CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.Apply Now
Written by the business, not verified by us.CreditNinja (www.creditninja.com) has a 4.6 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is extremely quick, straightforward, and simple to complete. People also appreciate receiving their funds promptly, very often by the next business day or even sooner. Reviewers often note that the support staff is very helpful and pleasant to talk to when assistance is needed. However, some reviewers were not happy with the very high interest rates and unexpected extra fees associated with the loans. Some people also felt that the monthly repayment terms could be burdensome or that final approval amounts differed from expectations.
Auto-generated from all reviews of this business. For reference only.credit ninja helps every type of person with bad credit or good credit and very affordable payments that help people with a budget and they offer other benifits as well to help with daily needs like gift cards for various things even for your pets
This.Is.My.Second.Loan.With.You.All.And.I.Must.Say.That.You.All.Handle.Business.How.Business.Supposed.To.Be.Handled.Very.Professional.And.Direct.Thank.You.Sincerely!
It was a great experience only thing was the bank verification process. But everything else was smooth and quick.
Quick response Courteous service
Very easy to work with and efficient! Thank you!
It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you avoid. Was literally a miracle I didn’t think I was qualified for and truly a blessing. Thank you credit ninja!
Shitty, dishonest practice, signed on the 14th at 9 am and on the 15th still nothing,
Dear Cassandra, Thank you for reaching out. At CreditNinja, we’re committed to providing accurate and efficient loan servicing, and we understand how important timely funding is to our customers. As noted on the homepage of our website under Loan Disbursement, applications approved before 10:30 a.m. CT, Monday through Friday, are generally funded the same business day. Applications approved after that time are typically funded the next business day. In some cases, additional verification may be required. If so, the loan, if approved, will be funded the business day after the verification is completed. We appreciate your feedback, as it helps us continue to improve our products and services. If you’d like to discuss your experience further, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
Only bad sides are 1) you have to pay in concurrent payments with your paychecks (i.e. weekly, bi-weekly, etc), and 2) interest rates are absolutely ridiculous so do your best to pay as fast as possible! This was my last resort, let's just say that. Also 4 stars because I pre-approved for 3500, but only got 500. Go figure
How easy and straightforward it is. Didint have an issues navigating the site.
This place has been a truly blessing for me came through every time I really needed them. I recommend them.🙏🏾❤️🥰💯
Quick and easy. You all made it easy to be able to get money for my trip ,it wasn't a headache with a bunch of unnecessary questions and right to the point.thank you so much.
Easy as can be and fair. Very happy with my experience
Quick easy there when I needed them totally appreciate it
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