204 reviews
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About CreditNinja

Data updated
Website
www.creditninja.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
204 reviews
Replies to negative
94% (17/18)
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About this business

CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.Apply Now

Written by the business, not verified by us.

Is CreditNinja legit?

CreditNinja (www.creditninja.com) has a 4.6 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is extremely quick, straightforward, and simple to complete. People also appreciate receiving their funds promptly, very often by the next business day or even sooner. Reviewers often note that the support staff is very helpful and pleasant to talk to when assistance is needed. However, some reviewers were not happy with the very high interest rates and unexpected extra fees associated with the loans. Some people also felt that the monthly repayment terms could be burdensome or that final approval amounts differed from expectations.

Auto-generated from all reviews of this business. For reference only.

What people say

I'm so happy to be with you guys your…

I'm so happy to be with you guys your company you really helped me with what I need to do financially God bless you And I hope to continue to do business with you guys out there it's hard for a lot of people and they try to do the best they can but then you guys come along and and really help us thank you so very very much so very much

They always send a message of guarantee…

They always send a message of guarantee approval, then once you enter your information they deny you. PLEASE STOP WASTING MY TIME!!!

Reply from CreditNinja2026-07-30

Dear Nanette Broussard, Thank you for reaching out, and thank you for your interest in our loan products. If you received a pre-approval notice, you met certain qualification criteria pre-approval was generated. Your financial situation may have changed between then and the date of your application, which may have led to a different decisioning outcome. To better understand why your application was not approved, please review the notice sent to you at the time of the denial. You are welcome to re-apply with us within 30 days. Unfortunately, we're unable to locate a record of communication under the information provided in your review. We'd really appreciate the opportunity to look into this further and assist you directly. Please contact our friendly customer support team by phone and ask to speak with a supervisor on the level 2 support team at 1-855-646-5201 or by email at [email protected].

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